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DRUBBEL

Active
Private limited companyfounded 1990active for 36 yearsGaverbosdreef(Munk) 25, 9630 Zwalm, BelgiumKBO/BCE: BE 0441.691.973
Summary

DRUBBEL has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17,367 and a net result of €33,603. Equity is growing by about 55% per year across the filed financial years. Its solvency ranks better than 30% of 4,722 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Activity
Full-service restaurants
NACE 56111
3rd oldest company in Zwalm, Accommodation and food service sector1 site
Size
€172,969total assets 2025
Staff
4.2 FTE
Equity
€17,367
Profit
€33,603
Turnover not published (abbreviated or micro format)
Financial health
67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Structure
Parent
J.K. · 100%
Accounts 15 days early2 of 5 deeds read
Why 67raises riskSector: Food and beverage service activities (NACE 56)Equity €17,367 (10.0% of total assets)Size: 4.2 FTE, total assets €172,969lowers riskFounded in 1990Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 57% of its sector peers (NACE 56, micro)
Financial strength · tick = 2024
Average
Solvency 35+21
equity 10.0% of total assets
Liquidity 24+13
short-term debt 77.4% · cash 13.1%
Profitability 93+8
return on assets 19.4%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,750 companies, NACE 56, micro)
Last 24 months 11-2024: 3.9% 12-2024: 3.9%● unchanged vs 11-2024 01-2025: 3.9%● unchanged vs 12-2024 02-2025: 3.9%● unchanged vs 01-2025 03-2025: 3.9%● unchanged vs 02-2025 04-2025: 4.0%▲ +0.1 percentage points vs 03-2025 05-2025: 4.0%● unchanged vs 04-2025highest value 06-2025: 3.9%▼ -0.1 percentage points vs 05-2025 07-2025: 1.1%▼ -2.8 percentage points vs 06-2025 08-2025: 1.1%● unchanged vs 07-2025 09-2025: 1.1%● unchanged vs 08-2025 10-2025: 1.1%● unchanged vs 09-2025 11-2025: 1.1%● unchanged vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.1%● unchanged vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.1%● unchanged vs 02-2026 04-2026: 1.1%● unchanged vs 03-2026 05-2026: 1.1%● unchanged vs 04-2026 06-2026: 1.1%● unchanged vs 05-2026 07-2026: 1.3%▲ +0.2 percentage points vs 06-2026 08-2026: 1.0%▼ -0.3 percentage points vs 07-2026lowest value 09-2026: 1.0%● unchanged vs 08-2026lowest value 10-2026: 1.0%● unchanged vs 09-2026lowest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.42, compared with 0.27 in 2024, below 1; short-term debt: 77.4% and cash: 13.1% of total assets), and 90% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 33% on solvency, 20% on liquidity, 81% on profitability and 95% on growth.

The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Equity €17,367 (10.0% of total assets)
NBB · annual accounts
lowers risk · Founded in 1990
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: 4.2 FTE, total assets €172,969
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
15 days early
2024
37 days early
2023
36 days early
2022
22 days early
2021
41 days early
2020
33 days early
2019
48 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 19 days before the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
21-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Appointment: Marleen Vande Walle (niet statutairebestuurder)Gazette deed
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Caution: Staff fell in 2025from 21 FTE to 4.2 FTE ▼ 80.0% View
  • Positive: 3rd oldest company in Zwalm, Accommodation and food service sectorin the Checked rankings No. 3 View
  • Controlled by J.K. 100% View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View
  • New directorlatest change 29-06-2026 · 2 in office 1 joined View

By topic

Financials

Financial year
2025
Total assets
€172,969
Profit
€33,603
Solvency
10.0%
Total assets▲ 19.1%
Net result
20182025
Go to Financials

Board & ownership

Board
2 members
Parent
J.K. · 100%
  • Freddy VercaemerDirector
  • Christiana GeysemansDirector
Go to Board & ownership

Timeline

Events
40
Since
1992
Next accounts
by 31-07-2027
  1. 24-01-2025Appointments: Christiana Geysemans (director) and Freddy Vercaemer…
  2. 31-12-2024Back to profit
  3. 25-06-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Full-service restaurantsNACE 56111
Founded
20-08-1990
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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