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Ingrid Ocket

Active
Private limited companyfounded 2015active for 11 yearsHaagdoornlaan 5, 2940 Stabroek, BelgiumKBO/BCE: BE 0629.763.590
Summary

Ingrid Ocket has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €151,606 and a net result of €64,455. Equity remains stable across the filed financial years (±0.2% per year). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Activity not known2 sites
Size
€176,348total assets 2025
Equity
€151,606
Profit
€64,455
Turnover not published (micro format)
Financial health
97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Accounts 3 days early0 of 2 deeds read
Why 97lowers riskSize: total assets €176,348Liquidity: current ratio 6.71, cash €56,975Founded in 2015Equity €151,606 (86.0% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 76% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 86.0% of total assets
Liquidity 90+4
short-term debt 8.5% · cash 32.3%
Profitability 100=
return on assets 36.5%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.3%▲ +0.1 percentage points vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025highest value 08-2025: 0.1%▼ -0.2 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity ample (current ratio 6.71, compared with 3.75 in 2024, above the usual 1.5; short-term debt: 8.5% and cash: 32.3% of total assets), and 14% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 81% on liquidity, 90% on profitability and 51% on growth.

The bankruptcy probability was computed on 19-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskneutral
lowers risk · Size: total assets €176,348
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 6.71, cash €56,975
NBB · annual accounts
lowers risk · Founded in 2015
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €151,606 (86.0% of total assets)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €151,606
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 days early
2024
8 days early
2023
5 days early
2022
28 days late
2021
11 days early
2020
3 days early
2019
9 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 2 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
19-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Equity above €150,000equity €150,152 ▲25.8%

Financials · financial year 2025, micro format

Equity
€151,606▲ 1.0%
2024 · €150,152
Total assets
€176,348▼ 5.9%
2024 · €187,358
Net result
€64,455▼ 9.0%
2024 · €70,838
Working capital
€85,420▲ 32.5%
2024 · €64,491
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result falls in 2025; 2025 is 9% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€82,650 2025 Net result€64,455 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result€57,870-€59,887▲ 3.5%€55,967▼ 6.5%€91,648▲ 63.8%€108,923▲ 18.8%€67,472▼ 38.1%€90,923▲ 34.8%€82,650▼ 9.1%
Net result€44,373-€46,754▲ 5.4%€43,515▼ 6.9%€71,542▲ 64.4%€84,643▲ 18.3%€47,905▼ 43.4%€70,838▲ 47.9%€64,455▼ 9.0%
Equity€140,893-€140,139▼ 0.5%€137,106▼ 2.2%€172,868▲ 26.1%€129,909▼ 24.9%€119,314▼ 8.2%€150,152▲ 25.8%€151,606▲ 1.0%
Total assets€242,790-€273,192▲ 12.5%€248,822▼ 8.9%€264,521▲ 6.3%€204,481▼ 22.7%€171,503▼ 16.1%€187,358▲ 9.2%€176,348▼ 5.9%
Debt€101,897-€133,053▲ 30.6%€111,716▼ 16.0%€91,653▼ 18.0%€74,572▼ 18.6%€52,189▼ 30.0%€37,206▼ 28.7%€24,742▼ 33.5%
Working capital€114,377-€114,125▼ 0.2%€104,296▼ 8.6%€116,362▲ 11.6%€66,530▼ 42.8%€58,372▼ 12.3%€64,491▲ 10.5%€85,420▲ 32.5%
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €176,348
Fixed assets €75,961 ▼ 23.6%
Current assets €100,387 ▲ 14.1%
Equity and liabilities €176,348
Equity €151,606 ▲ 1.0%
Debt €24,742 ▼ 33.5%
Debt's share of the balance-sheet total falls from 19.9% to 14.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€106,072▼
2024 · €119,330
Cash flow
€87,877▼
2024 · €99,245
Current ratio
6.71▲
2024 · 3.75
Debt to equity
0.16▼
2024 · 0.25
ROE
42.5%▼
2024 · 47.2%
ROA
36.5%▼
2024 · 37.8%
Interest coverage
over 100
2024 · over 100
Debt ≤ 1 year
€14,967▼
2024 · €23,483
Debt > 1 year
€9,775▼
2024 · €13,723
Income taxes
€17,420▼
2024 · €18,992
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 34,695 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95.3% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
3.9% stopped otherwise
95.3% still going

