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Complete company report
Generated 19-08-2026
Active BE 0448.125.845Cooperative company

Incofin Microfinance Fund

Ravensteinstraat 2 ·9000 Gent, Belgium· 33 yrs active
Sector: Overige zakelijke dienstverlening, neg (82990)
Conclusion Checked

The computed 12-month bankruptcy probability of Incofin Microfinance Fund is 0.1% (very low). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 33 yrs
Board 2
Locations 1
Publications 13
Bankruptcy probability (12 mo) Checked model v1 · free
0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Long track record −Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1992, 34 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2025 verkort 06-05-2026 2026-00109502
31-12-2024 verkort 20-06-2025 2025-00165250
31-12-2023 verkort 14-06-2024 2024-00138998
31-12-2022 verkort 26-06-2023 2023-00170046
31-12-2021 verkort 25-05-2022 2022-20046656
31-12-2020 verkort 01-06-2021 2021-17100463
31-12-2019 verkort 02-06-2020 2020-14400500
31-12-2018 verkort 23-05-2019 2019-14300433
31-12-2017 verkort 27-06-2018 2018-24900191
31-12-2016 verkort 29-05-2017 2017-14000012
Directors & mandates 3 directors
Current directors & mandates
  • Katrien Yde
    Director
    State Gazette act 26106269 (19-08-2026)
    Current
    19-08-2026 → present
  • Marijn van Zundert
    Director
    State Gazette act 26106269 (19-08-2026)
    Current
    19-08-2026 → present
Former directors (1)
  • Annette Terpstra
    Director
    State Gazette act 26106269 (19-08-2026)
    Former
    - → 19-08-2026
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Overige zakelijke dienstverlening, neg(82990)
Legal form Cooperative company(706)
Incorporation27-08-1992
StatusActive
Postal code9000
Establishment units 1 location
INCOFIN
Sneeuwbeslaan 20, 2610 AntwerpenProductie van legeringen van edele metalen
since 19952.061.504.475
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11051B0041/00W000 Flanders 1.5 ha 1 · 3,529 m² 16.4 m · 4 fl.
44815F1336/00H000
ProtectedCultural-historical landscape · Townscape or village viewGraslei en KorenleiSource ↗
 Flanders 298 m² 1 · 372 m² -
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Updates 23 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
19-08-2026
State Gazette act General meeting · Approval
General meeting · Approval · Director resignation
06-05-2026
NBB filing Annual accounts filed
fiscal year 2025 · verkort
2025
20-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
14-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
26-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
25-05-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
01-06-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
02-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
23-05-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
27-06-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
29-05-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
Belgian State Gazette reading coverage 1 of 21 acts read

Of the 21 Belgian State Gazette acts we know for this company, 1 has been read. The other 20 have not been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 13 acts
All acts · 13 updated today
2026
19-08-2026 Act object · General meeting · Approval · Officer resignation Open-capture extraction
  • Act object: Notulen van de algemene vergadering van 29 april 2026 · Incofin Microfinance Fund
  • Publication: 2026-08-19 · Incofin Microfinance Fund
  • Filing: 2026-08-11 · Incofin Microfinance Fund
  • General meeting: 2026-04-29 · Incofin Microfinance Fund
  • Approval: item: jaarrekening, period: 2025 · Incofin Microfinance Fund
  • Officer resignation: role: bestuurder · Annette Terpstra
  • Officer discharge · Annette Terpstra
  • Officer appointment: role: bestuurder, term: 6 years, start_date: 2026-04-29 · Katrien Yde
  • Officer appointment: role: bestuurder, term: 6 years, start_date: 2026-04-29 · Marijn van Zundert
  • Auditor reappointment: term: 3 years · Deloitte Bedrijfsreviseren BV
  • Permanent representative · Tom Renders
  • Filing representative: opstellen, ondertekenen en neerleggen van de publicatieformulieren · Serkan Alhan
  • Filing representative: opstellen, ondertekenen en neerleggen van de publicatieformulieren · Margo Huysmans
  • Filing representative: opstellen, ondertekenen en neerleggen van de publicatieformulieren · Matthias Van den Keybus
  • Approval: item: bestemming van het resultaat, period: 2025 · Incofin Microfinance Fund
Summary: Act object · General meeting · Approval · Officer resignation
Technical details 
{
  "facts": [
    {
      "date": "2026-04-29",
      "type": "act_object",
      "quote": "Onderwerp akte: Notulen van de algemene vergadering van 29 april 2026",
      "value": "Notulen van de algemene vergadering van 29 april 2026",
      "object": null,
