INFI & PRO · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of INFI & PRO is 0.2% (very low). The 2025 annual accounts show equity of €228k and a net result of €77k. Equity is growing by ~47.5% per year across the filed fiscal years. Its solvency ranks better than 83% of 2209 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Signals

3 signals · with evidence

Strong solvency vs sector

Solvency is in the sector's strongest quartile: better than 83% of 2209 peers (2025). A comfortable equity buffer.

View the sector comparison

Consistently profitable

Positive net result in the two most recent financial years (2024 and 2025).

View the result trend

Growing equity

Equity grew over 2023-2025. Profits are largely retained rather than distributed.

View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

How we compute the deadline

The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	05-06-2026	56 d early	2026-00153107
31-12-2024	31-07-2025	18-06-2025	43 d early	2025-00148477
31-12-2023	31-07-2024	28-08-2024	28 d late	2024-00382766

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Young company

Founded in 2023, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.2% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€77k-3.9%

Working capital€164k+136.5%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 05-06-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~47.5%/year over 3 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 86, Human health · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	87.8%	58.2%	better than 83% of 2209 sector peers
Net result	€77k	€60k	better than 59% of 2207 sector peers
Equity	€228k	€74k	better than 81% of 2209 sector peers
Gross operating margin	€123k	€96k	better than 60% of 2209 sector peers
Total assets	€260k	€187k	better than 65% of 2209 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P83

Improving position over 2023-2025 · n=2209-6573

Net result P59

Weakening position over 2023-2025 · n=2207-6567

Equity P81

Improving position over 2023-2025 · n=2209-6573

Gross operating margin P60

Stable position over 2023-2025 · n=2209-6575

Describes the position versus peers, not a forecast.

EBITDA

€122k

-4.7% 23-25

Net profit

€77k

-3.9% 23-25

Cash flow

€101k

-3.0% 23-25

Total assets

€260k

+6.4% 23-25

Equity

€228k

+44.4% 23-25

Working capital

€164k

+136.5% 23-25

Staff costs

€95

- 23-25

Income taxes

€20k

-12.8% 23-25

Debt

€32k

-63.2% 23-25

Debt ≤ 1y

€32k

-63.2% 23-25

Current ratio

6.17

+241.7% 23-25

Quick ratio

6.17

+241.7% 23-25

Solvency

87.8%

+35.7% 23-25

Debt / equity

0.14

-74.5% 23-25

ROE

33.6%

-33.5% 23-25

ROA

29.5%

-9.7% 23-25

Interest coverage

492.30

-29.4% 23-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€122k
Net profit	€77k
Cash flow	€101k
Staff costs	-
Income taxes	€20k
Dividends	-
Total assets	€260k
Equity	€228k
Debt	€32k
of which ≤ 1y	€32k
of which > 1y	-
Working capital	€164k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	6.17
Quick ratio	6.17
Working capital ratio	63.1%
Solvency	87.8%
Debt / equity	0.14
Long-term debt ratio	-
Interest coverage	492.30
Gross margin	-
Net margin	-
ROA	29.5%
ROE	33.6%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €64k · 24.7% Current assets €196k · 75.3%

Equity & liabilities

Equity €228k · 87.8% Debt €32k · 12.2%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€260k
Fixed assets	21/28	€64k
Tangible fixed assets	22/27	€64k
Current assets	29/58	€196k
Amounts receivable within one year	40/41	€19k
Cash & bank	54/58	€177k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€260k
Equity	10/15	€228k
Contributions / capital	10/11	€3k
Reserves	13	€225k
Amounts payable	17/49	€32k
Amounts payable within one year	42/48	€32k
Trade debts payable within one year	44	€629
Income statement
Gross operating margin	9900	€123k
Operating result	9901	€97k
Financial charges	65	€247
Result before taxes	9903	€97k
Income taxes	67/77	€20k
Net result for the period	9904	€77k
Result to be appropriated	9905	€77k

You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

93 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

2 companies at this address See who is registered here

Establishment units

1 location

INFI & PRO

Rue du Gouffre 131, 6200 ChâteletVerpleegkundige activiteiten

since 20232.356.715.265

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area528 m²

Buildings1

Building footprint105 m²

Volume (LiDAR)728 m³

Tallest building9.1 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
52013A0187/00P000	Wallonia	528 m²	1 · 105 m²	9.1 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes

91 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 93

Profitability 100

Solvency 100

Growth 78

Stability 82

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