INFORMATIQUE PROGRAMMATION ANALYSE CONCEPTION
ActiveSummary
INFORMATIQUE PROGRAMMATION ANALYSE CONCEPTION has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103,975 and a net result of €76,931. Equity has been shrinking by about 9% per year since 2019. Its solvency ranks better than 29% of 1,683 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 02-03-1988 Normal situation
- Registered office
- 49 active companies are registered at this address 3 started in the 12 months before. Source: KBO register, as of 2 November 2026.
- Activity
- Computer consultancy and computer facilities management NACE 62200
- Joint committee
- 200 Aanvullend Paritair Comité voor de bedienden · annual accounts 31-03-2023
- Establishment unit
- 2.036.218.357 1180 Ukkel, since 22-03-1988
- Financial year end
- 31 March
- Peppol
- Reachable since 12-12-2025
Board and ownership
Board
- BANASIAK Grégory François Ivan DominiqueDirector · since 30-06-2025
- BANASIAK STANISLAWDirector · since 30-06-2025
- BANASIAK StanislasDirector
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.4%
Annual accounts to 31-03-2025
- Gross margin
- €337,463
- ▼ 3.2%
- Turnover
- ≈ €890,000
- estimated
- Profit
- €76,931
- ▼ 2.0%
- Equity
- €103,975
- ▲ 19.8%
- Total assets
- €659,144
- ▲ 0.4%
- Employees on 31-03-2025
- 4
- =
- 2026 accounts not filed, 2 days past the deadline
Score breakdownraises riskLiquidity: current ratio 1.62, cash €724, halved1 financial year not filed after the legal deadline; last filed accounts filed 17 days late; 2 of the last 3 accounts lateFigures for financial year 2025 (filed on 18-11-2025)lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Show the evidence
Checked score
Score 2025
63
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 35% of micro companies in computer programming and consultancy (NACE 62)
Financial strength · tick: 2024
Average
Solvency
41+3
equity 15.8% of total assets
Liquidity
24-11
short-term debt 51.2% · cash 0.1%
Profitability
83-1
return on assets 11.7%
Bankruptcy probability within 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%
01-2025: 0.8%▲ +0.1 percentage points vs 12-2024
02-2025: 0.6%▼ -0.2 percentage points vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.6%● unchanged vs 05-2025
07-2025: 0.6%● unchanged vs 06-2025
08-2025: 0.6%● unchanged vs 07-2025lowest value
09-2025: 0.6%● unchanged vs 08-2025
10-2025: 0.7%▲ +0.1 percentage points vs 09-2025
11-2025: 1.0%▲ +0.3 percentage points vs 10-2025
12-2025: 0.9%▼ -0.1 percentage points vs 11-2025
01-2026: 0.9%● unchanged vs 12-2025
02-2026: 0.9%● unchanged vs 01-2026
03-2026: 0.9%● unchanged vs 02-2026
04-2026: 0.9%● unchanged vs 03-2026
05-2026: 0.9%● unchanged vs 04-2026
06-2026: 0.9%● unchanged vs 05-2026
07-2026: 0.8%▼ -0.1 percentage points vs 06-2026
08-2026: 0.8%● unchanged vs 07-2026
09-2026: 0.9%▲ +0.1 percentage points vs 08-2026
10-2026: 1.2%▲ +0.3 percentage points vs 09-2026
11-2026: 1.4%▲ +0.2 percentage points vs 10-2026highest value
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.62 (2.13 in 2024), above the usual 1.5. Short-term debt is 51.2% and cash 0.1% of total assets. However, 84.2% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 19% of them on solvency, 9% on liquidity, 44% on profitability and 65% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €103,975
raises risk · 2025 accounts filed 17 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 17-11-2025, 17 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2026
not filed
2025
17 days late
2024
92 days late
2023
45 days late
2022
18 days late
2021
60 days late
2020
40 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 45 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (1)
Financials
Financials · financial year 2025, full format
2025 annual accounts filed 17 days after the deadline Filed on 17 November 2025, deadline 31 October 2025 (7 months after the close on 31 March 2025, Companies Code art. 3:10). Source: NBB, 2025-00567319.
