Board changed. Latest change 17-12-2025 · 3 in office.
Bankruptcy probability
Outside the general model
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Comparable companies, two years later
In July 2024, 31,386 companies had the same profile as Innoa has now. Each dot stands for 79 companies, two years later.
93.4%
were still trading
6.0%
stopped another way
0.5%
went bankrupt
Micro
20 years or older
solvency 30% or more
a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,386 companies, not a prediction for Innoa. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit check for an amount and term of your choice
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
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Board and ownership
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Director, Hidden nameVisible after signing in
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Director, Name hiddenVisible after signing in
Hidden nameVisible after signing in 10%score XXVisible after signing inequity €2.5m (2025) · 2025 annual accounts of Name hiddenVisible after signing in
Company renamed from Hidden nameVisible after signing in to Innoa
Registered office moved from Sint-Baafs-Vijve to Diest · Capital contribution of €1,050,000 · New registered office: Industrieterrein 1 – 16, 3290 Diest · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0423067082
3 directors appointed, 1 resignation, 1 reappointment
Resignation: Name after signing inVisible after signing in (statutory director) · Reappointment: BEELS Frans (statutory director) · Appointments: Name hiddenVisible after signing in, Hidden nameVisible after signing in and BEELS Frans · General meeting of 16-03-2023 · Gazette deed
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as Innoa: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €79,000 and €173,000, founded between 1980 and 1990.
The company number of Innoa is 0423.067.082. The VAT number is the same number with BE in front: BE 0423.067.082.
Where is Innoa based?
The registered office is at Industrieterrein 1 16, 3290 Diest.Company details
What does Innoa do?
According to the KBO register, the main activity is activities of holding companies (NACE 64210).
What is the legal form of Innoa?
Innoa is a private limited company (BV).
When was Innoa founded?
Innoa was founded on 21-09-1982.
Is Innoa still active?
Yes, Innoa is an active enterprise in the KBO register.
What is the turnover of Innoa?
The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €28,077 and 2,935 comparable companies of the same size. It probably lies between €68,000 and €200,000. It is a rough estimate.Financials
Is Innoa profitable?
In financial year 2025, Innoa made a profit of €18,398.
Where can I find the annual accounts of Innoa?
Innoa filed 43 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Innoa due?
Innoa must file the annual accounts for financial year 2026 by 30-04-2027.Timeline