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    },
    {
      "date": "2026-08-19",
      "type": "publication",
      "quote": "Bijlagen bij het Belgisch Staatsblad - 19/08/2026 - Annexes du Moniteur belge",
      "value": "2026-08-19",
      "object": null,
      "subject": "e1"
    },
    {
      "date": "2026-08-11",
      "type": "filing",
      "quote": "11 AUG. 2026",
      "value": "2026-08-11",
      "object": null,
      "subject": "e1"
    },
    {
      "date": "2026-04-29",
      "type": "general_meeting",
      "quote": "Notulen van de algemene vergadering van 29 april 2026",
      "value": "2026-04-29",
      "object": null,
      "subject": "e1"
    },
    {
      "type": "approval",
      "quote": "De Algemene Vergadering gaat over tot goedkeuring van de jaarrekening over het boekjaar eindigend op 31 december 2025 en de goedkeuring van de voorgestelde bestemming van het resultaat.",
      "value": {
        "item": "jaarrekening",
        "period": "2025"
      },
      "object": null,
      "subject": "e1"
    },
    {
      "type": "officer_resignation",
      "quote": "De Algemene Vergadering neemt akte van het ontslag als bestuurder van mevrouw Annette Terpstra.",
      "value": {
        "role": "bestuurder"
      },
      "object": "e1",
      "subject": "e2"
    },
    {
      "type": "officer_discharge",
      "quote": "De Algemene Vergadering verleent kwijting aan de bestuurders die hebben ontslag genomen.",
      "value": {
        "role": null
      },
      "object": "e1",
      "subject": "e2"
    },
    {
      "date": "2026-04-29",
      "type": "officer_appointment",
      "quote": "a.Katrien Yde; en",
      "value": {
        "role": "bestuurder",
        "term": "6 years",
        "start_date": "2026-04-29"
      },
      "object": "e1",
      "subject": "e3"
    },
    {
      "date": "2026-04-29",
      "type": "officer_appointment",
      "quote": "b.Marijn van Zundert.",
      "value": {
        "role": "bestuurder",
        "term": "6 years",
        "start_date": "2026-04-29"
      },
      "object": "e1",
      "subject": "e4"
    },
    {
      "type": "auditor_reappointment",
      "quote": "Wordt herbenoemd voor een nieuw mandaat van 3 jaar, tot de Algemene Vergadering te houden in 2029: de commissaris, Deloitte Bedrijfsreviseren BV met als vertegenwoordiger Tom Renders, tot de algemene vergadering van 2026.",
      "value": {
        "term": "3 years"
      },
      "object": "e1",
      "subject": "e5"
    },
    {
      "type": "permanent_representative",
      "quote": "met als vertegenwoordiger Tom Renders",
      "value": null,
      "object": "e5",
      "subject": "e6"
    },
    {
      "type": "filing_representative",
      "quote": "De Algemene Vergadering besluit hierbij om een bijzondere volmacht te verlenen aan Serkan Alhan, Margo Huysmans en Matthias Van den Keybus... met het oog op het opstellen, ondertekenen en neerleggen van de publicatieformulieren betreffende voorafgaande besluiten.",
      "value": "opstellen, ondertekenen en neerleggen van de publicatieformulieren",
      "object": "e1",
      "subject": "e7"
    },
    {
      "type": "filing_representative",
      "quote": "De Algemene Vergadering besluit hierbij om een bijzondere volmacht te verlenen aan Serkan Alhan, Margo Huysmans en Matthias Van den Keybus... met het oog op het opstellen, ondertekenen en neerleggen van de publicatieformulieren betreffende voorafgaande besluiten.",
      "value": "opstellen, ondertekenen en neerleggen van de publicatieformulieren",
      "object": "e1",
      "subject": "e8"
    },
    {
      "type": "filing_representative",
      "quote": "De Algemene Vergadering besluit hierbij om een bijzondere volmacht te verlenen aan Serkan Alhan, Margo Huysmans en Matthias Van den Keybus... met het oog op het opstellen, ondertekenen en neerleggen van de publicatieformulieren betreffende voorafgaande besluiten.",
      "value": "opstellen, ondertekenen en neerleggen van de publicatieformulieren",
      "object": "e1",
      "subject": "e9"
    },
    {
      "type": "approval",
      "quote": "De Algemene Vergadering gaat over tot goedkeuring van de jaarrekening over het boekjaar eindigend op 31 december 2025 en de goedkeuring van de voorgestelde bestemming van het resultaat.",
      "value": {
        "item": "bestemming van het resultaat",
        "period": "2025"
      },
      "object": null,
      "subject": "e1"
    }
  ],
  "act_meta": {
    "outcome": "corrected",
    "model_id": 53,
    "verified": true,
    "extractor": "verified-v1",
    "ocr_chars": 2274,
    "truncated": false
  },
  "entities": [
    {
      "id": "e1",
      "kbo": "0448.125.845",
      "kind": "company",
      "name": "Incofin Microfinance Fund",
      "attrs": {
        "seat": "Ravensteinstraat 2, B5, 9000 Gent",
        "legal_form": "Co\u00F6peratieve vennootschap met sociaal oogmerk"