Annual accounts 2025 filed on 17-11-2025 PDF all 37 filings
Turnover
≈ €890,000
Estimated: probably between €610,000 and €1.4m
EBIT margin
Not included in this filing
Net result
€76,931▼ 2.0%
2024 · €78,531
Working capital
€209,382▼ 29.9%
2024 · €298,683
In the rankings
#2 oldest company in Sint-Jans-Molenbeek, Telecoms and IT sector
Trend over the years
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result for 2025 is 3% higher than in 2024. It is a recovery after the fall in 2024.
Operating result€128,236
2025
Net result€76,931
2025
Total assets€659,144
2025
Equity€103,975
2025
Debt€555,169
2025
Working capital€209,382
2025
Return on assets (ROA)11.7%
2025
Solvency15.8%
2025
Current ratio1.62
2025
Staff (FTE)3.6
2025
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Average staff per financial year, in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Computer programming, consultancy and related activities (NACE 62). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).
Every figure with its change against the financial year before
favourable
unfavourable
Line2019202020212022202320242025
Operating result€86,462-€80,232▼ 7.2%€166,906▲ 108%-€29,758€130,607€124,753▼ 4.5%€128,236▲ 2.8%
Net result€56,666-€57,909above the sector's middle half▲ 2.2%€116,928above the sector's middle half▲ 102%-€36,612below the sector's middle half€88,852within the sector's middle half€78,531within the sector's middle half▼ 11.6%€76,931within the sector's middle half▼ 2.0%
Equity€140,150-€126,630within the sector's middle half▼ 9.6%€172,130above the sector's middle half▲ 35.9%€49,804within the sector's middle half▼ 71.1%€75,799within the sector's middle half▲ 52.2%€86,759within the sector's middle half▲ 14.5%€103,975within the sector's middle half▲ 19.8%
Total assets€454,271-€416,129above the sector's middle half▼ 8.4%€446,989above the sector's middle half▲ 7.4%€457,186above the sector's middle half▲ 2.3%€520,178within the sector's middle half▲ 13.8%€656,311within the sector's middle half▲ 26.2%€659,144within the sector's middle half▲ 0.4%
Debt€314,121-€289,499▼ 7.8%€274,859▼ 5.1%€407,382▲ 48.2%€444,379▲ 9.1%€569,552▲ 28.2%€555,169▼ 2.5%
Working capital€95,207-€56,163within the sector's middle half▼ 41.0%€66,424within the sector's middle half▲ 18.3%€129,448above the sector's middle half▲ 94.9%€146,526within the sector's middle half▲ 13.2%€298,683within the sector's middle half▲ 104%€209,382within the sector's middle half▼ 29.9%
Solvency30.9%-30.4%below the sector's middle half▼ 0.4pp38.5%within the sector's middle half▲ 8.1pp10.9%below the sector's middle half▼ 27.6pp14.6%below the sector's middle half▲ 3.7pp13.2%below the sector's middle half▼ 1.4pp15.8%within the sector's middle half▲ 2.6pp
Current ratio1.38-1.22below the sector's middle half▼ 0.171.24below the sector's middle half▲ 0.031.54within the sector's middle half▲ 0.301.48within the sector's middle half▼ 0.062.13within the sector's middle half▲ 0.641.62within the sector's middle half▼ 0.51
Return on assets (ROA)12.5%-13.9%within the sector's middle half▲ 1.4pp26.2%within the sector's middle half▲ 12.2pp-8.0%below the sector's middle half▼ 34.2pp17.1%above the sector's middle half▲ 25.1pp12.0%within the sector's middle half▼ 5.1pp11.7%within the sector's middle half▼ 0.3pp
Staff (FTE)3above the sector's middle half3.63.6within the sector's middle half=3.8within the sector's middle half▲ 5.6%3.6below the sector's middle half▼ 5.3%
above
within
below
The sector band is the middle half of the companies in Computer programming, consultancy and related activities (NACE 62). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €659,144
Fixed assets
€112,580 ▲ 21.8%
Current assets
€546,564 ▼ 3.1%
Equity and liabilities €659,144
Equity
€103,975 ▲ 19.8%
Debt
€555,169 ▼ 2.5%
