HelloApp
ActiveSummary
HelloApp has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €270k and a net result of €128k. Equity is growing by ~83.6% per year across the filed fiscal years. Its solvency ranks better than 51% of 482 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability97▲+5
Solvency72▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 1.62 against 1.86 in 2024; short-term debt: 52.6% and cash: 80.5% of total assets), but 52.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
about 52% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.4%
Return on assets
22.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
17 d early
2023
28 d early
2022
8 d late
2021
8 d early
2020
8 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€270k▲ 53.6%
2024 · €176k
2020: €9klowest in 6 years
2021: €28k▲ +227% vs 2020
2022: €60k▲ +113% vs 2021
2023: €107k▲ +77.9% vs 2022
2024: €176k▲ +63.7% vs 2023
2025: €270k▲ +53.6% vs 2024highest in 6 years
2020 → 2025
Total assets
€569k▲ 55.2%
2024 · €367k
2020: €35klowest in 6 years
2021: €69k▲ +101% vs 2020
2022: €136k▲ +96.3% vs 2021
2023: €264k▲ +93.8% vs 2022
2024: €367k▲ +38.8% vs 2023
2025: €569k▲ +55.2% vs 2024highest in 6 years
2020 → 2025
Net result
€128k▲ 87.7%
2024 · €68k
2020: €6klowest in 6 years
2021: €20k▲ +247% vs 2020
2022: €32k▲ +62.1% vs 2021
2023: €47k▲ +47.1% vs 2022
2024: €68k▲ +45.5% vs 2023
2025: €128k▲ +87.7% vs 2024highest in 6 years
2020 → 2025
Working capital
€187k▲ 13.1%
2024 · €165k
2020: €8klowest in 6 years
2021: €25k▲ +232% vs 2020
2022: €58k▲ +128% vs 2021
2023: €106k▲ +83.3% vs 2022
2024: €165k▲ +55.1% vs 2023
2025: €187k▲ +13.1% vs 2024highest in 6 years
2020 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€28k-€60k▲ 113%€107k▲ 77.9%€176k▲ 63.7%€270k▲ 53.6%
2021: €28klowest in 5 years
2022: €60k▲ +113% vs 2021
2023: €107k▲ +77.9% vs 2022
2024: €176k▲ +63.7% vs 2023
2025: €270k▲ +53.6% vs 2024highest in 5 years
Operating result€20k-€33k▲ 61.9%€49k▲ 47.5%€71k▲ 45.7%€134k▲ 88.2%
2021: €20klowest in 5 years
2022: €33k▲ +61.9% vs 2021
2023: €49k▲ +47.5% vs 2022
2024: €71k▲ +45.7% vs 2023
2025: €134k▲ +88.2% vs 2024highest in 5 years
Net result€20k-€32k▲ 62.1%€47k▲ 47.1%€68k▲ 45.5%€128k▲ 87.7%
2021: €20klowest in 5 years
2022: €32k▲ +62.1% vs 2021
2023: €47k▲ +47.1% vs 2022
2024: €68k▲ +45.5% vs 2023
2025: €128k▲ +87.7% vs 2024highest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 88% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €569k
Fixed assets
€83k ▲ 676%
Current assets
€486k ▲ 36.5%
Equity and liabilities €569k
Equity
€270k ▲ 53.6%
Debt
€299k ▲ 56.8%
Debt's share of the balance-sheet total rises from 52.1% to 52.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€142k▲
2024 · €74k
Cash flow
€136k▲
2024 · €71k
Current ratio
1.62▼
2024 · 1.86
Debt to equity
1.11▲
2024 · 1.09
ROE
47.5%▲
2024 · 38.9%
ROA
22.5%▲
2024 · 18.7%
Interest coverage
1143.24▲
2024 · 611.20
Debt ≤ 1 year
€299k▲
2024 · €191k
Income taxes
€6k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€367k€569k▲
Formation expenses20€0-
Fixed assets21/28€11k€83k▲
Tangible fixed assets22/27€11k€83k▲
Furniture and vehicles24€11k€83k▲
Current assets29/58€356k€486k▲
Amounts receivable within one year40/41€13k€28k▲
Trade receivables40€13k€24k▲
Other amounts receivable41-€4k
Cash at bank and in hand54/58€343k€458k▲
Equity and liabilities
Total equity and liabilities10/49€367k€569k▲
Equity10/15€176k€270k▲
Contributions10/11€3k€3k=
Capital10€3k€3k=
Issued capital100€3k€3k=
Reserves13€153k€267k▲
Non-distributable reserves130/1€300€300=
Legal reserve130€300€300=
Tax-exempt reserves132€153k€267k▲
Profit (loss) carried forward14€20k€0▼
Amounts payable17/49€191k€299k▲
Amounts payable within one year42/48€191k€299k▲
Trade debts44€7k€618▼
Suppliers440/4€7k€618▼
Taxes, remuneration and social security45€14k€15k▲
Taxes450/3€14k€15k▲
Other amounts payable47/48€170k€284k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€7k▲
Other operating charges640/8€387€2k▲
Gross operating margin9900€75k€144k▲
Operating profit (loss)9901€71k€134k▲
Financial charges65/66B€121€124▲
Recurring financial charges65€121€124▲
Profit (loss) for the period before taxes9903€71k€134k▲
Income taxes67/77€3k€6k▲
Profit (loss) for the period9904€68k€128k▲
Transfer to tax-exempt reserves689€61k€114k▲
Profit (loss) for the period to be appropriated9905€8k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€34k▲
Profit (loss) brought forward from the previous period14P€12k€20k▲
Profit to be distributed694/7-€34k
Return on contributions (dividend)694-€34k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | €31k | €37k | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €334 | €1k | €1k | €3k | €7k | ▲ 156% |
