INDEJO
ActiveINDEJO has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14.47M and a net result of €709k. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 92% of 3160 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability25▼-1
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.4M at 30 days acceptable
Liquidity ample (current ratio 19.4 against 21.7 in 2024), and 3.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.7%
Return on assets
4.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
30 d late
2023
39 d early
2022
31 d late
2021
34 d early
2020
45 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
11-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€100k
EBIT margin
100.1%
Net result
€709k▲ 0.2%
2024 · €708k
2018: €155k
2019: €194k
2020: €105k
2021: €4.16M
2022: €255k
2023: €438k
2024: €708k
2018 → 2025
Working capital
€7.45M▲ 9.3%
2024 · €6.82M
2018: €4.04M
2019: €4.12M
2020: €4.23M
2021: €7.04M
2022: €7.37M
2023: €6.19M
2024: €6.82M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13.93M-€14.18M▲ 1.8%€13.05M▼ 8.0%€13.76M▲ 5.4%€14.47M▲ 5.2%
Operating result€235k-€408k▲ 73.5%€609k▲ 49.1%€735k▲ 20.7%€713k▼ 3.1%
Net result€4.16M-€255k▼ 93.9%€438k▲ 71.8%€708k▲ 61.8%€709k▲ 0.2%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €14.96M
Fixed assets
€7.11M▼ 1.3%
Current assets
€7.85M▲ 9.9%
Equity and liabilities €14.96M
Equity
€14.47M▲ 5.2%
Debt
€493k▼ 16.4%
The debt ratio falls from 4.1% to 3.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€936k▼
2024 · €990k
Cash flow
€933k▼
2024 · €963k
Solvency
96.7%▲
2024 · 95.9%
Current ratio
19.40▼
2024 · 21.70
Quick ratio
19.40▼
2024 · 21.70
Debt / equity
0.03▼
2024 · 0.04
ROE
4.9%▼
2024 · 5.1%
ROA
4.7%▼
2024 · 4.9%
Interest coverage
101.94▲
2024 · 71.35
Debt
€493k▼
2024 · €590k
Debt ≤ 1 year
€405k▲
2024 · €329k
Debt > 1 year
€16k▼
2024 · €186k
Income taxes
€249k▼
2024 · €264k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€14.35M€14.96M▲
Fixed assets21/28€7.20M€7.11M▼
Tangible fixed assets22/27€5.70M€5.61M▼
Land and buildings22€5.66M€5.46M▼
Plant, machinery and equipment23€21k€19k▼
Furniture and vehicles24€19k€126k▲
Financial fixed assets28€1.50M€1.50M=
Current assets29/58€7.15M€7.85M▲
Amounts receivable after more than one year29-€10k
Other amounts receivable291-€10k
Amounts receivable within one year40/41€2.73M€2.69M▼
Trade receivables40€122k€122k▲
Other amounts receivable41€2.61M€2.57M▼
Current investments50/53€4.05M€4.50M▲
Cash at bank and in hand54/58€354k€640k▲
Deferred charges and accrued income490/1€8k€9k▲
Equity and liabilities
Total equity and liabilities10/49€14.35M€14.96M▲
Equity10/15€13.76M€14.47M▲
Contributions10/11€100k€100k=
Capital10€100k€100k=
Issued capital100€100k€100k=
Reserves13€5.75M€6.45M▲
Non-distributable reserves130/1€10k€10k=
Legal reserve130€10k€10k=
Tax-exempt reserves132€246€246=
Distributable reserves133€5.74M€6.44M▲
Profit (loss) carried forward14€7.91M€7.91M=
Amounts payable17/49€590k€493k▼
Amounts payable after more than one year17€186k€16k▼
Financial debts170/4€170k-
Other amounts payable178/9€15k€16k▲
Amounts payable within one year42/48€329k€405k▲
Current portion of amounts payable after more than one year42€107k€170k▲
Trade debts44€4k€15k▲
Suppliers440/4€4k€15k▲
Taxes, remuneration and social security45€215k€212k▼
Taxes450/3€212k€207k▼
Remuneration and social security454/9€3k€5k▲
Other amounts payable47/48€4k€8k▲
Accrued charges and deferred income492/3€75k€72k▼
Income statement
Code20242025
Non-recurring operating income76A-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€255k€223k▼
Other operating charges640/8€96k€96k▲
Non-recurring operating charges66A€5k€10k▲
Gross operating margin9900€1.09M€1.04M▼
Operating profit (loss)9901€735k€713k▼
Financial income75/76B€251k€255k▲
Recurring financial income75€251k€255k▲
Financial charges65/66B€14k€9k▼
Recurring financial charges65€14k€9k▼
Profit (loss) for the period before taxes9903€972k€959k▼
Income taxes67/77€264k€249k▼
Profit (loss) for the period9904€708k€709k▲
Profit (loss) for the period to be appropriated9905€708k€709k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8.62M€8.62M=
Profit (loss) brought forward from the previous period14P€7.91M€7.91M=
Transfer to equity691/2€708k€709k▲
To other reserves6921€708k€709k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 30 days late
2024
22-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €4.16M ▲3868%
Net result €4.16M, the highest in the series.
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €105k ▼45.9%
Net result drops to €105k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
06-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 190 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 1998
Ground area
1,071 m²
Building footprint
531 m²
Volume, LiDAR
4,454 m³
2 parcels, Flanders · tallest building 18.6 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
Van Schoonbekestraat 35, 2018 Antwerpen
since 19982.049.357.602
Boomsesteenweg 347, 2610 Antwerpen
since 20222.338.002.084
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11462A0354/00E002 | Flanders | 629 m² | 1 · 371 m² | 7.3 m · 2 fl. |
| 11810K1599/00T007 | Flanders | 442 m² | 1 · 160 m² | 18.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MECASEAT
BE 0434.927.412
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DC INVEST
BE 0894.267.942
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Copus International
BE 0541.339.083
Antwerpen · Eq €14.45M
DEKNUDT INVEST EN CONSULT
BE 0894.259.628
Deerlijk · Eq €14.49M
FOLLOW - UP
BE 0427.737.930
Kortrijk · Eq €14.49M
Of 82,201 companies in sector 70200 we hold annual accounts for 52,397. 5,185 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded03-08-1990
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.