Debt's share of the balance-sheet total falls from 86.8% to 84.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€141,050▲
2024 · €135,346
Cash flow
€89,744▲
2024 · €89,124
Quick ratio
0.80▼
2024 · 1.08
Debt to equity
5.34▼
2024 · 6.56
ROE
74.0%▼
2024 · 90.5%
Interest coverage
7.93▼
2024 · 11.87
Debt ≤ 1 year
€337,182▲
2024 · €265,206
Debt > 1 year
€217,986▼
2024 · €304,346
Income taxes
€34,445▼
2024 · €37,365
Staff costs
€188,290▼
2024 · €201,036
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Staff
| Item | 31-03-2022 | 31-03-2023 | 31-03-2024 | 31-03-2025 |
|---|---|---|---|---|
| Employees at the balance-sheet date | 4 | 4 | 4 | 4 |
| full-time | 2 | 2 | 2 | 2 |
| part-time | 2 | 2 | 2 | 2 |
| in full-time equivalents | 3.6 | 3.6 | 3.6 | 3.6 |
| Average over the year, in full-time equivalents | 3.6 | 3.6 | 3.8 | 3.6 |
| On a permanent contract | 4 | 4 | 4 | 4 |
Source: social balance sheet in the 2022 to 2025 annual accounts
Investments
| Item | 31-03-2022 | 31-03-2023 | 31-03-2024 | 31-03-2025 |
|---|---|---|---|---|
| Tangible fixed assets | €9,060 | €2,583 | €32,180 | €32,971 |
| Depreciation and write-downs of the year | €12,244 | €8,969 | €10,592 | €12,814 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €1,464 | €3,145 | €3,581 | €898 | ▼ 74.9% |
| Remuneration, social security and pensions62 | - | - | - | €142,990 | €168,948 | €201,036 | €188,290 | ▼ 6.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,726 | €12,489 | €11,339 | €12,244 | €8,969 | €10,592 | €12,814 | ▲ 21.0% |
| Other operating charges640/8 | - | - | - | €17,295 | €15,418 | €12,362 | €7,643 | ▼ 38.2% |
| Non-recurring operating charges66A | - | - | - | - | €6,014 | - | €480 | - |
| Gross operating margin9900 | €230,693 | €224,322 | €332,695 | €142,770 | €329,955 | €348,744 | €337,463 | ▼ 3.2% |
| Operating profit (loss)9901 | €86,462 | €80,232 | €166,906 | -€29,758 | €130,607 | €124,753 | €128,236 | ▲ 2.8% |
| Financial income75/76B | - | - | - | €4,161 | €569 | €2,549 | €5,313 | ▲ 108% |
| Recurring financial income75 | €1,072 | €5,823 | €323 | €4,161 | €569 | €2,549 | €5,313 | ▲ 108% |
| Financial charges65/66B | - | - | - | €9,115 | €10,765 | €11,407 | €22,173 | ▲ 94.4% |
| Recurring financial charges65 | €7,032 | €6,741 | €11,560 | €7,123 | €10,765 | €11,407 | €17,786 | ▲ 55.9% |
| Non-recurring financial charges66B | - | - | - | €1,993 | - | - | €4,387 | - |
| Profit (loss) for the period before taxes9903 | €80,501 | €79,313 | €155,669 | -€34,712 | €120,410 | €115,896 | €111,375 | ▼ 3.9% |
| Income taxes67/77 | €23,836 | €21,404 | €38,741 | €1,900 | €31,558 | €37,365 | €34,445 | ▼ 7.8% |
| Profit (loss) for the period9904 | €56,666 | €57,909 | €116,928 | -€36,612 | €88,852 | €78,531 | €76,931 | ▼ 2.0% |
| Profit (loss) for the period to be appropriated9905 | €56,666 | €57,909 | €116,928 | -€36,612 | €88,852 | €78,531 | €76,931 | ▼ 2.0% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €454,271 | €416,129 | €446,989 | €457,186 | €520,178 | €656,311 | €659,144 | ▲ 0.4% |
| Fixed assets21/28 | €110,334 | €98,944 | €105,706 | €88,728 | €70,835 | €92,422 | €112,580 | ▲ 21.8% |
| Tangible fixed assets22/27 | €101,087 | €89,696 | €96,459 | €81,965 | €70,085 | €91,672 | €111,830 | ▲ 22.0% |
| Land and buildings22 | - | - | - | €66,004 | €62,705 | €59,405 | €56,105 | ▼ 5.6% |
| Furniture and vehicles24 | - | - | - | €8,651 | €3,187 | €23,438 | €29,229 | ▲ 24.7% |
| Other tangible fixed assets26 | - | - | - | €7,310 | €4,193 | €8,829 | €26,496 | ▲ 200% |
| Financial fixed assets28 | €9,247 | €9,247 | €9,247 | €6,763 | €750 | €750 | €750 | = |
| Current assets29/58 | €343,936 | €317,186 | €341,283 | €368,458 | €449,343 | €563,889 | €546,564 | ▼ 3.1% |
| Amounts receivable after more than one year29 | - | - | - | - | €3,000 | - | - | - |