      }
    },
    {
      "id": "e2",
      "kbo": null,
      "kind": "person",
      "name": "Annette Terpstra",
      "attrs": {}
    },
    {
      "id": "e3",
      "kbo": null,
      "kind": "person",
      "name": "Katrien Yde",
      "attrs": {}
    },
    {
      "id": "e4",
      "kbo": null,
      "kind": "person",
      "name": "Marijn van Zundert",
      "attrs": {}
    },
    {
      "id": "e5",
      "kbo": null,
      "kind": "company",
      "name": "Deloitte Bedrijfsreviseren BV",
      "attrs": {}
    },
    {
      "id": "e6",
      "kbo": null,
      "kind": "person",
      "name": "Tom Renders",
      "attrs": {}
    },
    {
      "id": "e7",
      "kbo": null,
      "kind": "person",
      "name": "Serkan Alhan",
      "attrs": {
        "address": "Sneeuwbeslaan 20, 2610 Wilrijk"
      }
    },
    {
      "id": "e8",
      "kbo": null,
      "kind": "person",
      "name": "Margo Huysmans",
      "attrs": {
        "address": "Sneeuwbeslaan 20, 2610 Wilrijk"
      }
    },
    {
      "id": "e9",
      "kbo": null,
      "kind": "person",
      "name": "Matthias Van den Keybus",
      "attrs": {
        "address": "Sneeuwbeslaan 20, 2610 Wilrijk"
      }
    }
  ]
}
2025
24-09-2025 1 director appointed, 3 resigning Director changes
  • Maurice Vrolix, Bestuurder
  • Frans Samyn, Bestuurder
  • Peter Van den Brock, Bestuurder
  • Vic Van de Moortel, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Frans Samyn",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Peter Van den Brock",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Vic Van de Moortel",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Maurice Vrolix",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0448.125.845",
    "name_full": "Incofin Microfinance Fund",
    "_kbo_extracted_mismatch": "0488.125.845"
  }
}
23-05-2025 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous·Jeroen PARMENTIER
Summary: otherNotary: Jeroen PARMENTIER · GentFirm: NOTAS, geassocieerde notarissen
Technical details 
{
  "stage": null,
  "notary": {
    "name": "Jeroen PARMENTIER",
    "firm_city": null,
    "firm_name": "NOTAS, geassocieerde notarissen",
    "office_city": "Gent",
    "is_associated": true
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-05-23",
    "filing_date": "2025-05-21",
    "act_kind_objet": "WIJZIGING RECHTSVORM, STATUTEN (VERTALING,"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2025-04-30",
    "unanimous": null
  },
  "conversion": null,
  "detected_kind": "other",
  "report_waiver": null,
  "restructuring": null,
  "subject_company": {
    "kbo": "0448.125.845",
    "name_full": "INCOFIN CVSO",
    "legal_form": "Co\u00F6peratieve vennootschap met beperkte aansprakelijkheid met sociaal oogmerk"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Jeroen PARMENTIER",
    "org_rep_person_name": null
  },
  "summary_narrative": "De buitengewone algemene vergadering van INCOFIN CVSO, gehouden op 30 april 2025, heeft besloten tot het aanvaarden van een volledig nieuwe tekst van de statuten. De wijzigingen omvatten onder meer de herbenaming van de vennootschap naar \u0027Incofin Microfinance Fund\u0027, een herziening van het doel en de finaliteit, de omvorming van een deel van het kapitaal en de wettelijke reserve in een statutair onbeschikbare eigenvermogensrekening, en de invoeging van nieuwe bepalingen over de rechten en plichten van vennoten, het intern reglement en balans- en liquiditeitstesten. De vergadering verleende ook ",
  "co_filed_documents": [
    "uitgifte van het proces-verbaal",
    "aanwezigheidslijst",
    "geco\u00F6rdineerde tekst van de statuten"
  ],
  "detected_real_type": "other",
  "referenced_correction": null,
  "should_reroute_to_category": "statutes"
}
2024
21-08-2024 1 director appointed, 1 resigning Director changes
  • Steven Brusselle, Bestuurder
  • Patrik Haesen, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Patrik Haesen",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Steven Brusselle",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0448.125.845",
    "name_full": "Incofin CVSO",
    "_kbo_extracted_mismatch": "0488.125.845"
  }
}
2023
15-09-2023 3 directors appointed, 1 resigning Director changes
  • Annette Terpstra, Bestuurder
  • Frank Degraeve, Bestuurder
  • Tom Renders, Commissaris
  • Luс Versele, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Lu\u0441 Versele",
        "address": null,
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      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Annette Terpstra",
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      }
    },
    {
      "kind": "director_in",
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      "person": {
        "rrn": null,
        "name": "Frank Degraeve",
        "address": null,
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      }
