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VANKAT

Active
Private limited company (pre-2019)founded 199431 yrs activeMartelarenplein 20E, 3000 Leuven, BelgiumKBO/BCE: BE 0453.572.790
Summary

VANKAT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€205,694) and a net result of €13,657. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 5% of 5651 sector peers (fiscal year 2025). The company has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 21-04-2026, 9 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
9 d early
2024
on the day
2023
5 d early
2022
4 d early
2021
1 d early
2020
1 d early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 26 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close01-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 11 October 1994, VANKAT was incorporated.1 Total assets went from EUR 531,691 in 2019 to EUR 284,355 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, abbreviated schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
-€205,694▲ 6.2%
2024 · -€219,350
Net result
€13,657▼ 24.3%
2024 · €18,033
Total assets
€284,355▲ 0.7%
2024 · €282,345
Solvency
-72.3%▲ 5.4pp
2024 · -77.7%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€254,252▼ 8,887%-€4,764▲ 98.1%-€4,470▲ 6.2%€18,136€16,851▼ 7.1%
Net result-€4,769below the sector's middle half▼ 64.4%-€4,794below the sector's middle half▼ 0.5%-€4,571below the sector's middle half▲ 4.7%€18,033within the sector's middle half€13,657within the sector's middle half▼ 24.3%
Equity-€228,018below the sector's middle half▼ 2.1%-€232,813below the sector's middle half▼ 2.1%-€237,384below the sector's middle half▼ 2.0%-€219,350below the sector's middle half▲ 7.6%-€205,694below the sector's middle half▲ 6.2%
Total assets€281,693below the sector's middle half▼ 47.0%€282,150below the sector's middle half▲ 0.2%€282,147below the sector's middle half=€282,345below the sector's middle half▲ 0.1%€284,355below the sector's middle half▲ 0.7%
Debt€509,712▼ 32.5%€514,963▲ 1.0%€519,531▲ 0.9%€501,696▼ 3.4%€490,049▼ 2.3%
Working capital-€507,861below the sector's middle half▲ 32.6%-€512,655below the sector's middle half▼ 0.9%-€517,226below the sector's middle half▼ 0.9%-€499,540below the sector's middle half▲ 3.4%-€485,884below the sector's middle half▲ 2.7%
Solvency-80.9%below the sector's middle half▼ 39.0pp-82.5%below the sector's middle half▼ 1.6pp-84.1%below the sector's middle half▼ 1.6pp-77.7%below the sector's middle half▲ 6.4pp-72.3%below the sector's middle half▲ 5.4pp
Current ratio0.00below the sector's middle half=0.00below the sector's middle half=0.00below the sector's middle half=0.00below the sector's middle half=0.01below the sector's middle half=
Return on assets (ROA)-1.7%below the sector's middle half▼ 1.1pp-1.7%below the sector's middle half=-1.6%below the sector's middle half▲ 0.1pp6.4%within the sector's middle half▲ 8.0pp4.8%within the sector's middle half▼ 1.6pp
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€300,000-€200,000-€100,000€0Operating result 2021: -€254,252-€254,252Net result 2021: -€4,769-€4,769Operating result 2022: -€4,764-€4,764Net result 2022: -€4,794-€4,794Operating result 2023: -€4,470-€4,470Net result 2023: -€4,571-€4,571Operating result 2024: €18,136€18,136Net result 2024: €18,033€18,033Operating result 2025: €16,851€16,851Net result 2025: €13,657€13,65720212022202320242025-€10,000€0€10,000€20,000Operating result 2023: -€4,470-€4,470Net result 2023: -€4,571-€4,570Operating result 2024: €18,136€18,100Net result 2024: €18,033€18,000Operating result 2025: €16,851€16,900Net result 2025: €13,657€13,700202320242025
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €284,355
Fixed assets €281,690 =
Current assets €2,665 ▲ 307%
Equity and liabilities
Equity-€205,694
Debt€490,049
Equity is negative: debt (€490,049) exceeds the balance-sheet total (€284,355).
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€488,549▼
2024 · €500,196
Income taxes
€3,065
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet Code20242025
Assets
Total assets20/58€282,345€284,355▲
Fixed assets21/28€281,690€281,690=
Financial fixed assets28€281,690€281,690=
Current assets29/58€656€2,665▲
Cash at bank and in hand54/58€198€2,436▲
Deferred charges and accrued income490/1€457€229▼
Equity and liabilities
Total equity and liabilities10/49€282,345€284,355▲
Equity10/15-€219,350-€205,694▲
Contributions10/11€24,789€24,789=
Reserves13€58,389€58,389=
Non-distributable reserves130/1€2,479€2,479=
Reserves not available under the articles1311€2,479€2,479=
Distributable reserves133€55,910€55,910=
Profit (loss) carried forward14-€302,528-€288,872▲
Amounts payable17/49€501,696€490,049▼
Amounts payable within one year42/48€500,196€488,549▼
Trade debts44€2,024-
Suppliers440/4€2,024-
Taxes, remuneration and social security45-€3,065
Taxes450/3-€3,065
Other amounts payable47/48€498,172€485,484▼
Accrued charges and deferred income492/3€1,500€1,500=
Income statement Code20242025
Other operating charges640/8€653€425▼
Gross operating margin9900€18,789€17,277▼
Operating profit (loss)9901€18,136€16,851▼
Financial charges65/66B€103€130▲
Recurring financial charges65€103€130▲
Profit (loss) for the period before taxes9903€18,033€16,722▼
Income taxes67/77-€3,065
Profit (loss) for the period9904€18,033€13,657▼
Profit (loss) for the period to be appropriated9905€18,033€13,657▼
Appropriation of the result
Profit (loss) to be appropriated9906-€302,528-€288,872▲
Profit (loss) brought forward from the previous period14P-€320,562-€302,528▲

