Financials
- Fiscal year
- 2025
- Total assets
- €327,601
- Profit
- €29,346
- Solvency
- 60.5%
Total assets▲ 10.2%
Net result
20182025
HJ. COM
ActiveSummary
HJ. COM has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €198,081 and a net result of €29,346. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 62% of 3153 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Computer programming
NACE 62100NACE 62010NACE 72220
1 site
Size
€327,601total assets 2025
- Equity
- €198,081
- Profit
- €29,346
Structure
- Board
- 1 member
Accounts filed 18 d late
Why 93- 1 change of registered office in 24 months+ Liquidity: current ratio 2.47, cash €297,139+ Sector Computer programming, consultancy and related activities (NACE 62)+ Size: total assets €327,601Show the evidence
Checked score
Score 2025
93
/ 100
Excellent
Probability in this band: under 0.55%
Better than 44% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
85-15
equity 60.5% of total assets
Liquidity
82-18
short-term debt 39.4% · cash 90.7%
Profitability
80+1
return on assets 9.0%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: < 0.1%
12-2024: < 0.1%● 0.0% vs 11-2024
01-2025: < 0.1%▼ -10.5% vs 12-2024lowest value
02-2025: < 0.1%● 0.0% vs 01-2025lowest value
03-2025: < 0.1%● 0.0% vs 02-2025lowest value
04-2025: < 0.1%● 0.0% vs 03-2025lowest value
05-2025: < 0.1%● 0.0% vs 04-2025lowest value
06-2025: < 0.1%● 0.0% vs 05-2025lowest value
07-2025: < 0.1%▲ +17.6% vs 06-2025
08-2025: < 0.1%▲ +35.0% vs 07-2025
09-2025: < 0.1%▼ -29.6% vs 08-2025
10-2025: < 0.1%● 0.0% vs 09-2025
11-2025: < 0.1%● 0.0% vs 10-2025
12-2025: < 0.1%● 0.0% vs 11-2025
01-2026: < 0.1%▼ -5.3% vs 12-2025
02-2026: < 0.1%● 0.0% vs 01-2026
03-2026: < 0.1%● 0.0% vs 02-2026
04-2026: < 0.1%▼ -5.6% vs 03-2026lowest value
05-2026: < 0.1%● 0.0% vs 04-2026lowest value
06-2026: < 0.1%● 0.0% vs 05-2026lowest value
07-2026: < 0.1%▲ +11.8% vs 06-2026
08-2026: < 0.1%▲ +42.1% vs 07-2026
09-2026: < 0.1%▲ +81.5% vs 08-2026highest value
10-2026: < 0.1%● 0.0% vs 09-2026highest value
- Liquidity: current ratio 2.47, cash €297,139 lowers the probability
- 1 change of registered office in 24 months raises the probability
- Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
- Size: total assets €327,601 lowers the probability for this profile
Credit up to €18,000 at 30 days acceptable
Liquidity ample (current ratio 2.47 against 33.57 in 2024; short-term debt: 39.4% and cash: 90.7% of total assets), and 39.5% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 52%, liquidity 65%, profitability 40%, growth against the median 20%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
25 d late
2023
20 d late
2022
7 d late
2021
1 d late
2020
6 d late
2019
12 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 13 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Resignation: ROLAND Hugues (manager)Appointment: ROLAND Hugues (non-statutory director)…
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · full…
Key points
By topic
Board & ownership
- Board
- 1 member
- Known shareholders
- 100%
Go to Board & ownership
Timeline
- Events
- 16
- Since
- 2017
- Next accounts
- by 31-07-2027
- 27-08-2026Resignation: ROLAND Hugues (manager)
- 18-08-2026Annual accounts filed
- 25-08-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Computer programmingNACE 62100
- Founded
- 30-12-1999
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 21
- Who signs
- Each director alone
- Annual meeting
- Third Tuesday of May at 19:00
- Purpose
- La société a pour objet le développement informatique et toutes activités annexes,pour…
- Statutory auditor
- No statutory auditor
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