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Incremento

Active Private limited company (pre-2019)founded 2007active for 19 yearsMartelarenplein 20E, 3000 LeuvenKBO/BCE: BE 0887.027.485 subsidiary of VANKAT

Lifetime

19 annual accounts with figures on one time axis
peak €231,877 (2013)
€17,749▼ 87.6%
lowest -€242,215 (2017)
€12,250▲ €61,511
peak €539,500 (2014)
€43,776▲ 38.9%
€178,757▼ 10.4%
peak 3 FTE (2013)
-not published
Board1 name since 2007
1 directorSmet Luc
Owners
100%VANKAT
Documentsfilings and deeds
21-04-20269 days before the deadline
2025abbreviated format
Gross margin from €143,547 to €17,749Back to profit: €12,250Equity from €31,525 to €43,776

Key points

from the 2025 annual accounts

Equity

€43,776 from €539,500 in 2014

Equity fell by 92% in 11 years.

Result

€12,250 €12,250
-€49,3002024€12,3002025

Back in profit in 2025, after a loss of €49,261 in 2024.

Debts

€178,757 80% of the balance sheet
Financial debts 8%Suppliers 3%Taxes and wages 2%Other 87%

Filings

19 annual accounts since 2007
deadline2010201520202025

The last five annual accounts were filed 0 to 9 days before the end of the period.

Position in the sector

€43,776

Less equity than 80% of companies in head offices and management consultancy. Sector median €323,509 · 10,868 companies.

Checked score

82
Excellent
Financially stronger than 32% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.5%▲ +0.1 percentage points vs 03-2025 05-2025: 0.8%▲ +0.3 percentage points vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.8%● unchanged vs 06-2025 08-2025: 0.8%● unchanged vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.9%▲ +0.1 percentage points vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.8%▼ -0.1 percentage points vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.9%▲ +0.1 percentage points vs 03-2026highest value 05-2026: 0.4%▼ -0.5 percentage points vs 04-2026lowest value 06-2026: 0.4%● unchanged vs 05-2026lowest value 07-2026: 0.4%● unchanged vs 06-2026lowest value 08-2026: 0.4%● unchanged vs 07-2026lowest value 09-2026: 0.4%● unchanged vs 08-2026lowest value 10-2026: 0.4%● unchanged vs 09-2026lowest value 11-2026: 0.4%● unchanged vs 10-2026

Financial strength
Weak

45+6equity 19.7% of total assets
12+10short-term debt 80.3%
51+51return on assets 5.5%

Score breakdown

raises risk
Liquidity: current ratio 1.24
lowers risk
Size: total assets €222,532
Sector: Activities of head offices; management consultancy activities (NACE 70)
Founded in 2007
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 23% of them on solvency, 6% on liquidity, 24% on profitability and 76% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-09-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 5,053 companies had the same profile as Incremento has now. Each dot stands for 13 companies, two years later.

95.9%
were still trading
2.4%
stopped another way
1.6%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of Incremento itself: 0.4% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 5,053 companies, not a prediction for Incremento. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €3,500 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.24 (1.16 in 2024), below the usual 1.5. Short-term debt is 80.3% of total assets. 80.3% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.24
NBB · annual accounts
lowers risk · Size: total assets €222,532
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Founded in 2007
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 10858 sector peers (2025).
NBB · sector comparison
Position among 10858 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 21-04-2026, 9 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
9 days early
2024
on the day
2023
5 days early
2022
4 days early
2021
1 day early
2020
1 day early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 3 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 26 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

SL
Smet Luc
Manager, since 19-01-2007
  • VANKAT 100%equity -€205,694 (2025) · 30-09-2025 annual accounts of VANKAT
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0887027485
Registered office moved from Rotselaar to Leuven New registered office: Martelarenplein 20E, 3000 Leuven · Previous registered office: Hellichtstraat 83, 3110 Rotselaar · Board meeting of 19-03-2018 · Gazette deed
New establishment in Rotselaar Increbelle, Hellichtstraat 83
Incorporation published on 13-02-2007 · Gazette deed
All 33 events

Comparable companies

same main activity, similar in size and age
Company
Incremento Leuven €222,532 €17,749 19.7% -
Immo City Invest Sint-Pieters-Leeuw €214,425 €20,116 27.8% -
BF Consulting Lubbeek €241,696 €19,997 15.9% -
AT2M CONSULTING Kraainem €197,291 €16,204 79.7% -
STRATOVINI Wemmel €279,389 €18,878 56.2% -
MOMENTUM ADVIES Hoegaarden €189,163 €18,386 91.2% -
David DALLA VECCHIA Neupré €213,072 €17,560 35.5% -

These companies have the same main activity as Incremento: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €189,000 and €279,000, founded between 2004 and 2007.

Official details

Source: KBO
Status
Active since 19-01-2007Normal situation
Registered office
51 active companies are registered at this address7 started in the 12 months before. Source: KBO register, as of 10 November 2026.
Activity
Business and other management consultancyNACE 70200and 1 other
Establishment units
2.164.573.4103000 Leuven, since 19-01-2007
2.210.870.9163110 Rotselaar, since 01-01-2012
Financial year end
30 September
Peppol
Reachable since 03-12-2025
Company details

Annual accounts to 30-09-2025

≈ €70,000estimated
€222,532▼ 3.7%
Filing
Filed on 21-04-2026, 9 days before the end of the filing period
Financials

Insights on Incremento

Incremento files the abbreviated format. That format states no turnover. The gross margin fell from €32,920 in 2007 to €17,749 in 2025.

VANKAT holds all the shares.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Incremento

What is the company number of Incremento?
The company number of Incremento is 0887.027.485. The VAT number is the same number with BE in front: BE 0887.027.485.
Where is Incremento based?
The registered office is at Martelarenplein 20E, 3000 Leuven.Company details
What does Incremento do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of Incremento?
Incremento is a private limited company (pre-2019) (BVBA).
When was Incremento founded?
Incremento was founded on 19-01-2007.
Is Incremento still active?
Yes, Incremento is an active enterprise in the KBO register.
What is the turnover of Incremento?
The turnover in financial year 2025 is ≈ €70,000. This figure is estimated from the gross margin of €17,749 and 140 comparable companies (NACE 70200). It probably lies between €31,000 and €180,000. It is a rough estimate.Financials
Is Incremento profitable?
In financial year 2025, Incremento made a profit of €12,250.
Where can I find the annual accounts of Incremento?
Incremento filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Incremento due?
Incremento must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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