ELEKTROMIC
ActiveSummary
ELEKTROMIC has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €220,860 and a net result of €10,006. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 16% of 10485 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability29▲+29
Solvency30▲+1
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.99 against 1.02 in 2024; short-term debt: 88.8% and cash: 3% of total assets), and 95.4% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.6%
Return on assets
0.2%
Age of the figures
18 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 10485 sector peers (2025).
NBB · sector comparisonPosition among 10485 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 14-05-2025, 170 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
170 d early
2024
on the day
2023
101 d early
2022
15 d early
2021
1 d early
2020
1 d early
2019
3 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 42 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close27-09-2026 today31-10-2026 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money How does this company compare with its sector?Sector benchmark
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
In the rankings
#10 fastest grower in Geel, Wholesale and retail trade sector
Equity
€220,860▲ 4.7%
2024 · €210,854
Total assets
€4.8m▼ 15.2%
2024 · €5.6m
Net result
€10,006
2024 · -€887,258
Working capital
-€32,860
2024 · €96,897
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€84,051€177,224▲ 111%€95,931▼ 45.9%-€693,438€178,531
Net result€44,977within the sector's middle half€92,433within the sector's middle half▲ 106%€37,378within the sector's middle half▼ 59.6%-€887,258below the sector's middle half€10,006within the sector's middle half
Equity€241,931within the sector's middle half▲ 22.8%€334,363within the sector's middle half▲ 38.2%€371,741within the sector's middle half▲ 11.2%€210,854within the sector's middle half▼ 43.3%€220,860within the sector's middle half▲ 4.7%
Total assets€3.9mabove the sector's middle half▲ 10.6%€4.5mabove the sector's middle half▲ 14.5%€4.3mabove the sector's middle half▼ 4.2%€5.6mabove the sector's middle half▲ 29.7%€4.8mabove the sector's middle half▼ 15.2%
Debt€3.7m▲ 9.8%€4.2m▲ 13.0%€4.0m▼ 5.4%€5.4m▲ 36.6%€4.5m▼ 16.0%
Working capital€73,181€200,826▲ 174%€239,491▲ 19.3%€96,897▼ 59.5%-€32,860
Solvency6.1%below the sector's middle half▲ 0.6pp7.4%below the sector's middle half▲ 1.3pp8.6%below the sector's middle half▲ 1.2pp3.8%below the sector's middle half▼ 4.8pp4.6%below the sector's middle half▲ 0.9pp
Staff (FTE)24.4above the sector's middle half▼ 12.5%25.5above the sector's middle half▲ 4.5%26.2above the sector's middle half▲ 2.7%36.1above the sector's middle half▲ 37.8%28.5above the sector's middle half▼ 21.1%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €178,531 after a loss of €693,438 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.8m
Fixed assets
€564,423 ▼ 7.6%
Current assets
€4.2m ▼ 16.1%
Equity and liabilities €4.8m
Equity
€220,860 ▲ 4.7%
Debt
€4.5m ▼ 16.0%
Debt's share of the balance-sheet total falls from 96.2% to 95.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€259,219▲
2024 · -€562,479
Cash flow
€90,694▲
2024 · -€756,299
Current ratio
0.99▼
2024 · 1.02
Quick ratio
0.25▼
2024 · 0.30
Debt to equity
20.56▼
2024 · 25.63
ROE
4.5%▲
2024 · -420.8%
ROA
0.2%▲
2024 · -15.8%
Interest coverage
1.14▲
2024 · -2.17
Debt ≤ 1 year
€4.2m▼
2024 · €4.9m
Debt > 1 year
€255,603▼
2024 · €474,704
Income taxes
€1,526▼
2024 · €2,038
Staff costs
€1.6m▼
2024 · €2.0m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,214 companies that looked in July 2024 the way this one looks now, 1.3% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency under 10%
- a profit under 5% of the balance sheet
1.3%
went bankrupt
2.6%
stopped otherwise
96%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,214 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €11,000 | €5,008 | €1,213 | €4,154 | ▲ 242% |
| Remuneration, social security and pensions62 | - | €1.1m | €1.2m | €2.0m | €1.6m | ▼ 22.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €154,357 | €126,711 | €97,771 | €130,959 | €80,688 | ▼ 38.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | -€1,244 | €9,928 | -€1,768 | -€1,498 | ▲ 15.3% |