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 34,695 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€187,358€176,348▼
Fixed assets21/28€99,384€75,961▼
Tangible fixed assets22/27€99,384€75,961▼
Land and buildings22€28,405€0▼
Plant, machinery and equipment23€33,340€25,684▼
Furniture and vehicles24€37,639€28,534▼
Other tangible fixed assets26-€21,744
Current assets29/58€87,974€100,387▲
Amounts receivable within one year40/41€0€4,080▲
Other amounts receivable41€0€4,080▲
Current investments50/53€30,332€39,332▲
Cash at bank and in hand54/58€56,259€56,975▲
Deferred charges and accrued income490/1€1,383€0▼
Equity and liabilities
Total equity and liabilities10/49€187,358€176,348▼
Equity10/15€150,152€151,606▲
Contributions10/11€18,600€18,600=
Reserves13€131,552€133,006▲
Distributable reserves133€131,552€133,006▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€37,206€24,742▼
Amounts payable after more than one year17€13,723€9,775▼
Financial debts170/4€13,723€9,775▼
Amounts payable within one year42/48€23,483€14,967▼
Current portion of amounts payable after more than one year42€16,454€3,948▼
Trade debts44€490€2,078▲
Suppliers440/4€490€2,078▲
Taxes, remuneration and social security45€4,786€892▼
Taxes450/3€4,786€892▼
Other amounts payable47/48€1,752€8,050▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28,407€23,423▼
Other operating charges640/8€2,014€1,920▼
Gross operating margin9900€121,344€107,992▼
Operating profit (loss)9901€90,923€82,650▼
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€1,094€775▼
Recurring financial charges65€1,094€775▼
Profit (loss) for the period before taxes9903€89,829€81,875▼
Income taxes67/77€18,992€17,420▼
Profit (loss) for the period9904€70,838€64,455▼
Profit (loss) for the period to be appropriated9905€70,838€64,455▼
Appropriation of the result
Profit (loss) to be appropriated9906€70,838€64,455▼
Transfer from equity791/2€40,000€63,000▲
Transfer to equity691/2€70,838€64,455▼
To other reserves6921€70,838€64,455▼
Profit to be distributed694/7€40,000€63,000▲
Return on contributions (dividend)694€40,000€63,000▲

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20,536€26,780€22,858€21,048€24,167€24,561€28,407€23,423▼ 17.5%
Other operating charges640/8---€1,401€1,423€1,925€2,014€1,920▼ 4.7%
Gross operating margin9900€79,697€87,977€80,217€114,097€134,514€93,957€121,344€107,992▼ 11.0%
Operating profit (loss)9901€57,870€59,887€55,967€91,648€108,923€67,472€90,923€82,650▼ 9.1%
Financial income75/76B---€29€195€116€0€0-
Recurring financial income75€31€54€20€29€195€116€0€0-
Financial charges65/66B---€1,615€1,277€988€1,094€775▼ 29.2%
Recurring financial charges65€1,885€2,063€1,900€1,615€1,277€988€1,094€775▼ 29.2%
Profit (loss) for the period before taxes9903€56,016€57,877€54,087€90,062€107,842€66,599€89,829€81,875▼ 8.9%
Income taxes67/77€11,643€11,122€10,572€18,520€23,198€18,694€18,992€17,420▼ 8.3%
Profit (loss) for the period9904€44,373€46,754€43,515€71,542€84,643€47,905€70,838€64,455▼ 9.0%
Profit (loss) for the period to be appropriated9905€44,373€46,754€43,515€71,542€84,643€47,905€70,838€64,455▼ 9.0%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€242,790€273,192€248,822€264,521€204,481€171,503€187,358€176,348▼ 5.9%
Fixed assets21/28€111,199€133,557€116,446€115,886€98,147€73,586€99,384€75,961▼ 23.6%
Tangible fixed assets22/27€111,199€133,557€116,446€115,886€98,147€73,586€99,384€75,961▼ 23.6%
Land and buildings22---€64,569€52,514€40,459€28,405€0▼ 100%
Plant, machinery and equipment23---€39,023€39,082€32,319€33,340€25,684▼ 23.0%
Furniture and vehicles24---€12,294€6,550€807€37,639€28,534▼ 24.2%
Other tangible fixed assets26-------€21,744-
Current assets29/58€131,591€139,635€132,376€148,635€106,334€97,917€87,974€100,387▲ 14.1%
Amounts receivable within one year40/41€1,861€882€0--€3,000€0€4,080-
Other amounts receivable41-----€3,000€0€4,080-
Current investments50/53--€500€7,022€19,217€26,332€30,332€39,332▲ 29.7%
Cash at bank and in hand54/58€129,022€138,043€130,937€140,065€86,183€67,411€56,259€56,975▲ 1.3%
Deferred charges and accrued income490/1---€1,549€935€1,174€1,383€0▼ 100%
Equity and liabilities
Total equity and liabilities10/49€242,790€273,192€248,822€264,521€204,481€171,503€187,358€176,348▼ 5.9%
Equity10/15€140,893€140,139€137,106€172,868€129,909€119,314€150,152€151,606▲ 1.0%
Contributions10/11€18,600€18,600-€18,600€18,600€18,600€18,600€18,600=
Reserves13€122,293€121,539€118,506€154,268€111,309€100,714€131,552€133,006▲ 1.1%
Non-distributable reserves130/1---€1,860€1,860€0---
Reserves not available under the articles1311---€1,860€1,860€0---
Distributable reserves133---€152,408€109,449€100,714€131,552€133,006▲ 1.1%
Profit (loss) carried forward14---€0€0€0€0€0-
Amounts payable17/49€101,897€133,053€111,716€91,653€74,572€52,189€37,206€24,742▼ 33.5%
Amounts payable after more than one year17€84,683€107,543€83,637€59,380€34,767€12,644€13,723€9,775▼ 28.8%
Financial debts170/4---€59,380€34,767€12,644€13,723€9,775▼ 28.8%
Amounts payable within one year42/48€17,213€25,510€28,080€32,273€39,804€39,546€23,483€14,967▼ 36.3%
Current portion of amounts payable after more than one year42---€24,257€24,613€22,124€16,454€3,948▼ 76.0%
Trade debts44€1,316€822€1,125€2,564€5,984€2,895€490€2,078▲ 324%
Suppliers440/4---€2,564€5,984€2,895€490€2,078▲ 324%
Taxes, remuneration and social security45---€5,453€9,208€7,868€4,786€892▼ 81.4%
Taxes450/3---€5,453€9,208€7,868€4,786€892▼ 81.4%
Other amounts payable47/48-----€6,659€1,752€8,050▲ 359%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904€44,373€46,754€43,515€71,542€84,643€47,905€70,838€64,455▼ 9.0%
+ Depreciation and write-downs630€20,536€26,780€22,858€21,048€24,167€24,561€28,407€23,423▼ 17.5%
Operating cash flow (approximation)€64,909€73,534€66,373€92,590€108,811€72,466€99,245€87,877▼ 11.5%
Investment in fixed assets (approximation)--€49,137-€5,748-€20,488-€6,428€0-€54,205€0-
Change in cash-€9,021-€7,106€9,128-€53,882-€18,771-€11,153€717-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 11 filings with the National Bank
Financial year Type Filed Reference
31-12-2025 micro format 28-07-2026 2026-00342940
31-12-2024 micro format 23-07-2025 2025-00305141
31-12-2023 micro format 26-07-2024 2024-00291902
31-12-2022 micro format 28-08-2023 2023-00370092
31-12-2021 micro format 20-07-2022 2022-20220007
31-12-2020 micro format 28-07-2021 2021-41400050
31-12-2019 micro format 22-07-2020 2020-32300524
31-12-2018 micro format 26-07-2019 2019-39500558
31-12-2017 micro format 24-07-2018 2018-37300417
31-12-2016 micro format 25-07-2017 2017-35600216