| Other operating charges640/8 | - | €348 | €384 | €387 | €2k | ▲ 529% |
| Gross operating margin9900 | €21k | €35k | €51k | €75k | €144k | ▲ 93.2% |
| Operating profit (loss)9901 | €20k | €33k | €49k | €71k | €134k | ▲ 88.2% |
| Financial charges65/66B | €99 | €99 | €99 | €121 | €124 | ▲ 2.1% |
| Recurring financial charges65 | €99 | €99 | €99 | €121 | €124 | ▲ 2.1% |
| Profit (loss) for the period before taxes9903 | €20k | €33k | €49k | €71k | €134k | ▲ 88.4% |
| Income taxes67/77 | €691 | €1k | €2k | €3k | €6k | ▲ 106% |
| Profit (loss) for the period9904 | €20k | €32k | €47k | €68k | €128k | ▲ 87.7% |
| Transfer to tax-exempt reserves689 | €17k | €28k | €42k | €61k | €114k | ▲ 88.4% |
| Profit (loss) for the period to be appropriated9905 | €2k | €4k | €5k | €8k | €14k | ▲ 82.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €69k | €136k | €264k | €367k | €569k | ▲ 55.2% |
| Formation expenses20 | €778 | €519 | €259 | €0 | - | - |
| Fixed assets21/28 | €2k | €2k | €683 | €11k | €83k | ▲ 676% |
| Tangible fixed assets22/27 | €2k | €2k | €683 | €11k | €83k | ▲ 676% |
| Furniture and vehicles24 | €2k | €2k | €683 | €11k | €83k | ▲ 676% |
| Current assets29/58 | €66k | €134k | €263k | €356k | €486k | ▲ 36.5% |
| Amounts receivable within one year40/41 | €21k | €21k | €21k | €13k | €28k | ▲ 119% |
| Trade receivables40 | €21k | €21k | €21k | €13k | €24k | ▲ 90.0% |
| Other amounts receivable41 | - | - | - | - | €4k | - |
| Cash at bank and in hand54/58 | €46k | €113k | €243k | €343k | €458k | ▲ 33.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €69k | €136k | €264k | €367k | €569k | ▲ 55.2% |
| Equity10/15 | €28k | €60k | €107k | €176k | €270k | ▲ 53.6% |
| Contributions10/11 | €3k | €3k | €3k | €3k | €3k | = |
| Capital10 | €3k | €3k | €3k | €3k | €3k | = |
| Issued capital100 | €3k | €3k | €3k | €3k | €3k | = |
| Reserves13 | €23k | €51k | €92k | €153k | €267k | ▲ 74.6% |
| Non-distributable reserves130/1 | €300 | €300 | €300 | €300 | €300 | = |
| Legal reserve130 | €300 | €300 | €300 | €300 | €300 | = |
| Tax-exempt reserves132 | €22k | €51k | €92k | €153k | €267k | ▲ 74.7% |
| Profit (loss) carried forward14 | €3k | €7k | €12k | €20k | €0 | ▼ 100% |
| Amounts payable17/49 | €41k | €76k | €157k | €191k | €299k | ▲ 56.8% |
| Amounts payable within one year42/48 | €41k | €76k | €157k | €191k | €299k | ▲ 56.8% |
| Trade debts44 | €639 | €53 | €2k | €7k | €618 | ▼ 90.9% |
| Suppliers440/4 | €639 | €53 | €2k | €7k | €618 | ▼ 90.9% |
| Taxes, remuneration and social security45 | €4k | €7k | €14k | €14k | €15k | ▲ 5.2% |
| Taxes450/3 | €4k | €7k | €14k | €14k | €15k | ▲ 5.2% |
| Other amounts payable47/48 | €36k | €69k | €140k | €170k | €284k | ▲ 67.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20k | €32k | €47k | €68k | €128k | ▲ 87.7% |
| + Depreciation and write-downs630 | €334 | €1k | €1k | €3k | €7k | ▲ 156% |
| Operating cash flow (approximation) | €20k | €33k | €48k | €71k | €136k | ▲ 90.5% |
| Investment in fixed assets (approximation) | - | €-614 | €-259 | €-13k | €-80k | ▼ 517% |
| Change in cash | - | €68k | €129k | €101k | €115k | ▲ 14.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2020net €128k ▲87.7%
Operating result €134k, net result €128k, both a record.
31-12
Financial
Equity above €200kEq €270k ▲53.6%
6 profitable years in a row build equity to €270k.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €176k ▲63.7%
5 profitable years in a row build equity to €176k.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €107k ▲77.9%
4 profitable years in a row build equity to €107k.
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
23-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2019
Ground area
723 m²
Building footprint
448 m²
Volume, LiDAR
9,862 m³
Parcel 92094C0482/00L002, Wallonia · tallest building 25.3 m, ±7 floors. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
HelloApp
since 20192.290.448.033
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92094C0482/00L002 | Wallonia | 723 m² | 1 · 448 m² | 25.3 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,787 companies in sector 63910 we hold annual accounts for 699. 443 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-06-2019
Fiscal year end31-12
Activities, NACEBEL 2025
63910Web portal activities
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
85592Vocational training
85599Other education
Contact
Website
helloapp.be
E-mail
sg.helloapp@gmail.com
Scores and ratios are computed by Checked and are not a credit decision.