INFOMAT
ActiveSummary
The annual accounts of INFOMAT for fiscal year 2025 show a net loss of 62% of the equity at the start of that year. The 2025 annual accounts show equity of €152,569 and a net result of -€249,354. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 10552 sector peers (fiscal year 2025). The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (very low).
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Signals
This company filed its last 7 accounts on average 3 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
- 2022 Net result -206% on 2021. The previous fiscal year ran 21 months, this one 12.
Peer companies
Historical observationOf the 1,104 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 94% are still going.
- Small
- 20 years or older
- solvency under 10%
- a small loss
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,104 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €4.2m | €2.3m | €2.4m | €2.6m | €2.7m | ▲ 4.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €63,340 | €41,133 | €49,712 | €53,139 | €36,418 | ▼ 31.5% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | -€4,305 | €28,123 | €26,493 | -€5,438 | €187,636 | ▲ 3,550% |
| Other operating charges640/8 | €42,513 | €0 | - | €30,318 | €0 | ▼ 100% |
| Non-recurring operating charges66A | - | - | - | - | €95,072 | - |
| Gross operating margin9900 | €4.2m | €2.1m | €2.1m | €1.6m | €1.6m | ▲ 6.3% |
| Operating profit (loss)9901 | -€121,047 | -€317,579 | -€426,412 | -€1.1m | -€1.4m | ▼ 23.3% |
| Financial income75/76B | €57,936 | €36,457 | €1.5m | €726,806 | €1.1m | ▲ 53.7% |
| Recurring financial income75 | €57,936 | €36,457 | €1.5m | €726,806 | €35,140 | ▼ 95.2% |
| Non-recurring financial income76B | - | - | - | - | €1.1m | - |
| Financial charges65/66B | €20,548 | €31,031 | €48,444 | €32,983 | €12,087 | ▼ 63.4% |
| Recurring financial charges65 | €20,548 | €31,031 | €48,444 | €32,983 | €12,087 | ▼ 63.4% |
| Profit (loss) for the period before taxes9903 | -€83,658 | -€312,153 | €1.0m | -€404,452 | -€249,354 | ▲ 38.3% |
| Income taxes67/77 | €18,226 | €0 | €7,938 | €0 | - | - |
| Profit (loss) for the period9904 | -€101,884 | -€312,153 | €1.0m | -€404,452 | -€249,354 | ▲ 38.3% |
| Profit (loss) for the period to be appropriated9905 | -€101,884 | -€312,153 | €1.0m | -€404,452 | -€249,354 | ▲ 38.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.3m | €3.3m | €3.5m | €3.1m | €3.5m | ▲ 11.9% |
| Fixed assets21/28 | €85,110 | €146,640 | €215,809 | €141,387 | €101,934 | ▼ 27.9% |
| Tangible fixed assets22/27 | €56,937 | €118,467 | €90,802 | €61,729 | €40,271 | ▼ 34.8% |
| Furniture and vehicles24 | €38,651 | €118,467 | €90,802 | €61,729 | €40,271 | ▼ 34.8% |
| Leasing and similar rights25 | €18,286 | €0 | - | - | - | - |
| Financial fixed assets28 | €28,173 | €28,173 | €125,007 | €79,658 | €61,663 | ▼ 22.6% |
| Current assets29/58 | €3.2m | €3.1m | €3.3m | €3.0m | €3.4m | ▲ 13.8% |
| Amounts receivable within one year40/41 | €2.9m | €2.8m | €2.9m | €2.6m | €3.2m | ▲ 20.9% |
| Trade receivables40 | €446,542 | €476,692 | €515,628 | €502,505 | €394,148 | ▼ 21.6% |
| Other amounts receivable41 | €2.4m | €2.3m | €2.4m | €2.1m | €2.8m | ▲ 30.9% |
| Cash at bank and in hand54/58 | €134,517 | €157,504 | €256,669 | €186,286 | €54,811 | ▼ 70.6% |
| Deferred charges and accrued income490/1 | €201,924 | €189,708 | €185,799 | €174,267 | €168,090 | ▼ 3.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.3m | €3.3m | €3.5m | €3.1m | €3.5m | ▲ 11.9% |
| Equity10/15 | €99,458 | -€212,695 | €806,375 | €401,923 | €152,569 | ▼ 62.0% |
| Contributions10/11 | €124,000 | €124,000 | €124,000 | €124,000 | €124,000 | = |
| Capital10 | €124,000 | €124,000 | €124,000 | €124,000 | €124,000 | = |
| Issued capital100 | €124,000 | €124,000 | €124,000 | €124,000 | €124,000 | = |
| Uncalled capital101 | €0 | - | - | - | - | - |
| Reserves13 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Non-distributable reserves130/1 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Legal reserve130 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Profit (loss) carried forward14 | -€36,942 | -€349,095 | €669,975 | €265,523 | €16,169 | ▼ 93.9% |
| Amounts payable17/49 | €3.2m | €3.5m | €2.7m | €2.7m | €3.3m | ▲ 22.8% |
