INFARBO
ActiveINFARBO has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €685k and a net result of €31k. Equity is growing by ~41% per year across the filed fiscal years. Its solvency ranks better than 55% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-16
Solvency86▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity short (current ratio 0.38 against 2.36 in 2024; short-term debt: 31.2% and cash: 5.1% of total assets), and 38.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.3%
Return on assets
2.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
1 d early
2024
21 d late
2023
66 d late
2022
3 d late
2021
3 d late
2020
32 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€685k▲ 141%
2024 · €284k
2018: €40k
2019: €60k
2020: €75k
2021: €113k
2022: €168k
2023: €213k
2024: €284k
2018 → 2025
Total assets
€1.12M▲ 144%
2024 · €458k
2018: €260k
2019: €329k
2020: €323k
2021: €331k
2022: €357k
2023: €438k
2024: €458k
2018 → 2025
Net result
€31k▼ 56.7%
2024 · €71k
2018: €7k
2019: €20k
2020: €14k
2021: €38k
2022: €55k
2023: €57k
2024: €71k
2018 → 2025
Working capital
€-218k
2024 · €72k
2018: €-6k
2019: €-14k
2020: €-3k
2021: €10k
2022: €19k
2023: €24k
2024: €72k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€113k-€168k▲ 49.1%€213k▲ 26.4%€284k▲ 33.4%€685k▲ 141%
Operating result€55k-€79k▲ 45.1%€80k▲ 1.1%€43k▼ 45.9%€43k=
Net result€38k-€55k▲ 45.1%€57k▲ 2.7%€71k▲ 25.0%€31k▼ 56.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 0% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.12M
Fixed assets
€986k▲ 196%
Current assets
€131k▲ 5.3%
Equity and liabilities €1.12M
Equity
€685k▲ 141%
Debt
€433k▲ 149%
The debt ratio rises from 38.0% to 38.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€56k=
2024 · €56k
Cash flow
€44k▼
2024 · €84k
Solvency
61.3%▼
2024 · 62.0%
Current ratio
0.38▼
2024 · 2.36
Quick ratio
0.38▼
2024 · 2.36
Debt / equity
0.63▲
2024 · 0.61
ROE
4.5%▼
2024 · 25.1%
ROA
2.8%▼
2024 · 15.5%
Interest coverage
21.79▲
2024 · 15.80
Debt
€433k▲
2024 · €174k
Debt ≤ 1 year
€349k▲
2024 · €53k
Debt > 1 year
€84k▼
2024 · €121k
Income taxes
€12k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€458k€1.12M▲
Fixed assets21/28€333k€986k▲
Tangible fixed assets22/27€39k€27k▼
Furniture and vehicles24€39k€27k▼
Financial fixed assets28€294k€960k▲
Current assets29/58€125k€131k▲
Amounts receivable within one year40/41€58k€74k▲
Trade receivables40€14k€27k▲
Other amounts receivable41€45k€47k▲
Cash at bank and in hand54/58€66k€57k▼
Equity and liabilities
Total equity and liabilities10/49€458k€1.12M▲
Equity10/15€284k€685k▲
Contributions10/11€19k€685k▲
Reserves13€265k€0▼
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€263k€0▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€174k€433k▲
Amounts payable after more than one year17€121k€84k▼
Financial debts170/4€121k€84k▼
Amounts payable within one year42/48€53k€349k▲
Current portion of amounts payable after more than one year42€37k€37k▲
Trade debts44€181€494▲
Suppliers440/4€181€494▲
Taxes, remuneration and social security45€15k€64k▲
Taxes450/3€14k€63k▲
Remuneration and social security454/9€1k€1k=
Other amounts payable47/48€1k€247k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k=
Other operating charges640/8€608€701▲
Gross operating margin9900€57k€57k▲
Operating profit (loss)9901€43k€43k=
Financial income75/76B€41k€2k▼
Recurring financial income75€41k€2k▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€81k€43k▼
Income taxes67/77€10k€12k▲
Profit (loss) for the period9904€71k€31k▼
Profit (loss) for the period to be appropriated9905€71k€31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€71k€31k▼
Transfer from equity791/2-€265k
Transfer to equity691/2€71k€0▼
To other reserves6921€71k€0▼
Profit to be distributed694/7€0€296k▲
Return on contributions (dividend)694€0€296k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €500kEq €685k ▲141%
8 profitable years in a row build equity to €685k.
21-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
30-09
Financial
Highest result since 2018net €71k ▲25%
Net result €71k, the highest in the series.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 66 days late
2023
30-09
Financial
Equity above €200kEq €213k ▲26.4%
6 profitable years in a row build equity to €213k.
03-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
30-09
Financial
Equity above €150kEq €168k ▲49.1%
5 profitable years in a row build equity to €168k.
03-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2021
30-09
Financial
Equity above €100kEq €113k ▲51.1%
4 profitable years in a row build equity to €113k.
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dessel · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kastelsedijk 542480 DesselGround area
9,662 m²
Building footprint
2,122 m²
Volume, LiDAR
13,072 m³
Parcel 13006F0004/00N003, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Infarbo
since 20162.257.401.915
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13006F0004/00N003 | Flanders | 9,662 m² | 1 · 2,122 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 31,769 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-2016
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.