    },
    {
      "kind": "director_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "Tom Renders",
        "address": null,
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    }
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  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
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  "subject_company": {
    "kbo": "0448.125.845",
    "name_full": "Incofin CVSO"
  }
}
2022
20-07-2022 11 directors appointed, 6 resigning Director changes
  • Frank Vereecken, Bestuurder
  • Patrick Vandenberghe, Bestuurder
  • Nancy Govaerts, Bestuurder
  • Frank De Leerheer, Bestuurder
  • Guy Pourveur, Bestuurder
  • Luc Versele, Bestuurder
  • Anne Van Autreve, Bestuurder
  • Michiel Geers, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Leen Van den Neste",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Justin Daerden",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Eric Delecluyse",
        "address": null,
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      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Anita Dewispelaere",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Pieter Verhelst",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Koenraad Verhaegen",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Frank Vereecken",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Patrick Vandenberghe",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Nancy Govaerts",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Frank De Leerheer",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Guy Pourveur",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Luc Versele",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Anne Van Autreve",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Michiel Geers",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Willy Bosmans",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Patrik Haeser",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Vic Van de Moortel",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0448.125.845",
    "name_full": "Incofin CVSO"
  }
}
2019
25-10-2019 2 directors appointed, 1 resigning Director changes
  • Frans Samyn, Bestuurder
  • Peter Van Den Brock, Bestuurder
  • Frans Verheeke, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Frans Verheeke",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Frans Samyn",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Peter Van Den Brock",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0448.125.845",
    "name_full": "INCOFIN"
  }
}
2018
12-07-2018 4 directors appointed, 24 resigning Director changes
  • Justin Daerden, Bestuurder
  • Anita Dewispelaere, Bestuurder
  • Leen Van den Neste, Bestuurder
  • Koenraad Verhagen, Bestuurder
  • Alfons De Potter, Bestuurder
  • André Sarens, Bestuurder
  • Greet Moerman, Bestuurder
  • Klaartje Vandersypen, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Alfons De Potter",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Andr\u00E9 Sarens",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Greet Moerman",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Klaartje Vandersypen",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Mark Leysen",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Erik Brijs",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Francis Deknudt",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Rein De Tremerie",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Ignace Schatteman",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Anne Van Impe",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Frank Vereecken",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Yvan Dupon",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Beno\u00EEt Braeckman",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Patrick Vandenberghe",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Miguel Van Hoof",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Johan De Schamphelaere",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Jan Verheeke",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Frank De Graeve",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Tony Janssen",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Jos Dani\u00EBls",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Marc Timbremont",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Bart Vannetelbosch",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Henri Vansweevelt",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Dirk Vyncke",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Justin Daerden",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Anita Dewispelaere",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Leen Van den Neste",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Koenraad Verhagen",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0448.125.845",