| Amounts payable after more than one year17 | €0 | - | - | - | - | - |
| Financial debts170/4 | €0 | - | - | - | - | - |
| Amounts payable within one year42/48 | €2.6m | €2.9m | €2.0m | €2.1m | €2.8m | ▲ 29.9% |
| Current portion of amounts payable after more than one year42 | €0 | - | - | - | - | - |
| Financial debts43 | €134,167 | €0 | - | - | - | - |
| Credit institutions430/8 | €134,167 | €0 | - | - | - | - |
| Trade debts44 | €564,388 | €278,050 | €283,381 | €246,682 | €201,266 | ▼ 18.4% |
| Suppliers440/4 | €564,388 | €278,050 | €283,381 | €246,682 | €201,266 | ▼ 18.4% |
| Taxes, remuneration and social security45 | €427,310 | €427,627 | €419,522 | €394,614 | €457,444 | ▲ 15.9% |
| Taxes450/3 | €43,684 | €87,344 | €35,421 | €35,148 | €14,246 | ▼ 59.5% |
| Remuneration and social security454/9 | €383,626 | €340,283 | €384,101 | €359,466 | €443,199 | ▲ 23.3% |
| Other amounts payable47/48 | €1.4m | €2.2m | €1.3m | €1.5m | €2.1m | ▲ 41.6% |
| Accrued charges and deferred income492/3 | €624,193 | €596,325 | €743,654 | €603,495 | €590,161 | ▼ 2.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€101,884 | -€312,153 | €1.0m | -€404,452 | -€249,354 | ▲ 38.3% |
| + Depreciation and write-downs630 | €63,340 | €41,133 | €49,712 | €53,139 | €36,418 | ▼ 31.5% |
| Operating cash flow (approximation) | -€38,545 | -€271,020 | €1.1m | -€351,313 | -€212,936 | ▲ 39.4% |
| Investment in fixed assets (approximation) | - | -€102,662 | -€118,881 | €21,284 | €3,035 | ▼ 85.7% |
| Change in cash | - | €22,987 | €99,165 | -€70,383 | -€131,475 | ▼ 86.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
27-07
State Gazette act
Appointments: Callens Vandelanotte, Coen Dijkstra and lan BendelowResignation: Fred Loos (director)11 facts ▸
- Auditor appointment, Callens Vandelanotte (statutory auditor)
- General meeting, 20-04-2026
- Director resignation, Fred Loos (director)
- Director appointment, Coen Dijkstra (bijkomende bestuurder)
- Board meeting, 20-04-2026
- Director resignation, Fred Loos (day-to-day manager)
- Director appointment, Coen Dijkstra (day-to-day manager)
- General meeting, 25-04-2025
- Director appointment, lan Bendelow (director)
- Director appointment, lan Bendelow (managing director)
- Other statement, alle sinds 25 april 2025 door voormelde persoon in hun hoedanigheid van gedelegeerd bestuurder gestelde handelingen tot op heden, bekrachtiging handelingen
Show earlier events
About the unread acts
Of the 18 Belgian State Gazette acts we know for this company, 1 has been read. The other 17 have not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
Board 2
Day-to-day management 2
Statutory auditor 1
Not every act has been read: a resignation may be missing here
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11051B0177/00L005 | Flanders | 7,974 m² | 1 · 2,132 m² | 18.8 m · 5 fl. |
Linked by address, not proof of ownership
Mandate history
- Board
- Day-to-day management
- Statutory auditor
- began earlier
| Name | Functions and periods |
|---|---|
| lan Bendelow |
|
| Coen Dijkstra |
|
| Callens Vandelanotte |
|
| Fred Loos |
|
Articles of association
Full text
Vertegenwoordiging (artikel 19): Onverminderd de algemene vertegenwoordigingsmacht van de raad van bestuur als college wordt de vennootschap bij alle rechtshandelingen, jegens derden en in rechtszaken als eiser of als verweerder, verbonden door twee bestuurders die gezamenlijk optreden, doch enkel voor wat betreft handelingen van dagelijks bestuur, door een gedelegeerd bestuurder die alleen optreedt of, binnen hun bevoegdheidssfeer, door de personen belast met het dagelijks bestuur of door een door de raad van bestuur benoemde bijzonder gevolmachtigde. Wanneer de vennootschap optreedt als bestuurder van andere vennootschappen, dan wordt de vennootschap enkel rechtsgeldig vertegenwoordigd door de vaste ver tegenwoordiger die alleen handelt.
Structure & network
Owners and holdings
1 owner · 1 holdingChain of control
Highest known parent: Kerridge Commercial Systems Belgium. The sources do not say who stands above it.
Owners 1
- 100%
Holdings 1
-
100%
According to the annual accounts to 30-09-2024 of INFOMAT and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
Similar companies · same sector, comparable size
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.