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Complete company report
Generated 24-08-2026
Active BE 1008.345.187Private limited company

INERCOFIN

Rue Bruyère-Saint-Jean 38 ·1410 Waterloo, Belgium· 2 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of INERCOFIN is 3.3% (moderate). The 2024 annual accounts show negative equity (€-3k) and a net result of €-8k. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €-3k
Net result €-8k
Active 2 yrs
Board 1
Financial profile 3 of 5 axes measured · computed by Checked
Health-Profitability100Solvency100Growth-Stability67
89 / 100

This figure rests on 3 of 5 axes. Too few to say where this company is strong or weak.

Computed on 3 of 5 axes. Not measured: health, growth. An unmeasured axis is not a zero: no data was read for it.

Health -
Profitability 100
Solvency 100
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
3.3% Moderate
0%0,5%1,5%4%10%≥25%
Young company +No NACE activity registered +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
No health score: the filing is too brief
The accounts filed for FY 2024 supply 2 of the 6 factors this model weighs. Below 3 we publish no score, because it would mostly describe the model rather than this company.
This is not a judgement about the company. Micro and abbreviated schemas may omit turnover (rubriek 70), which makes the EBITDA margin and often the interest coverage impossible to compute.
Financial overview1 NBB filings
Annual accounts filed on 11-06-2025 with the NBB · fiscal year 2024 · micro
Fiscal year2024
Depositmicro
Revenue-
EBITDA-
Net profit€-8k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets-
Equity€-3k
Debt€3k
of which ≤ 1y€3k
of which > 1y-
Working capital-
Employees (FTE)-
Ratios (computed)
2024
Current ratio-
Quick ratio-
Working capital ratio-
Solvency-
Debt / equity-1.00
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-
ROE284.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Full annual accounts (11 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€0
Equity 10/15€-3k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€-8k
Amounts payable 17/49€3k
Amounts payable within one year 42/48€3k
Income statement
Gross operating margin 9900€-8k
Operating result 9901€-8k
Result before taxes 9903€-8k
Net result for the period 9904€-8k
Result to be appropriated 9905€-8k
Ratios computed by Checked.
Directors & mandates 2 directors
Current directors & mandates
  • Nzemo Kalumu Kevin
    Director
    State Gazette act 24110218 (22-07-2024)
    Current
    22-07-2024 → present
Former directors (1)
  • Mihaela Irina Inpuscatu
    Director
    State Gazette act 24110218 (22-07-2024)
    Former
    - → 11-07-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation12-04-2024
StatusActive
Postal code1410
Establishment units 1 location
Rue Bruyère-Saint-Jean 38, 1410 Waterloo
Rechtstreekse verzekeringsverrichtingen niet-leven
since 20242.365.688.953
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25762E0082/00A000 Wallonia 413 m² 1 · 85 m² 11.3 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
04-08-2025
State Gazette act Director changes
11-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
22-07-2024
State Gazette act Director changes
Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 1 year ago
2025
04-08-2025 1 director appointed, 1 resigning Director changes
  • Inpuscatu Mihaela Irina, Commissaris
  • Nzemo Kalumu Kevin, Commissaris
Technical details 
{
  "events": [
    {
      "kind": "commissaris_out",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "Nzemo Kalumu Kevin",
        "address": null,
        "birth_date": null,
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      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "commissaris_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "Inpuscatu Mihaela Irina",
        "address": null,
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        "birth_place": null
      },
      "reason": null,
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    },
    {
      "kind": "substantive_delegation",
      "role": "directeur",
      "person": {
        "rrn": null,
        "name": "dermine Pierre",
        "address": null,
        "birth_date": "1962-06-04",
        "profession": null,
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      },
      "reason": null,
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    },
    {
      "kind": "board_snapshot",
      "role": "directeur",
      "person": null,
      "reason": null,
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      "via_org": null,
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      "evidence_quote": "",
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      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
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    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2025-08-04",
    "filing_date": "2025-06-30",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "enig_aandeelhouder_schriftelijk",
      "date": "2025-06-30",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "1008.345.187",
    "name_full": "INERCOFIN",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": null,
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2024
22-07-2024 2 directors appointed, 1 resigning Director changes
  • Nzemo Kalumu Kevin, Bestuurder
  • Serge Solau, Délégé bestuurder
  • Mihaela Irina Inpuscatu, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Mihaela Irina Inpuscatu",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-07-11",
      "evidence_quote": "L\u0027assembl\u00E9e acte la d\u00E9mission de Mihaela Irina Inpuscatu de son poste d\u0027administrateur avec effet imm\u00E9diat",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "decharge_granted",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Mihaela Irina Inpuscatu",
        "address": null,
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      },
      "reason": null,
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      "via_org": null,
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      "compensated": null,
      "effective_date": null,
      "evidence_quote": "D\u00E9charge lui est accord\u00E9e pour l\u0027ensemble de son mandat.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Nzemo Kalumu Kevin",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Elle nomme en remplacement Nzemo Kalumu Kevin comme nouvel administrateur.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "d\u00E9l\u00E9g\u00E9_bestuurder",
      "person": {
        "rrn": null,
        "name": "Serge Solau",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": {
        "kbo": null,
        "name": "J.Jordens srl",
        "address": null,
        "country": null,
        "legal_form": "srl"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "L\u0027assembl\u00E9e mandate J.Jordens srl/ Serge Solau aux fins de proc\u00E9der aux diff\u00E9rentes formalit\u00E9s li\u00E9es \u00E0 ces d\u00E9cisions, en ce compris la signature des documents de publication au Moniteur belge.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": null,
    "filing_date": null,
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-07-11",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "1008.345.187",
    "name_full": "INERCOFIN",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Serge Solau",
    "org_rep_person_name": null,
    "person_role_at_subject": "Mandataire"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR INERCOFIN
Registered office
Rue Bruyère-Saint-Jean 38
1410 Waterloo, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative