INLER
ActiveINLER has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €-2k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 86% of 11165 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
62
/ 100
Healthy▼ -24 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-34
Solvency100=
Growth68▼-17
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 7.36 against 58.24 in 2024), and 13.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.2%
Return on assets
-10.7%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
92 d late
2023
30 d late
2022
32 d late
2021
228 d late
2020
593 d late
2019
958 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€31k▲ 20.4%
2022 · €26k
2022: €26k
2022 → 2023
EBIT margin
-11.1%▼ 18.6pp
2022 · 7.5%
2022: 7.5%
2022 → 2023
Net result
€-2k
2024 · €1k
2018: €-2k
2019: €-196
2022: €1k
2023: €-3k
2024: €1k
2018 → 2025
Working capital
€19k▼ 10.8%
2024 · €21k
2022: €23k
2023: €19k
2024: €21k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€26k€31k▲ 20.4%
Equity€17k-€23k▲ 34.4%€19k▼ 15.3%€21k▲ 7.3%€18k▼ 11.0%
Operating result€2k€-3k€2k€-2k
Net result€1k€-3k€1k€-2k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €21k
Equity
€18k▼ 11.0%
Debt
€3k▲ 714%
The debt ratio rises from 1.7% to 13.8%: debt grows while equity shrinks.
Key figures and ratios
Solvency
86.2%▼
2024 · 98.3%
Current ratio
7.36▼
2024 · 58.24
Quick ratio
6.84▼
2024 · 54.06
Debt / equity
0.16▲
2024 · 0.02
ROE
-12.4%▼
2024 · 6.8%
ROA
-10.7%▼
2024 · 6.7%
Debt
€3k▲
2024 · €363
Debt ≤ 1 year
€3k▲
2024 · €363
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€21k€21k▲
Current assets29/58€21k€21k▲
Stocks and contracts in progress3€2k€2k=
Stocks30/36€2k€2k=
Amounts receivable within one year40/41€2k€4k▲
Trade receivables40€1k€4k▲
Other amounts receivable41€327€341▲
Cash at bank and in hand54/58€18k€16k▼
Equity and liabilities
Total equity and liabilities10/49€21k€21k▲
Equity10/15€21k€18k▼
Contributions10/11€11k€11k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€8k€6k▼
Amounts payable17/49€363€3k▲
Amounts payable within one year42/48€363€3k▲
Financial debts43-€146
Credit institutions430/8-€146
Trade debts44€363€2k▲
Suppliers440/4€363€2k▲
Other amounts payable47/48-€350
Accrued charges and deferred income492/3-€39
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€20k-
Other operating charges640/8€2k€50▼
Gross operating margin9900€4k€-2k▼
Operating profit (loss)9901€2k€-2k▼
Financial charges65/66B€249€254▲
Recurring financial charges65€249€254▲
Profit (loss) for the period before taxes9903€1k€-2k▼
Profit (loss) for the period9904€1k€-2k▼
Profit (loss) for the period to be appropriated9905€1k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€6k▼
Profit (loss) brought forward from the previous period14P€7k€8k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
2024
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
31-12
Financial
Liquidity times 13current ratio 58.24
Current ratio from 4.47 to 58.24; short-term debt falls from €6k to €363.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-3k ▼358%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
16-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 228 days late
16-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 593 days late
16-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 958 days late
16-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 1324 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2022
Ground area
751 m²
Building footprint
141 m²
Volume, LiDAR
566 m³
Parcel 44034B0861/00R000, Flanders · tallest building 6.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
INLER
since 20222.329.830.924
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44034B0861/00R000 | Flanders | 751 m² | 1 · 141 m² | 6.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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A&M QUC
BE 0821.690.760
Genk · Eq €19k
J A Trade
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VEMICO
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Houthalen-Helchteren · Eq €19k
Of 2,122 companies in sector 46711 we hold annual accounts for 1,123. 570 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-1994
Fiscal year end31-12
Activities, NACEBEL
46711Wholesale of cars and light vans (up to 3.5 tonnes)
45112
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95316Washing and cleaning of motor vehicles
47820Retail sale of motor vehicle parts and accessories
46180Agents specialised in the wholesale of other particular products
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.