| Other amounts receivable291 | - | - | - | - | €3,000 | - | - | - |
| Stocks and contracts in progress3 | €163,036 | €166,773 | €158,568 | €182,325 | €182,325 | €278,438 | €278,438 | = |
| Stocks30/36 | - | - | - | €182,325 | €182,325 | €278,438 | €278,438 | = |
| Amounts receivable within one year40/41 | €128,316 | €134,534 | €146,504 | €151,558 | €175,735 | €243,911 | €253,235 | ▲ 3.8% |
| Trade receivables40 | - | - | - | €123,351 | €167,574 | €118,678 | €154,077 | ▲ 29.8% |
| Other amounts receivable41 | - | - | - | €28,206 | €8,162 | €125,232 | €99,158 | ▼ 20.8% |
| Current investments50/53 | €23,563 | €6,813 | €5,312 | €5,312 | €11,325 | €11,323 | €358 | ▼ 96.8% |
| Cash at bank and in hand54/58 | €19,472 | €2,929 | €25,422 | €25,232 | €64,270 | €19,350 | €724 | ▼ 96.3% |
| Deferred charges and accrued income490/1 | - | - | - | €4,032 | €12,688 | €10,867 | €13,809 | ▲ 27.1% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €454,271 | €416,129 | €446,989 | €457,186 | €520,178 | €656,311 | €659,144 | ▲ 0.4% |
| Equity10/15 | €140,150 | €126,630 | €172,130 | €49,804 | €75,799 | €86,759 | €103,975 | ▲ 19.8% |
| Contributions10/11 | €18,600 | - | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Contributions outside capital11 | - | - | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Other1109/19 | - | - | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Non-distributable reserves130/1 | - | - | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | - | - | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Profit (loss) carried forward14 | €119,691 | €106,171 | €151,671 | €29,345 | €55,340 | €66,300 | €83,516 | ▲ 26.0% |
| Amounts payable17/49 | €314,121 | €289,499 | €274,859 | €407,382 | €444,379 | €569,552 | €555,169 | ▼ 2.5% |
| Amounts payable after more than one year17 | €65,220 | €28,476 | - | €168,372 | €141,562 | €304,346 | €217,986 | ▼ 28.4% |
| Financial debts170/4 | - | - | - | €168,372 | €141,562 | €304,346 | €217,986 | ▼ 28.4% |
| Amounts payable within one year42/48 | €248,730 | €261,023 | €274,859 | €239,010 | €302,817 | €265,206 | €337,182 | ▲ 27.1% |
| Current portion of amounts payable after more than one year42 | - | - | - | €62,912 | €62,736 | €74,958 | €111,538 | ▲ 48.8% |
| Financial debts43 | - | - | - | - | - | €7,032 | €4,907 | ▼ 30.2% |
| Credit institutions430/8 | - | - | - | - | - | €7,032 | €4,907 | ▼ 30.2% |
| Trade debts44 | €34,694 | €46,655 | €82,871 | €82,124 | €145,470 | €104,558 | €100,066 | ▼ 4.3% |
| Suppliers440/4 | - | - | - | €82,124 | €145,470 | €104,558 | €100,066 | ▼ 4.3% |
| Taxes, remuneration and social security45 | - | - | - | €93,974 | €89,361 | €74,230 | €114,040 | ▲ 53.6% |
| Taxes450/3 | - | - | - | €64,621 | €68,695 | €50,849 | €80,412 | ▲ 58.1% |
| Remuneration and social security454/9 | - | - | - | €29,353 | €20,666 | €23,381 | €33,628 | ▲ 43.8% |
| Other amounts payable47/48 | - | - | - | - | €5,250 | €4,428 | €6,632 | ▲ 49.8% |
| Accrued charges and deferred income492/3 | - | - | - | - | - | - | €0 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €56,666 | €57,909 | €116,928 | -€36,612 | €88,852 | €78,531 | €76,931 | ▼ 2.0% |
| + Depreciation and write-downs630 | €11,726 | €12,489 | €11,339 | €12,244 | €8,969 | €10,592 | €12,814 | ▲ 21.0% |
| Operating cash flow (approximation) | €68,391 | €70,398 | €128,267 | -€24,368 | €97,822 | €89,124 | €89,744 | ▲ 0.7% |
| Investment in fixed assets (approximation) | - | -€1,098 | -€18,102 | €4,735 | €8,924 | -€32,180 | -€32,971 | ▼ 2.5% |
| Change in cash | - | -€16,543 | €22,493 | -€190 | €39,038 | -€44,920 | -€18,626 | ▲ 58.5% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 3,818 companies had the same profile as INFORMATIQUE PROGRAMMATION ANALYSE CONCEPTION has now. Two years later, 1.0% had gone bankrupt and 95.1% were still going.
