INNOVATIVE SOLUTIONS
ActiveINNOVATIVE SOLUTIONS has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €116k and a net result of €32k. Equity is growing by ~27.5% per year across the filed fiscal years. Its solvency ranks better than 18% of 1894 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▲+13
Solvency37▲+4
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 1.0 against 1.07 in 2024; short-term debt: 87.2% and cash: 3.6% of total assets), and 88.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.9%
Return on assets
3.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 1894 sector peers (2025).
NBB · sector comparisonPosition among 1894 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
27 d late
2024
60 d late
2023
30 d late
2022
31 d late
2021
24 d late
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€116k▲ 37.5%
2024 · €84k
2020: €22k
2021: €22k
2022: €63k
2023: €73k
2024: €84k
2020 → 2025
Total assets
€970k▼ 3.2%
2024 · €1.00M
2020: €53k
2021: €373k
2022: €307k
2023: €908k
2024: €1.00M
2020 → 2025
Net result
€32k▲ 173%
2024 · €12k
2020: €22k
2021: €-424
2022: €42k
2023: €9k
2024: €12k
2020 → 2025
Working capital
€-3k
2024 · €68k
2020: €21k
2021: €15k
2022: €53k
2023: €54k
2024: €68k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€63k▲ 192%€73k▲ 14.6%€84k▲ 15.9%€116k▲ 37.5%
Operating result€6k-€58k▲ 898%€20k▼ 65.2%€42k▲ 110%€72k▲ 68.9%
Net result€-424-€42k€9k▼ 77.9%€12k▲ 25.2%€32k▲ 173%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 69% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €970k
Fixed assets
€127k▲ 674%
Current assets
€843k▼ 14.5%
Equity and liabilities €970k
Equity
€116k▲ 37.5%
Debt
€854k▼ 7.0%
The debt ratio falls from 91.6% to 88.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€79k▲
2024 · €50k
Cash flow
€39k▲
2024 · €19k
Solvency
11.9%▲
2024 · 8.4%
Current ratio
1.00▼
2024 · 1.07
Quick ratio
1.00▼
2024 · 1.07
Debt / equity
7.38▼
2024 · 10.91
ROE
27.3%▲
2024 · 13.7%
ROA
3.3%▲
2024 · 1.2%
Interest coverage
4.01▲
2024 · 2.74
Debt
€854k▼
2024 · €918k
Debt ≤ 1 year
€846k▼
2024 · €918k
Debt > 1 year
€8k
Income taxes
€24k▲
2024 · €13k
Staff costs
€40k▼
2024 · €47k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.00M€970k▼
Fixed assets21/28€16k€127k▲
Tangible fixed assets22/27€14k€14k▲
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€9k€11k▲
Leasing and similar rights25€2k€2k▼
Financial fixed assets28€3k€113k▲
Current assets29/58€986k€843k▼
Amounts receivable after more than one year29-€60k
Trade receivables290-€60k
Amounts receivable within one year40/41€969k€744k▼
Trade receivables40€968k€743k▼
Other amounts receivable41€1k€1k=
Cash at bank and in hand54/58€15k€35k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€1.00M€970k▼
Equity10/15€84k€116k▲
Reserves13€22k€22k=
Distributable reserves133€22k€22k=
Profit (loss) carried forward14€62k€94k▲
Amounts payable17/49€918k€854k▼
Amounts payable after more than one year17-€8k
Financial debts170/4-€8k
Amounts payable within one year42/48€918k€846k▼
Current portion of amounts payable after more than one year42-€82k
Financial debts43€34k-
Credit institutions430/8€34k-
Trade debts44€538k€550k▲
Suppliers440/4€538k€550k▲
Advances received on contracts in progress46€260k€88k▼
Taxes, remuneration and social security45€33k€78k▲
Taxes450/3€28k€74k▲
Remuneration and social security454/9€5k€4k▼
Other amounts payable47/48€54k€48k▼
Income statement
Code20242025
Remuneration, social security and pensions62€47k€40k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▼
Other operating charges640/8€1k€13k▲
Gross operating margin9900€99k€133k▲
Operating profit (loss)9901€42k€72k▲
Financial income75/76B€940€4k▲
Recurring financial income75€940€4k▲
Financial charges65/66B€18k€20k▲
Recurring financial charges65€18k€20k▲
Profit (loss) for the period before taxes9903€25k€56k▲
Income taxes67/77€13k€24k▲
Profit (loss) for the period9904€12k€32k▲
Profit (loss) for the period to be appropriated9905€12k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€62k€94k▲
Profit (loss) brought forward from the previous period14P€51k€62k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Equity above €100kEq €116k ▲37.5%
4 profitable years in a row build equity to €116k.
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €42k
Net result €42k after one loss-making year.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial
Weakest financial yearnet €-424 ▼102%
Net result drops to €-424, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
de Meeûssquare 351000 BrusselGround area
2,893 m²
Building footprint
1,412 m²
Volume, LiDAR
26,615 m³
2 parcels, Brussels · tallest building 31.7 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Innovative Solutions
since 20192.298.327.205
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21012A0227/00V004 | Brussels | 1,627 m² | 1 · 512 m² | 11.3 m · 2 fl. |
| 21805E0456/00C000 | Brussels | 1,266 m² | 1 · 900 m² | 31.7 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,791 companies in sector 63910 we hold annual accounts for 700. 509 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-2019
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
62010Computer programming, consultancy and related activities
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:rsojeva11@gmail.com
Phone:+32485882615