| Other operating charges640/8 | - | €11,091 | €15,330 | €33,869 | €38,652 | ▲ 14.1% |
| Gross operating margin9900 | €1.1m | €1.4m | €1.5m | €1.5m | €1.9m | ▲ 25.9% |
| Operating profit (loss)9901 | €84,051 | €177,224 | €95,931 | -€693,438 | €178,531 | ▲ 126% |
| Financial income75/76B | - | €25,376 | €23,746 | €67,754 | €60,309 | ▼ 11.0% |
| Recurring financial income75 | €24,758 | €25,376 | €23,746 | €67,754 | €60,309 | ▼ 11.0% |
| Financial charges65/66B | - | €101,512 | €58,447 | €259,536 | €227,308 | ▼ 12.4% |
| Recurring financial charges65 | €61,971 | €101,512 | €58,447 | €259,536 | €227,308 | ▼ 12.4% |
| Profit (loss) for the period before taxes9903 | €46,838 | €101,088 | €61,229 | -€885,220 | €11,532 | ▲ 101% |
| Income taxes67/77 | €1,861 | €8,655 | €23,852 | €2,038 | €1,526 | ▼ 25.1% |
| Profit (loss) for the period9904 | €44,977 | €92,433 | €37,378 | -€887,258 | €10,006 | ▲ 101% |
| Profit (loss) for the period to be appropriated9905 | €44,977 | €92,433 | €37,378 | -€887,258 | €10,006 | ▲ 101% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.9m | €4.5m | €4.3m | €5.6m | €4.8m | ▼ 15.2% |
| Fixed assets21/28 | €702,091 | €549,918 | €451,109 | €610,542 | €564,423 | ▼ 7.6% |
| Intangible fixed assets21 | €87,400 | €64,165 | €33,751 | €24,825 | €15,866 | ▼ 36.1% |
| Tangible fixed assets22/27 | €581,706 | €485,753 | €417,357 | €585,716 | €548,556 | ▼ 6.3% |
| Land and buildings22 | - | €311,517 | €285,297 | €436,922 | €388,784 | ▼ 11.0% |
| Plant, machinery and equipment23 | - | €16,302 | €10,921 | €20,761 | €27,062 | ▲ 30.3% |
| Furniture and vehicles24 | - | €48,556 | €11,761 | €18,654 | €23,332 | ▲ 25.1% |
| Other tangible fixed assets26 | - | €109,378 | €109,378 | €109,378 | €109,378 | = |
| Financial fixed assets28 | €32,986 | - | - | - | - | - |
| Current assets29/58 | €3.2m | €4.0m | €3.9m | €5.0m | €4.2m | ▼ 16.1% |
| Stocks and contracts in progress3 | €1.4m | €1.8m | €2.2m | €3.5m | €3.1m | ▼ 11.4% |
| Stocks30/36 | - | €1.8m | €2.2m | €3.5m | €3.1m | ▼ 11.4% |
| Amounts receivable within one year40/41 | €1.7m | €2.0m | €1.3m | €1.2m | €897,765 | ▼ 22.4% |
| Trade receivables40 | - | €1.0m | €714,268 | €678,099 | €464,873 | ▼ 31.4% |
| Other amounts receivable41 | - | €1.0m | €632,669 | €479,092 | €432,892 | ▼ 9.6% |
| Cash at bank and in hand54/58 | €95,993 | €120,246 | €333,379 | €283,046 | €144,203 | ▼ 49.1% |
| Deferred charges and accrued income490/1 | - | €11,588 | €5,101 | €19,253 | €15,123 | ▼ 21.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.9m | €4.5m | €4.3m | €5.6m | €4.8m | ▼ 15.2% |
| Equity10/15 | €241,931 | €334,363 | €371,741 | €210,854 | €220,860 | ▲ 4.7% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €80,600 | €80,600 | = |
| Capital10 | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Outside capital11 | - | - | - | €18,600 | €18,600 | = |
| Other1109/19 | - | - | - | €18,600 | €18,600 | = |
| Reserves13 | €179,931 | €272,363 | €309,741 | €130,254 | €140,260 | ▲ 7.7% |
| Non-distributable reserves130/1 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Legal reserve130 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Tax-exempt reserves132 | - | €35,246 | €35,246 | €35,246 | €35,246 | = |
| Distributable reserves133 | - | €230,917 | €268,295 | €88,808 | €98,814 | ▲ 11.3% |
| Amounts payable17/49 | €3.7m | €4.2m | €4.0m | €5.4m | €4.5m | ▼ 16.0% |
| Amounts payable after more than one year17 | €528,054 | €411,093 | €317,171 | €474,704 | €255,603 | ▼ 46.2% |
| Financial debts170/4 | - | €411,093 | €317,171 | €474,704 | €255,603 | ▼ 46.2% |
| Amounts payable within one year42/48 | €3.2m | €3.8m | €3.6m | €4.9m | €4.2m | ▼ 13.8% |
| Current portion of amounts payable after more than one year42 | - | €191,961 | €93,994 | €187,252 | €132,924 | ▼ 29.0% |
| Financial debts43 | - | €1.2m | €1.2m | €2.9m | €2.8m | ▼ 3.1% |
| Credit institutions430/8 | - | €1.2m | €1.2m | €2.9m | €2.8m | ▼ 3.1% |
| Trade debts44 | €1.4m | €1.8m | €602,175 | €661,130 | €368,437 | ▼ 44.3% |
| Suppliers440/4 | - | €1.8m | €602,175 | €661,130 | €368,437 | ▼ 44.3% |
| Advances received on contracts in progress46 | - | €23,605 | €31,225 | €78,439 | €30,648 | ▼ 60.9% |