Show all 11 filings

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

Ingrid Ocket was incorporated on 4 May 2015.1 Total assets fell from €242,790 in 2018 to €176,348 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
28-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
23-07
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
31-12
Financial Equity above €150,000equity €150,152 ▲25.8%
A profit in every financial year since 2018 builds equity to €150,152.
26-07
NBB filing Annual accounts filed
financial year 2023 · micro format
2023
28-08
NBB filing Annual accounts filed
financial year 2022 · micro format · 28 days late
2022
31-12
Financial Highest result from 2018 to 2025net €84,643 ▲18.3%
Operating result €108,923, net result €84,643, both a record.
20-07
NBB filing Annual accounts filed
financial year 2021 · micro format
2021
31-12
Financial Equity above €150,000equity €172,868 ▲26.1%
A profit in every financial year since 2018 builds equity to €172,868.
28-07
NBB filing Annual accounts filed
financial year 2020 · micro format
2020
22-07
NBB filing Annual accounts filed
financial year 2019 · micro format
2019
26-07
NBB filing Annual accounts filed
financial year 2018 · micro format
2018
24-07
NBB filing Annual accounts filed
financial year 2017 · micro format
2017
25-07
NBB filing Annual accounts filed
financial year 2016 · micro format
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 11 annual accounts filed, the latest 10 are here; all 11 are under Financials.
0 of 2 deeds read
About the unread acts

We know of 2 Belgian Official Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded04-05-2015
Financial year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0629763590
Also 9925:BE0629763590

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 18 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Stabroek · 2 establishment units since 2015
registered office establishment approximate All 2 establishment units on the map
Ground area
942 m²
Building footprint
299 m²
Building volume
1,809 m³
2 parcels, Flanders · tallest building 12.8 m. Linked by address, not a title deed.
2 establishment units
Ingrid Ocket
Haagdoornlaan 5, 2940 StabroekDental practice
since 2015unit no. 2.242.874.679
Ingrid Ocket
Dorpsstraat 52/56, 2950 KapellenDental practice
since 2015unit no. 2.242.874.778
2 parcels
Flanders 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
11902E0274/00L000indicative Flanders 525 m² 1 · 173 m² 12.8 m · 2
11020I0430/00A002 Flanders 416 m² 1 · 126 m² 11.0 m · 2
How the parcels are linked
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.