    "name_full": "INCOFIN"
  }
}
18-05-2018 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "name_change": {
    "new": "INCOFIN CVSO",
    "old": "CPP-INCOFIN",
    "changed": true
  },
  "seat_change": {
    "changed": false
  },
  "object_change": {
    "changed": false
  },
  "subject_company": {
    "kbo": "0448.125.845",
    "name_full": "INCOFIN"
  },
  "legal_form_change": {
    "new": "co\u00F6peratieve vennootschap met beperkte aansprakelijkheid met sociaal oogmerk",
    "old": "co\u00F6peratieve vennootschap met beperkte aansprakelijkheid met sociaal oogmerk",
    "changed": false
  }
}
23-02-2018 8 directors appointed, 2 resigning Director changes
  • Vic Van de Moortel, Bestuurder
  • Johan De Schamphelaer, Bestuurder
  • Eric Delecluyse, Bestuurder
  • Igance Schatteman, Bestuurder
  • Patrick Vandenberghe, Bestuurder
  • Jan Verheeke, Bestuurder
  • Deloitte Bedrijfsrevisoren CVBA, Commissaris
  • Maurice Vrolix, Commissaris
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Paul Steppe",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Philippe Leysen",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Vic Van de Moortel",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Johan De Schamphelaer",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Eric Delecluyse",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Igance Schatteman",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Patrick Vandenberghe",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Jan Verheeke",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "Deloitte Bedrijfsrevisoren CVBA",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "Maurice Vrolix",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0448.125.845",
    "name_full": "CPP - INCOFIN"
  }
}
2016
14-11-2016 11 directors appointed, 1 resigning Director changes
  • Frans Verheeke, Bestuurder
  • Ann Van Impe, Bestuurder
  • Reinhilde De Tremerie, Bestuurder
  • Michiel Geers, Bestuurder
  • Frank De Leenheer, Bestuurder
  • Guy Pourveur, Bestuurder
  • Luc Versele, Bestuurder
  • Frank Degraeve, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Herman Van de Velde",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Frans Verheeke",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Ann Van Impe",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Reinhilde De Tremerie",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Michiel Geers",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Frank De Leenheer",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Guy Pourveur",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Luc Versele",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Frank Degraeve",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Anne Van Autreve",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Klaartje Vandersypen",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Francis Deknudt",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0448.125.845",
    "name_full": "CPP-Incofin"
  }
}
2015
05-06-2015 5 directors appointed, 3 resigning Director changes
  • Alfons De Potter, Bestuurder
  • André Sarens, Bestuurder
  • Yvan Dupon, Bestuurder
  • Willy Bosmans, Bestuurder
  • Benoît Braeckman, Bestuurder
  • Roland Van der Elst, Bestuurder
  • Luc Van Dessel, Bestuurder
  • Fanny Machiels, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Roland Van der Elst",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Luc Van Dessel",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Fanny Machiels",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Alfons De Potter",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Andr\u00E9 Sarens",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Yvan Dupon",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Willy Bosmans",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Beno\u00EEt Braeckman",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0448.125.845",
    "name_full": "INCOFIN"
  }
}
23-01-2015 DELOITTE appointed as statutory auditor Director changes
  • DELOITTE, Commissaris
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "DELOITTE",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0448.125.845",
    "name_full": "INCOFIN"
  }
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL Incofin Microfinance Fund
Registered office
Ravensteinstraat 2 bus 5
9000 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same sector and region · no size comparison possible · 2,997 of 24,494 with filed accounts
ALIV GROUP BE 0643.776.429 · Gent
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AMPLA HOUSE PROPERTIES BE 0634.954.278 · Gent
ANTOINE DOOLAEGE BE 0477.606.422 · Gent
APPCO BE 0451.623.783 · Gent
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative