INCA
ActiveSummary
INCA has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €209k and a net result of €19k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 61% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+1
Solvency95▼-5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 2.15 against 12.58 in 2024; short-term debt: 27.8% and cash: 54.5% of total assets), and 30.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.7%
Return on assets
6.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
51 d early
2023
49 d early
2022
27 d early
2021
48 d early
2020
54 d early
2019
280 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€209k▼ 17.1%
2024 · €252k
2018: €143k
2019: €156k
2020: €186k
2021: €185k
2022: €215k
2023: €236k
2024: €252k
2018 → 2025
Total assets
€299k▲ 6.8%
2024 · €280k
2018: €213k
2019: €195k
2020: €235k
2021: €205k
2022: €239k
2023: €252k
2024: €280k
2018 → 2025
Net result
€19k▲ 13.6%
2024 · €17k
2018: €29k
2019: €13k
2020: €31k
2021: €-381
2022: €31k
2023: €21k
2024: €17k
2018 → 2025
Working capital
€96k▼ 60.9%
2024 · €245k
2018: €133k
2019: €107k
2020: €153k
2021: €190k
2022: €219k
2023: €239k
2024: €245k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€185k-€215k▲ 16.2%€236k▲ 9.5%€252k▲ 6.7%€209k▼ 17.1%
Operating result€3k-€42k▲ 1,275%€30k▼ 28.5%€25k▼ 16.7%€27k▲ 9.4%
Net result€-381-€31k€21k▼ 31.0%€17k▼ 22.2%€19k▲ 13.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 9% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €299k
Fixed assets
€120k ▲ 754%
Current assets
€179k ▼ 32.7%
Equity and liabilities €299k
Equity
€209k ▼ 17.1%
Debt
€91k ▲ 217%
Debt's share of the balance-sheet total rises from 10.2% to 30.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€42k▲
2024 · €30k
Cash flow
€33k▲
2024 · €22k
Current ratio
2.15▼
2024 · 12.58
Debt to equity
0.44▲
2024 · 0.11
ROE
9.0%▲
2024 · 6.6%
ROA
6.3%▲
2024 · 5.9%
Interest coverage
144.57▲
2024 · 72.77
Debt ≤ 1 year
€83k▲
2024 · €21k
Income taxes
€8k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€280k€299k▲
Fixed assets21/28€14k€120k▲
Tangible fixed assets22/27€14k€120k▲
Plant, machinery and equipment23€12k€9k▼
Furniture and vehicles24€3k€108k▲
Other tangible fixed assets26-€3k
Current assets29/58€266k€179k▼
Amounts receivable within one year40/41€25k€13k▼
Trade receivables40€25k€11k▼
Other amounts receivable41-€2k
Cash at bank and in hand54/58€240k€163k▼
Deferred charges and accrued income490/1€767€3k▲
Equity and liabilities
Total equity and liabilities10/49€280k€299k▲
Equity10/15€252k€209k▼
Contributions10/11€19k€19k=
Reserves13€139k€96k▼
Distributable reserves133€139k€96k▼
Profit (loss) carried forward14€94k€94k=
Amounts payable17/49€29k€91k▲
Amounts payable within one year42/48€21k€83k▲
Trade debts44€1k€4k▲
Suppliers440/4€1k€4k▲
Taxes, remuneration and social security45€18k€19k▲
Taxes450/3€18k€19k▲
Other amounts payable47/48€2k€60k▲
Accrued charges and deferred income492/3€8k€8k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€14k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€31k€43k▲
Operating profit (loss)9901€25k€27k▲
Financial charges65/66B€414€288▼
Recurring financial charges65€414€288▼
Profit (loss) for the period before taxes9903€25k€27k▲
Income taxes67/77€8k€8k▲
Profit (loss) for the period9904€17k€19k▲
Profit (loss) for the period to be appropriated9905€17k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€110k€113k▲
Profit (loss) brought forward from the previous period14P€94k€94k=
Transfer from equity791/2-€61k
Transfer to equity691/2€16k€18k▲
To other reserves6921€16k€18k▲
Profit to be distributed694/7€800€62k▲
Return on contributions (dividend)694€800€62k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 5current ratio 69.16
Current ratio from 14.42 to 69.16; short-term debt falls from €16k to €4k.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
31-12
Financial
Equity above €200kEq €215k ▲16.2%
Equity rises from €185k to €215k.
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-381 ▼101%
Net result drops to €-381, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 17.76
Current ratio from 4.11 to 17.76; short-term debt falls from €49k to €11k.
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
07-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 280 days late
Show earlier events
03-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 642 days late
28-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1002 days late
22-04
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 1361 days late
2020
31-12
Financial
Highest result since 2018net €31k ▲141%
Operating result €49k, net result €31k, both a record.
2019
31-12
Financial
Equity above €150kEq €156k ▲9%
2 profitable years in a row build equity to €156k.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Luitberg 251853 GrimbergenGround area
682 m²
Building footprint
282 m²
Volume, LiDAR
3,065 m³
Parcel 23084A0501/00W000, Flanders · tallest building 15.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
INCA
since 20032.127.104.090
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084A0501/00W000 | Flanders | 682 m² | 1 · 282 m² | 15.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,884 companies in sector 62100 we hold annual accounts for 8,775. 6,546 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2002
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.