| Taxes, remuneration and social security45 | - | €250,705 | €396,548 | €495,175 | €337,722 | ▼ 31.8% |
| Taxes450/3 | - | €113,526 | €194,313 | €134,175 | €94,252 | ▼ 29.8% |
| Remuneration and social security454/9 | - | €137,179 | €202,235 | €361,000 | €243,470 | ▼ 32.6% |
| Other amounts payable47/48 | - | €274,446 | €1.3m | €631,881 | €596,106 | ▼ 5.7% |
| Accrued charges and deferred income492/3 | - | €5,288 | €1,688 | €21,880 | €55,100 | ▲ 152% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €44,977 | €92,433 | €37,378 | -€887,258 | €10,006 | ▲ 101% |
| + Depreciation and write-downs630 | €154,357 | €126,711 | €97,771 | €130,959 | €80,688 | ▼ 38.4% |
| Operating cash flow (approximation) | €199,334 | €219,144 | €135,149 | -€756,299 | €90,694 | ▲ 112% |
| Investment in fixed assets (approximation) | - | €25,463 | €1,038 | -€290,392 | -€34,570 | ▲ 88.1% |
| Change in cash | - | €24,253 | €213,133 | -€50,333 | -€138,843 | ▼ 176% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
14-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Back to profitnet €10,006
Net result €10,006 after one loss-making year.
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Weakest financial yearnet -€887,258
Net result drops to -€887,258, the lowest in the series; recovery starts the following year.
2023
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
15-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
28-02
Financial
Highest result since 2019net €92,433 ▲106%
Net result €92,433, the highest in the series.
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
28-02
Financial
Back to profitnet €44,977
Net result €44,977 after one loss-making year.
28-02
Financial
Equity above €200,000Eq €241,931 ▲22.8%
Equity rises from €196,953 to €241,931.
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2018
19-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
21-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
16-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 5 establishment units since 1984
Ground area
1.8 ha
Building footprint
3,108 m²
Volume, LiDAR
19,743 m³
5 parcels, Flanders · tallest building 15.4 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
5 establishment units
Elektromic
since 19842.025.393.751
Elektromic
since 20202.300.774.276
Elektromic
since 20232.345.417.735
Elektromic
since 20232.345.417.834
Elektromic
since 20232.345.417.933
5 parcels
Flanders
5
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13008I1995/00C000 | Flanders | 7,994 m² | - | - |
| 13302D0559/00R000 | Flanders | 5,292 m² | 1 · 1,018 m² | 8.7 m · 2 fl. |
| 13008I2159/00W002 | Flanders | 3,023 m² | 1 · 1,025 m² | 7.9 m · 2 fl. |
| 12393F0010/00K004 | Flanders | 1,389 m² | 1 · 600 m² | 10.9 m · 2 fl. |
| 11021A0237/00S000 | Flanders | 654 m² | 1 · 466 m² | 15.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
5 of 5 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
3 ownersChain of control
- CRICO
- ELEKTROMIC
Highest known parent: CRICO. The sources do not say who stands above it.
Owners 3
- CRICOparent99%
-
50%
-
50%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 7 entries · 39,907 EUR awarded · 39,907 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 1,194 EUR | 1,194 EUR |
| 2024 | 2 | 8,114 EUR | 8,114 EUR |
| 2023 | 2 | 14,355 EUR | 14,355 EUR |
| 2022 | 1 | 16,244 EUR | 16,244 EUR |
Recognitions · licences · registrations
Dual-learning approval
1 endedPc-technicus (so)
Similar companies · same sector, comparable size
DOUL
BE 0543.360.643
Hoeilaart · Eq €220,845
VERKOZ
BE 0841.161.333
Tongeren-Borgloon · Eq €220,985
ITS Plus
BE 0761.599.656
Lokeren · Eq €220,425
COMPU-IT
BE 0660.587.816
Zulte · Eq €221,321
TARPIT
BE 0537.972.391
Brugge · Eq €219,797
Of 3,223 companies in sector 47400 we hold annual accounts for 1,806. 1,337 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded03-10-1984
Fiscal year end31-03
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
47540Retail sale of electrical household appliances
43211General electrical installation work
Contact
E-invoicing
Reachable via Peppol
Peppol ID
0208:0426227403
Registered
01-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.