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€250,000-----
Other operating charges640/8€348-€348€653€425▼ 34.9%
Gross operating margin9900-€3,904-€4,764-€4,122€18,789€17,277▼ 8.1%
Operating profit (loss)9901-€254,252-€4,764-€4,470€18,136€16,851▼ 7.1%
Financial income75/76B€250,000-----
Recurring financial income75€250,000-----
Financial charges65/66B€517€30€101€103€130▲ 25.8%
Recurring financial charges65€517€30€101€103€130▲ 25.8%
Profit (loss) for the period before taxes9903-€4,769-€4,794-€4,571€18,033€16,722▼ 7.3%
Income taxes67/77----€3,065-
Profit (loss) for the period9904-€4,769-€4,794-€4,571€18,033€13,657▼ 24.3%
Profit (loss) for the period to be appropriated9905-€4,769-€4,794-€4,571€18,033€13,657▼ 24.3%
Line20212022202320242025Change
Assets
Total assets20/58€281,693€282,150€282,147€282,345€284,355▲ 0.7%
Fixed assets21/28€281,690€281,690€281,690€281,690€281,690=
Financial fixed assets28€281,690€281,690€281,690€281,690€281,690=
Current assets29/58€3€460€457€656€2,665▲ 307%
Cash at bank and in hand54/58€3€3-€198€2,436▲ 1,129%
Deferred charges and accrued income490/1-€457€457€457€229▼ 50.0%
Equity and liabilities
Total equity and liabilities10/49€281,693€282,150€282,147€282,345€284,355▲ 0.7%
Equity10/15-€228,018-€232,813-€237,384-€219,350-€205,694▲ 6.2%
Contributions10/11€24,789€24,789€24,789€24,789€24,789=
Reserves13€58,389€58,389€58,389€58,389€58,389=
Non-distributable reserves130/1€2,479€2,479€2,479€2,479€2,479=
Reserves not available under the articles1311€2,479€2,479€2,479€2,479€2,479=
Distributable reserves133€55,910€55,910€55,910€55,910€55,910=
Profit (loss) carried forward14-€311,196-€315,991-€320,562-€302,528-€288,872▲ 4.5%
Amounts payable17/49€509,712€514,963€519,531€501,696€490,049▼ 2.3%
Amounts payable within one year42/48€507,864€513,115€517,684€500,196€488,549▼ 2.3%
Financial debts43--€9---
Credit institutions430/8--€9---
Trade debts44€4,246€1,786€2,060€2,024--
Suppliers440/4€4,246€1,786€2,060€2,024--
Taxes, remuneration and social security45----€3,065-
Taxes450/3----€3,065-
Other amounts payable47/48€503,618€511,330€515,614€498,172€485,484▼ 2.5%
Accrued charges and deferred income492/3€1,848€1,848€1,848€1,500€1,500=
Line20212022202320242025Change
Profit (loss) for the period9904-€4,769-€4,794-€4,571€18,033€13,657▼ 24.3%
Operating cash flow (approximation)-€4,769-€4,794-€4,571€18,033€13,657▼ 24.3%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€0--€2,238-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
21-04
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-04
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial Back to profitnet €18,033
Net result €18,033 after 5 loss-making years.
25-04
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-04
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial Weakest financial yearnet -€4,794
Net result drops to -€4,794, the lowest in the series; recovery starts the following year.
29-04
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-04
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-04
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
29-04
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-04
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
12-04
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 1994
seat establishment The establishment unit on the map
Ground area
4.6 ha
Building footprint
1,320 m²
Volume, LiDAR
18,517 m³
Parcel 24062H0036/00L013, Flanders · tallest building 22.3 m, ±5 floors. Linked by address, not a title deed.
50 companies at this address See who is registered here
1 establishment unit
VANKAT BVBA
Martelarenplein 20E, 3000 LeuvenHoldings
since 19942.068.925.272
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24062H0036/00L013
ProtectedMonument · Townscape or village viewMartelarenplein en omgevingSource ↗
Flanders 4.6 ha 1 · 1,320 m² 22.3 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 30-09-2025 list no shareholders, and no other source names one.

Holdings 1

According to the annual accounts to 30-09-2025 of VANKAT and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 24,721 companies in this sector we hold annual accounts for 19,804. See the whole sector

Company details

Identification
Legal formPrivate limited company (pre-2019)
Founded11-10-1994
Fiscal year end30-09
Activities, NACEBEL 2025
64210Activities of holding companies
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96220Beauty care and other beauty treatments
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E-invoicing
Reachable via Peppol
Peppol ID 0208:0453572790
Also 9925:BE0453572790
Registered 03-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.