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BF Consulting

Active
Private limited companyfounded 200718 yrs activeHertogenlaan(LIN) 4, 3210 Lubbeek, BelgiumKBO/BCE: BE 0892.669.026
Summary

BF Consulting has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38,341 and a net result of -€1,338. Equity is shrinking by ~17.9% per year across the filed fiscal years. Its solvency ranks better than 20% of 34931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
BF ConsultingActiveChecked score 99/100
Risk analysis ReportCompare

Overview

What they do
Business and other management consultancy
NACE 70200Business consulting NACE 70220NACE 74142
1 site
How big
€241,696total assets 2025
Equity
€38,341
Loss
-€1,338
Turnover not published (abridged schema)
Financially healthy?
99 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Who decides
Accounts 32 d early0 of 2 deeds read
Why 99- Equity €38,341 (15.9% of total assets)- Loss of €1,338 (FY 2025)+ Size: total assets €241,696+ Sector Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2025
99 / 100
Excellent
Probability in this band: under 0.55%
Place in the band from the probability alone: no sector peers known
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 41+1
equity 15.9% of total assets
Liquidity 19-13
short-term debt 83.2% · cash 11.9%
Profitability 50-23
return on assets -0.6%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,397 companies)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● 0.0% vs 11-2024 01-2025: 0.4%● 0.0% vs 12-2024 02-2025: 0.4%▲ +1.9% vs 01-2025 03-2025: 0.4%▲ +0.7% vs 02-2025 04-2025: 0.4%▼ -0.2% vs 03-2025 05-2025: 0.4%▼ -5.7% vs 04-2025 06-2025: 0.4%▼ -2.9% vs 05-2025 07-2025: 0.5%▲ +25.8% vs 06-2025 08-2025: 0.7%▲ +39.4% vs 07-2025highest value 09-2025: 0.1%▼ -88.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%▲ +5.9% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%▲ +1.1% vs 03-2026 05-2026: 0.1%▼ -5.5% vs 04-2026 06-2026: 0.1%▼ -2.3% vs 05-2026lowest value 07-2026: 0.1%▲ +22.6% vs 06-2026 08-2026: 0.1%● 0.0% vs 07-2026 09-2026: 0.1%▼ -1.0% vs 08-2026 10-2026: 0.1%● 0.0% vs 09-2026
  • Size: total assets €241,696 lowers the probability for this profile
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Equity €38,341 (15.9% of total assets) raises the probability
  • Loss of €1,338 (FY 2025) raises the probability
Credit up to €3,500 at 30 days acceptable
Liquidity short (current ratio 0.42 against 0.55 in 2024; short-term debt: 83.2% and cash: 11.9% of total assets), and 84.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: from the bankruptcy probability alone, as no sector peers are known.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €241,696
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Equity €38,341 (15.9% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Loss of €1,338 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 34931 sector peers (2025).
NBB · sector comparison
Position among 34931 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
32 d early
2024
28 d late
2023
14 d early
2022
13 d early
2021
13 d early
2020
9 d early
2019
8 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Back to profitnet €9,094

Key points

  • Caution: Among the weakest 19% on net resultsector median €26,813 · 34,947 companies -€1,338 View
  • Total assets 20256 fiscal years filed €241,696 View
  • Active since 2007founded 05-10-2007 18 years View

By topic

Financials

Fiscal year
2025
Total assets
€241,696
Loss
-€1,338
Solvency
15.9%
Total assets▼ 9.7%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 29-06-2026Annual accounts filed
  2. 28-08-2025Annual accounts filed
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
05-10-2007
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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