INFORMATION, TRANSACTION & SUPPORT
ActiveSummary
INFORMATION, TRANSACTION & SUPPORT has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €250k and a net result of €8k. Equity is growing by ~17.7% per year across the filed fiscal years. Its solvency ranks better than 91% of 15869 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability73▼-3
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 9.84 against 5.74 in 2023; short-term debt: 9.9% and cash: 87.9% of total assets), and 9.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-07-2025, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d early
2023
14 d early
2022
11 d early
2021
23 d late
2020
2 d early
2019
55 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€250k▲ 3.5%
2023 · €242k
2018: €74k
2019: €108k
2020: €157k
2021: €190k
2022: €226k
2023: €242k
2018 → 2024
Total assets
€278k▼ 4.4%
2023 · €291k
2018: €97k
2019: €155k
2020: €232k
2021: €237k
2022: €296k
2023: €291k
2018 → 2024
Net result
€8k▼ 48.1%
2023 · €16k
2018: €20k
2019: €34k
2020: €49k
2021: €33k
2022: €36k
2023: €16k
2018 → 2024
Working capital
€244k▲ 5.3%
2023 · €232k
2018: €58k
2019: €97k
2020: €157k
2021: €185k
2022: €222k
2023: €232k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€157k-€190k▲ 20.8%€226k▲ 19.1%€242k▲ 7.2%€250k▲ 3.5%
Operating result€75k-€50k▼ 32.4%€55k▲ 9.6%€24k▼ 56.0%€13k▼ 45.6%
Net result€49k-€33k▼ 33.3%€36k▲ 11.0%€16k▼ 55.2%€8k▼ 48.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 46% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €278k
Fixed assets
€6k ▼ 37.7%
Current assets
€272k ▼ 3.2%
Equity and liabilities €278k
Equity
€250k ▲ 3.5%
Debt
€28k ▼ 43.5%
Debt's share of the balance-sheet total falls from 16.8% to 9.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€17k▼
2023 · €26k
Cash flow
€12k▼
2023 · €18k
Current ratio
9.84▲
2023 · 5.74
Debt to equity
0.11▼
2023 · 0.20
ROE
3.4%▼
2023 · 6.7%
ROA
3.0%▼
2023 · 5.6%
Interest coverage
62.46▼
2023 · 73.18
Debt ≤ 1 year
€28k▼
2023 · €49k
Income taxes
€5k▼
2023 · €8k
Staff costs
€57▼
2023 · €57
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet
Code20232024
Assets
Total assets20/58€291k€278k▼
Fixed assets21/28€10k€6k▼
Tangible fixed assets22/27€10k€6k▼
Furniture and vehicles24€10k€6k▼
Current assets29/58€281k€272k▼
Amounts receivable within one year40/41€30k€25k▼
Trade receivables40€28k€22k▼
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€249k€244k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€291k€278k▼
Equity10/15€242k€250k▲
Contributions10/11€14k€14k=
Reserves13€228k€237k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€226k€235k▲
Amounts payable17/49€49k€28k▼
Amounts payable within one year42/48€49k€28k▼
Financial debts43-€11
Credit institutions430/8-€11
Trade debts44€4k€910▼
Suppliers440/4€4k€910▼
Taxes, remuneration and social security45€19k€430▼
Taxes450/3€19k€430▼
Other amounts payable47/48€26k€26k▲
Income statement
Code20232024
Remuneration, social security and pensions62€57€57▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€4k▲
Other operating charges640/8€1k€781▼
Gross operating margin9900€27k€18k▼
Operating profit (loss)9901€24k€13k▼
Financial income75/76B€534€0▼
Recurring financial income75€534€0▼
Financial charges65/66B€352€274▼
Recurring financial charges65€352€274▼
Profit (loss) for the period before taxes9903€24k€13k▼
Income taxes67/77€8k€5k▼
Profit (loss) for the period9904€16k€8k▼
Profit (loss) for the period to be appropriated9905€16k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€8k▼
Transfer to equity691/2€16k€8k▼
To other reserves6921€16k€8k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €8k ▼48.1%
Net result drops to €8k, the lowest in the series.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €226k ▲19.1%
5 profitable years in a row build equity to €226k.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €49k ▲42.2%
Operating result €75k, net result €49k, both a record.
31-12
Financial
Equity above €150kEq €157k ▲45.3%
3 profitable years in a row build equity to €157k.
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
2019
31-12
Financial
Equity above €100kEq €108k ▲46.8%
2 profitable years in a row build equity to €108k.
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Show earlier events
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 56 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boechout · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Broederlozestraat 1402531 BoechoutGround area
8,173 m²
Building footprint
428 m²
Volume, LiDAR
2,778 m³
Parcel 11047A0368/00F000, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
INFORMATION, TRANSACTION & SUPPORT
since 19932.062.281.762
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11047A0368/00F000 | Flanders | 8,173 m² | 1 · 428 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DELVI TRADING COMPANY
BE 0436.483.766
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GROEP BROEKAERT Alain
BE 0456.622.946
Ternat · Eq €252k
FAMILY STORE GENK
BE 0892.040.803
Pajottegem · Eq €255k
PRESTIGE BUSINESS FASHION
BE 0872.950.510
Sint-Martens-Latem · Eq €245k
CRAFTSMEN
BE 0430.733.943
Retie · Eq €257k
Of 1,275 companies in sector 46160 we hold annual accounts for 685. 483 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded04-05-1993
Fiscal year end31-12
Abbreviation NL
I.T.S.
Activities, NACEBEL 2025
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
62200Computer consultancy and computer facilities management
46423Wholesale of clothing, excluding workwear and underwear
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.