- Micro
- 20 years or older
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.0%
went bankrupt
3.7%
stopped otherwise
95.1%
was still going
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of INFORMATIQUE PROGRAMMATION ANALYSE CONCEPTION itself is higher: 1.4% within 12 months. It rests on far more data about INFORMATIQUE PROGRAMMATION ANALYSE CONCEPTION than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,818 companies, not a prediction for INFORMATIQUE PROGRAMMATION ANALYSE CONCEPTION. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 37 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-03-2025 | full format | 17-11-2025 | 2025-00567319 | |
| 31-03-2024 | full format | 31-01-2025 | 2025-00021746 | |
| 31-03-2023 | full format | 15-12-2023 | 2023-00537027 | |
| 31-03-2022 | micro format | 18-11-2022 | 2022-20521961 | |
| 31-03-2021 | micro format | 30-12-2021 | 2021-82000572 | |
| 31-03-2020 | micro format | 10-12-2020 | 2020-75500184 | |
| 31-03-2019 | micro format | 21-11-2019 | 2019-74200215 | |
| 31-03-2018 | micro format | 23-10-2018 | 2018-70200070 | |
| 31-03-2017 | full format | 10-10-2017 | 2017-66800494 | |
| 31-03-2016 | full format | 28-10-2016 | 2016-67000412 |
Board & ownership
Directors
Directors
3 directors, last change in 2025
BANASIAK Grégory François Ivan Dominique
Current
Director (not named in the articles) · since 30-06-2025 · earlier manager, until 02-07-2025 · term without a fixed end · listed in the 2025 annual accounts, filed on 17-11-2025
BANASIAK STANISLAW
Current
BANASIAK Stanislas
Current
Director (not named in the articles) · appointed in the act of 02-07-2025 · earlier manager, until 02-07-2025 · term without a fixed end
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Article 16. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”
deed of 02-07-2025Owners and capital
Shareholders
Stated in the act
act of 02-07-2025 ↗
- BANASIAK Grégory François Ivan Dominique 675 shares
- BANASIAK Stanislas 75 shares
Capital transactions
Capital over time
- 02-07-2025 Converted to unavailable equity
- 02-07-2025 Capital conversion · €5,600
Mandate history
3 people, 3 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| BANASIAK STANISLAW |
|
| BANASIAK Grégory François Ivan Dominique |
|
| BANASIAK Stanislas |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Rémunération des administrateurs, fixe ou proportionnelle”
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Moitié cédant moitié acquéreurs proportionnellement nombre actions, moitié au moins actionnaires possédant trois quarts au moins actions…”
Articles of association, deed of 02-07-2025 (in French)
Network & group
INFORMATIQUE PROGRAMMATION ANALYSE CONCEPTION shares no director with another company.
Connections & network
3 current directorsThe network starts from the directors of INFORMATIQUE PROGRAMMATION ANALYSE CONCEPTION. Every other company they run is a node.
