Skip to content

CRE/ATE

Active
Private limited companyfounded 20188 yrs activeKapelstraat 15, 2960 Brecht, BelgiumKBO/BCE: BE 0692.596.529
Summary

The computed 12-month bankruptcy probability of CRE/ATE is 1.6% (moderate). The 2024 annual accounts show equity of €19,025 and a net result of -€18,904. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 41% of 37961 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
CRE/ATEActiveChecked score 54/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200
1 site
Size
€39,060total assets 2024
Equity
€19,025
Loss
-€18,904
Turnover not published (abridged schema)
Financial health
54 Fair Checked score 2024
Bankruptcy chance 12 m
1.6%
Structure
Holdings
1
Accounts 67 d overdue0 of 3 deeds read
Why 54- Figures for FY 2024 (filed 09-06-2025)- 1 change of registered office in 24 months+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €39,060Show the evidence

Checked score

Score 2024
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 32% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Average
Solvency 74-26
equity 48.7% of total assets
Liquidity 74-26
short-term debt 51.1% · cash 59.8%
Profitability 0-2
return on assets -48.4%
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,265 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%▼ -6.4% vs 12-2024lowest value 02-2025: < 0.1%▲ +2.3% vs 01-2025 03-2025: < 0.1%▲ +2.2% vs 02-2025 04-2025: < 0.1%● 0.0% vs 03-2025 05-2025: < 0.1%▲ +2.2% vs 04-2025 06-2025: < 0.1%● 0.0% vs 05-2025 07-2025: 0.1%▲ +126% vs 06-2025 08-2025: 0.1%● 0.0% vs 07-2025 09-2025: 0.3%▲ +205% vs 08-2025 10-2025: 0.3%● 0.0% vs 09-2025 11-2025: 0.3%▲ +5.6% vs 10-2025 12-2025: 0.3%▼ -0.6% vs 11-2025 01-2026: 0.3%▼ -0.9% vs 12-2025 02-2026: 0.3%▼ -1.8% vs 01-2026 03-2026: 0.3%▲ +5.2% vs 02-2026 04-2026: 0.3%▲ +0.3% vs 03-2026 05-2026: 0.4%▲ +3.2% vs 04-2026 06-2026: 0.3%▼ -3.9% vs 05-2026 07-2026: 0.4%▲ +4.3% vs 06-2026 08-2026: 0.7%▲ +90.3% vs 07-2026 09-2026: 0.9%▲ +26.9% vs 08-2026 10-2026: 1.6%▲ +87.9% vs 09-2026highest value
  • Figures for FY 2024 (filed 09-06-2025) raises the probability
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • 1 change of registered office in 24 months raises the probability
  • Size: total assets €39,060 lowers the probability for this profile
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.3 against 7.82 in 2023; short-term debt: 51.1% and cash: 59.8% of total assets), and 51.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 45%, liquidity 66%, profitability 4%, growth against the median 11%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 09-06-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Size: total assets €39,060
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€18,904
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-06-2025, 55 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
not confirmed
2024
55 d early
2023
33 d late
2022
on the day
2021
41 d early
2020
30 d early
2019
138 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 8 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. General meeting · Director resignationDirector appointment · Registered-office move
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Weakest financial yearnet -€18,904

Key points

  • Risk: 3 loss-making years in a rowloss fiscal year 2024 -€18,904 View
  • Caution: Among the weakest 8% on net resultsector median €25,896 · 37,982 companies -€18,904 View
  • Caution: Accounts not fileddeadline was 31-07-2026 67 d late View

By topic

Financials

Fiscal year
2024
Total assets
€39,060
Loss
-€18,904
Solvency
48.7%
Total assets▼ 16.5%
Net result
20182024
Go to Financials

Timeline

Events
12
Since
2019
  1. 06-05-2026General meeting · Director resignation
  2. 06-06-2025Annual accounts filed
  3. 31-12-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
15-03-2018
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure