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Complete company report
Generated 10-08-2026
Active BE 0439.460.676Public limited company

INDUS HOME

3ème Avenue 15 ·6001 Charleroi, Belgium· 36 yrs active
Sector: Real estate activities (68201)
Conclusion Checked

The computed 12-month bankruptcy probability of INDUS HOME is 0.2% (very low). The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 36 yrs
Board 2
Locations 1
Publications 10
Bankruptcy probability (12 mo) Checked model v1 · free
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1989, 36 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 01-07-2025 2025-00226400
31-12-2023 micro 11-09-2024 2024-00460403
31-12-2022 micro 25-08-2023 2023-00431957
31-12-2021 micro 19-07-2022 2022-20226027
31-12-2020 volledig 27-08-2021 2021-56900168
31-12-2019 volledig 05-02-2021 2021-04800369
31-12-2018 volledig 09-04-2020 2020-09000253
31-12-2017 volledig 31-08-2018 2018-61900094
31-12-2016 volledig 04-08-2017 2017-41300261
31-12-2015 volledig 02-07-2016 2016-27700157
Directors & mandates 7 directors
Current directors & mandates
  • Bernard FINET
    Director
    State Gazette act 25020626 (10-02-2025)
    Current
    10-02-2025 → present
  • André FINET
    Managing director
    State Gazette act 22107261 (08-09-2022)
    Current
    17-08-2016 → present
    2 events
    • 08-09-2022 Appointed· Managing director
    • 17-08-2016 Appointed· Managing director
Historic, not recently confirmed (4)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • De Cock Marianne
    Director
    State Gazette act 19012191 (24-01-2019)
    Not recently confirmed
    last confirmed in an act from 2019
    3 events
    • 24-11-2022 Resigned· Managing director
    • 24-01-2019 Appointed· Director
    • 24-01-2019 Appointed· Managing director
  • Laurence Finet
    Director
    State Gazette act 16115953 (17-08-2016)
    Not recently confirmed
    last confirmed in an act from 2016
  • Sarah Winnendaele
    Director
    State Gazette act 16115953 (17-08-2016)
    Not recently confirmed
    last confirmed in an act from 2016
  • Zhong Sheng Chou
    Director
    State Gazette act 16115953 (17-08-2016)
    Not recently confirmed
    last confirmed in an act from 2016
Former directors (1)
  • Marianne DECOCK
    Director
    State Gazette act 23052350 (18-04-2023)
    Former
    - → 18-04-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Real estate activities(68201)
Legal form Public limited company(014)
Incorporation01-11-1989
StatusActive
Postal code6001
Establishment units 1 location
3ème Avenue 15, 6001 Charleroi
Verhuur van woningen, exclusief sociale woningen
since 19922.121.764.934
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52392D0095/00T013 Wallonia 104 m² 1 · 110 m² 9.5 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 20 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
01-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
10-02-2025
State Gazette act Director changes
v3.2
2024
11-09-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
25-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
18-04-2023
State Gazette act Director changes
v3.2
2022
24-11-2022
State Gazette act Director changes
v3.2
08-09-2022
State Gazette act Director changes
v3.2
19-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
27-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
05-02-2021
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2020
09-04-2020
NBB filing Annual accounts filed
fiscal year 2018 · volledig
19-02-2020
State Gazette act Statutes amendment
v3.2
2019
24-01-2019
State Gazette act Director changes
v3.2
2018
31-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
22-08-2018
State Gazette act Miscellaneous
other · André FINET
2017
26-09-2017
State Gazette act Capital & shares
v3.2
04-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
17-08-2016
State Gazette act Director changes
v3.2
02-07-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2014
18-09-2014
State Gazette act Capital & shares
v3.2
Belgisch Staatsblad, acts 10 acts
Capital history · 2
26-09-2017
v3.2
18-09-2014
v3.2
All acts · 10 updated 1 year ago
2025
10-02-2025 Bernard FINET appointed as director Director changes
  • Bernard FINET, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Bernard FINET",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0439.460.676",
    "name_full": "INDUS HOME"
  }
}
2023
18-04-2023 Marianne DECOCK resigns as director Director changes
  • Marianne DECOCK, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Marianne DECOCK",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0439.460.676",
    "name_full": "INDUS HOME"
  }
}
2022
24-11-2022 Marianne DE COCK resigns as managing director Director changes
  • Marianne DE COCK, Gedelegeerd bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur d\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": null,
        "name": "Marianne DE COCK",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0439.460.676",
    "name_full": "INDUS HOME"
  }
}
08-09-2022 André FINET appointed as managing director Director changes
  • André FINET, Gedelegeerd bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "administrateur d\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": null,
        "name": "Andr\u00E9 FINET",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0439.460.676",
    "name_full": "INDUS HOME"
  }
}
2020
19-02-2020 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "name_change": {
    "new": "",
    "old": "",
    "changed": false
  },
  "seat_change": {
    "changed": false
