INDIRA
ActiveINDIRA has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €72k and a net result of €2k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 69% of 2935 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2024
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability70▲+70
Solvency74▲+6
Growth52=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 1.65 against 1.47 in 2023; short-term debt: 51% and cash: 21.4% of total assets), but 51% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
49%
Return on assets
1.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d early
2023
on the day
2022
3 d early
2021
16 d early
2020
15 d early
2019
24 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€72k▲ 2.8%
2023 · €70k
2018: €69k
2019: €70k
2020: €108k
2021: €118k
2022: €113k
2023: €70k
2018 → 2024
Total assets
€147k▼ 10.0%
2023 · €164k
2018: €108k
2019: €131k
2020: €171k
2021: €188k
2022: €195k
2023: €164k
2018 → 2024
Net result
€2k
2023 · €-43k
2018: €6k
2019: €406
2020: €39k
2021: €16k
2022: €-5k
2023: €-43k
2018 → 2024
Working capital
€49k▲ 11.3%
2023 · €44k
2018: €48k
2019: €51k
2020: €89k
2021: €89k
2022: €93k
2023: €44k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€108k-€118k▲ 8.7%€113k▼ 4.0%€70k▼ 38.0%€72k▲ 2.8%
Operating result€49k-€16k▼ 68.6%€-5k€-43k▼ 738%€1k
Net result€39k-€16k▼ 59.0%€-5k€-43k▼ 812%€2k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €1k after a loss of €43k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €147k
Fixed assets
€24k▼ 11.1%
Current assets
€124k▼ 9.8%
Equity and liabilities €147k
Equity
€72k▲ 2.8%
Debt
€75k▼ 19.7%
The debt ratio falls from 57.2% to 51.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€9k▲
2023 · €-35k
Cash flow
€10k▲
2023 · €-36k
Solvency
49.0%▲
2023 · 42.8%
Current ratio
1.65▲
2023 · 1.47
Quick ratio
1.55▲
2023 · 1.37
Debt / equity
1.04▼
2023 · 1.33
ROE
2.8%▲
2023 · -61.4%
ROA
1.4%▲
2023 · -26.3%
Interest coverage
6.14▲
2023 · -13.66
Debt
€75k▼
2023 · €94k
Debt ≤ 1 year
€75k▼
2023 · €94k
Staff costs
€148k▲
2023 · €141k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€164k€147k▼
Fixed assets21/28€26k€24k▼
Tangible fixed assets22/27€26k€24k▼
Plant, machinery and equipment23€11k€13k▲
Furniture and vehicles24€6k€3k▼
Other tangible fixed assets26€10k€7k▼
Current assets29/58€137k€124k▼
Amounts receivable after more than one year29€75k€75k=
Trade receivables290€75k-
Other amounts receivable291-€75k
Stocks and contracts in progress3€9k€7k▼
Stocks30/36€9k€7k▼
Amounts receivable within one year40/41€22k€7k▼
Trade receivables40€15k€2k▼
Other amounts receivable41€7k€5k▼
Cash at bank and in hand54/58€28k€32k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€164k€147k▼
Equity10/15€70k€72k▲
Contributions10/11€30k€30k=
Reserves13€48k€48k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€48k€48k=
Profit (loss) carried forward14€-8k€-6k▲
Amounts payable17/49€94k€75k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€94k€75k▼
Current portion of amounts payable after more than one year42€360€0▼
Trade debts44€83k€66k▼
Suppliers440/4€83k€66k▼
Advances received on contracts in progress46€1k€1k=
Taxes, remuneration and social security45€8k€8k▲
Taxes450/3€0€378▲
Remuneration and social security454/9€8k€8k▼
Other amounts payable47/48€873€0▼
Accrued charges and deferred income492/3€0-
Income statement
Code20232024
Remuneration, social security and pensions62€141k€148k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€108k€161k▲
Operating profit (loss)9901€-43k€1k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€-43k€2k▲
Profit (loss) for the period9904€-43k€2k▲
Profit (loss) for the period to be appropriated9905€-43k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-43k€-6k▲
Profit (loss) brought forward from the previous period14P-€-8k
Transfer from equity791/2€35k€0▼
Social balance
Average headcount (FTE)90873.54.0▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-43k
Net result drops to €-43k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €39k ▲9492%
Operating result €49k, net result €39k, both a record.
31-12
Financial
Equity above €100kEq €108k ▲55.9%
3 profitable years in a row build equity to €108k.
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoegaarden · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gemeenteplein 213320 HoegaardenGround area
265 m²
Building footprint
255 m²
Volume, LiDAR
1,789 m³
Parcel 24041E0575/00D000, Flanders · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DON CAMILLO
since 19982.087.092.778
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24041E0575/00D000 | Flanders | 265 m² | 1 · 255 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHoegaarden2.087.092.778
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,462. 9,826 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-06-1998
Fiscal year end31-12
Activities, NACEBEL
55301
55401
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.