This company
Company
Director
Shareholding
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Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
2025
17-11
full format · 17 days late
02-07
Gazette deed
Company renamed to IPACChanges of role: BANASIAK Grégory François Ivan Dominique (director) and BANASIAK Stanislas (director) · Shareholding · Capital24 points ▸
Gazette deed
Company renamed to IPAC
Changes of role: BANASIAK Grégory François Ivan Dominique (director) and BANASIAK Stanislas (director) · Shareholding · Capital24 points ▸
- General meeting, 16-06-2025
- BANASIAK Grégory François Ivan Dominique holds 675 shares
- BANASIAK Stanislas holds 75 shares
- Capital, mentioned 2 times in the deed
- Other provision, 01-01-2020, “Constat de l’application du Code des Sociétés et des Associations” (deed in French)
- Capital conversion, “compte de capitaux propres statutairement indisponible” (deed in French), mentioned 2 times in the deed
- Other provision, “Points complémentaires de l’ordre du jour, Modification dénomination;Modification dates exercice social et assemblée générale ordinaire;Adoption nouveaux statut…” (deed in French)
- Other provision, “Validité de l’assemblée générale, reconnu exact” (deed in French)
- Other provision, 01-01-2020, “Application du Code des sociétés et des associations” (deed in French)
- Capital conversion, 5600, EUR
- Purpose change
- Name change, IPAC
- The act holds 12 more points.
31-03
Financial
Equity above €100,000equity €103,975 ▲19.8%
After 3 profitable years in a row, equity reaches €103,975.
31-01
full format · 92 days late
2023
15-12
full format · 45 days late
31-03
Financial
Back to profitnet €88,852
The net result is €88,852, after one loss-making year.
2022
18-11
micro format · 18 days late
31-03
Financial
Weakest financial yearnet -€36,612
The net result drops to -€36,612, the lowest from 2019 to 2025. It recovers the following year.
2021
30-12
micro format · 60 days late
31-03
Financial
Highest result from 2019 to 2025net €116,928 ▲102%
The operating result of €166,906 and the net result of €116,928 are both a record.
31-03
Financial
Equity above €150,000equity €172,130 ▲35.9%
With a profit in every financial year since 2019, equity grows to €172,130.
2020
10-12
micro format · 40 days late
Show earlier events
2019
21-11
micro format · 21 days late
2018
23-10
micro format · 8 days before the deadline
2017
10-10
full format · 21 days before the deadline
2016
28-10
full format · 3 days before the deadline
1988
24-03
Gazette deed
Incorporation
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
INFORMATIQUE PROGRAMMATION ANALYSE CONCEPTION in French
Abbreviation
I.P.A.C. in French
Enterprise number
0433.585.743
LEI code
699400G9F7KNTK2XWF36
no longer live in the LEI register
Legal form
Private limited company
Status
Active, normale toestand
Founded
02-03-1988
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 02-07-2025 (in French)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“1080 Molenbeek-Saint-Jean,chaussée de Gand 443, par simple décision de l’organe d’administration:sièges…”
deed of 02-07-2025 (in French)Registered office and establishments
Registered office
Gentsesteenweg 443, 1080 Sint-Jans-Molenbeek, Belgium
Establishment unit
De Frélaan 165, 1180 Ukkel since 22-03-1988 · unit number 2.036.218.357
Activities
NACEBEL 2025VAT activities
62200
Computer consultancy and computer facilities management main activity
Social security (RSZ) activities
62200
Computer consultancy and computer facilities management main activity
Codes under NACEBEL 2008
VAT activities
62020
IT consultancy main activity
Social security (RSZ) activities
62020
IT consultancy main activity
Codes under NACEBEL 2003
72100
main activity
Joint committee
200 Aanvullend Paritair Comité voor de bedienden annual accounts 31-03-2023
Invoicing and payment
VAT number
BE 0433.585.743
Financial year and general meeting
Accounts at the NBBFinancial year end
31-03
Financial yearThe company draws up its annual accounts over this twelve-month period.
From 1 July to 30 June
deed of 02-07-2025 (in French)Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Thursday of December at 18:00
deed of 02-07-2025 (in French)Sites & property
Location
Buildings and parcels at the addresses
Ground area
819 m²
Building footprint
329 m²
Building volume
4,721 m³
Tallest building: 18.3 m.
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21526D0076/00D009 | Brussels | 534 m² | 1 · 262 m² | 18.3 m · 5 |
| 21618B0338/00G002 | Brussels | 285 m² | 1 · 67 m² | 12.3 m · 3 |