  },
  "object_change": {
    "changed": false
  },
  "subject_company": {
    "kbo": "0439.460.676",
    "name_full": "INDUS HOME"
  },
  "legal_form_change": {
    "new": "Soci\u00E9t\u00E9 anonyme",
    "old": "Soci\u00E9t\u00E9 anonyme",
    "changed": false
  }
}
2019
24-01-2019 2 directors appointed Director changes
  • De Cock Marianne, Bestuurder
  • De Cock Marianne, Gedelegeerd bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "De Cock Marianne",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "administrateur d\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": null,
        "name": "De Cock Marianne",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0439.460.676",
    "name_full": "INDUSH\u041E\u041CE"
  }
}
2018
22-08-2018 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous·André FINET
Summary: otherNotary: André FINET · Charleroi
Technical details 
{
  "stage": null,
  "notary": {
    "name": "Andr\u00E9 FINET",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Charleroi",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": null,
    "filing_date": "2018-07-31",
    "act_kind_objet": "TRANSFERT/CESSION D\u0027ACTIONS"
  },
  "decision": {
    "body": "algemene_vergadering",
    "act_date": "2018-07-31",
    "unanimous": true
  },
  "conversion": null,
  "detected_kind": "other",
  "report_waiver": null,
  "restructuring": {
    "parties": [
      {
        "kbo": "0439.460.676",
        "name": "INDUSHOME",
        "role": "other",
        "address": "3\u00E8me AVENUE 15 \u00E0 6001 CHARLEROI (MARCINELLE)",
        "is_foreign": false,
        "legal_form": "SOCIETE ANONYME",
        "is_new_company": false,
        "jurisdiction_country": null
      },
      {
        "kbo": null,
        "name": "Andr\u00E9 FINET",
        "role": "other",
        "address": null,
        "is_foreign": false,
        "legal_form": null,
        "is_new_company": false,
        "jurisdiction_country": null
      },
      {
        "kbo": null,
        "name": "Sarah VAN WINNENDAELE",
        "role": "other",
        "address": null,
        "is_foreign": false,
        "legal_form": null,
        "is_new_company": false,
        "jurisdiction_country": null
      },
      {
        "kbo": null,
        "name": "Laurence FINET",
        "role": "other",
        "address": null,
        "is_foreign": false,
        "legal_form": null,
        "is_new_company": false,
        "jurisdiction_country": null
      }
    ],
    "exchange_ratio": null,
    "legal_articles": [],
    "is_cross_border": false,
    "is_silent_merger": false,
    "balance_basis_date": null,
    "exchange_ratio_text": null,
    "new_shares_issued_n": 0,
    "real_estate_included": false,
    "patrimony_description": "50 actions d\u00E9tenues par Sarah VAN WINNENDAELE et 50 actions d\u00E9tenues par Laurence FINET sont transf\u00E9r\u00E9es \u00E0 Andr\u00E9 FINET. Le capital total de la soci\u00E9t\u00E9 reste inchang\u00E9.",
    "equity_transferred_eur": null,
    "accounting_effective_date": null
  },
  "subject_company": {
    "kbo": "0439.460.676",
    "name_full": "INDUSHOME",
    "legal_form": "SOCIETE ANONYME"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Andr\u00E9 FINET",
    "org_rep_person_name": null
  },
  "summary_narrative": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale extraordinaire d\u0027INDUSHOME s\u0027est tenue le 31 juillet 2018 \u00E0 Charleroi. \u00C0 la suite de d\u00E9cisions unanimes, Sarah VAN WINNENDAELE et Laurence FINET ont c\u00E9d\u00E9 chacune 50 actions \u00E0 Andr\u00E9 FINET. Apr\u00E8s cette op\u00E9ration, Andr\u00E9 FINET d\u00E9tient l\u0027int\u00E9gralit\u00E9 des 2 360 actions de la soci\u00E9t\u00E9.",
  "co_filed_documents": [],
  "detected_real_type": "other",
  "referenced_correction": null,
  "should_reroute_to_category": "director_changes"
}
2017
26-09-2017 Transaction in capital or shares Capital & shares
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0439.460.676",
    "name_full": "INDUSH\u041E\u041CE ENTREPRISE"
  }
}
2016
17-08-2016 4 directors appointed Director changes
  • André Finet, Gedelegeerd bestuurder
  • Sarah Winnendaele, Bestuurder
  • Laurence Finet, Bestuurder
  • Zhong Sheng Chou, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "Administrateur D\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": null,
        "name": "Andr\u00E9 Finet",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Administrateur",
      "person": {
        "rrn": null,
        "name": "Sarah Winnendaele",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Administrateur",
      "person": {
        "rrn": null,
        "name": "Laurence Finet",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Administrateur",
      "person": {
        "rrn": null,
        "name": "Zhong Sheng Chou",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0439.460.676",
    "name_full": "INDUSHOME"
  }
}
2014
18-09-2014 Capital increase of €61,920 to €132,720 Capital & shares
  • €70.800 → €132.720
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "capital_increase",
      "after_eur": 132720.0,
      "delta_eur": 61920.0,
      "before_eur": 70800.0,
      "contribution_type": "reserves_incorporation"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0439.460.676",
    "name_full": "INDUS H\u041EME"
  }
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201
Primary activity highlighted.
Names & trade names
Legal nameFR INDUS HOME
Registered office
3ème Avenue 15
6001 Charleroi, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative