Ines Simon
ActiveSummary
Ines Simon has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52k and a net result of €21k. Equity is growing by ~51.7% per year across the filed fiscal years. Its solvency ranks better than 81% of 3291 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 4.35 against 4.15 in 2024; short-term debt: 20.4% and cash: 62.7% of total assets), and 20.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.6%
Return on assets
32.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-03-2026, 136 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
136 d early
2024
8 d late
2023
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€52k▲ 69.6%
2024 · €31k
2023: €20k
2024: €31k
2023 → 2025
Total assets
€66k▲ 75.9%
2024 · €37k
2023: €48k
2024: €37k
2023 → 2025
Net result
€21k▲ 106%
2024 · €10k
2023: €17k
2024: €10k
2023 → 2025
Working capital
€45k▲ 118%
2024 · €21k
2023: €9k
2024: €21k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€20k-€31k▲ 51.1%€52k▲ 69.6%
Operating result€25k-€16k▼ 36.1%€29k▲ 81.4%
Net result€17k-€10k▼ 40.1%€21k▲ 106%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 81% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €66k
Fixed assets
€7k ▼ 28.2%
Current assets
€58k ▲ 115%
Equity and liabilities €66k
Equity
€52k ▲ 69.6%
Debt
€13k ▲ 106%
Debt's share of the balance-sheet total rises from 17.5% to 20.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€31k▲
2024 · €19k
Cash flow
€24k▲
2024 · €13k
Current ratio
4.35▲
2024 · 4.15
Debt to equity
0.26▲
2024 · 0.21
ROE
41.1%▲
2024 · 33.8%
ROA
32.7%▲
2024 · 27.9%
Interest coverage
75.95▼
2024 · 118.82
Debt ≤ 1 year
€13k▲
2024 · €7k
Income taxes
€7k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€37k€66k▲
Fixed assets21/28€10k€7k▼
Intangible fixed assets21€1€1=
Tangible fixed assets22/27€10k€7k▼
Land and buildings22€5k€4k▼
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€4k€2k▼
Current assets29/58€27k€58k▲
Amounts receivable within one year40/41€5k€14k▲
Trade receivables40€2k€11k▲
Other amounts receivable41€3k€3k▼
Cash at bank and in hand54/58€20k€41k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€37k€66k▲
Equity10/15€31k€52k▲
Contributions10/11€3k€3k=
Reserves13€28k€28k=
Distributable reserves133€28k€28k=
Profit (loss) carried forward14-€21k
Amounts payable17/49€7k€13k▲
Amounts payable within one year42/48€7k€13k▲
Trade debts44€466€6k▲
Suppliers440/4€466€6k▲
Taxes, remuneration and social security45€6k€4k▼
Taxes450/3€3k€613▼
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€0€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€21k€33k▲
Operating profit (loss)9901€16k€29k▲
Financial income75/76B€0€3▲
Recurring financial income75€0€3▲
Financial charges65/66B€157€415▲
Recurring financial charges65€157€415▲
Profit (loss) for the period before taxes9903€16k€28k▲
Income taxes67/77€5k€7k▲
Profit (loss) for the period9904€10k€21k▲
Profit (loss) for the period to be appropriated9905€10k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€21k▲
Transfer to equity691/2€10k€0▼
To other reserves6921€10k€0▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2023net €21k ▲106%
Operating result €29k, net result €21k, both a record.
08-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 8 days late
2024
31-12
Financial
Weakest financial yearnet €10k ▼40.1%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 4.15
Current ratio from 1.32 to 4.15; short-term debt falls from €27k to €7k.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koningsvarenweg 109031 GentGround area
739 m²
Building footprint
129 m²
Volume, LiDAR
603 m³
Parcel 44017C0951/00R000, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ines Simon
since 20232.343.875.732
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44017C0951/00R000 | Flanders | 738 m² | 1 · 129 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 210 EUR awarded · 210 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 210 EUR | 210 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 7,243 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-04-2023
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.advocatenbureausimon.be
E-mail:ines.simon@advocatenbureausimon.be