INBTWEEN
ActiveINBTWEEN has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €118k and a net result of €46k. Equity is growing by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 60% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▲+15
Solvency87▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity tight (current ratio 1.13 against 1.24 in 2024; short-term debt: 27.9% and cash: 16.1% of total assets), and 37.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.3%
Return on assets
24.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-05-2026, 88 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
88 d early
2024
97 d early
2023
98 d early
2022
24 d early
2021
25 d early
2020
22 d early
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€118k▼ 6.9%
2024 · €127k
2018: €34k
2019: €33k
2020: €39k
2021: €88k
2022: €100k
2023: €118k
2024: €127k
2018 → 2025
Total assets
€190k▼ 13.5%
2024 · €219k
2018: €57k
2019: €46k
2020: €46k
2021: €102k
2022: €219k
2023: €231k
2024: €219k
2018 → 2025
Net result
€46k▲ 71.2%
2024 · €27k
2018: €20k
2019: €-1k
2020: €6k
2021: €49k
2022: €47k
2023: €35k
2024: €27k
2018 → 2025
Working capital
€7k▼ 44.7%
2024 · €12k
2018: €13k
2019: €10k
2020: €26k
2021: €61k
2022: €8k
2023: €-677
2024: €12k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€88k-€100k▲ 13.3%€118k▲ 18.2%€127k▲ 7.6%€118k▼ 6.9%
Operating result€72k-€58k▼ 19.6%€51k▼ 11.2%€38k▼ 25.7%€66k▲ 73.7%
Net result€49k-€47k▼ 4.2%€35k▼ 26.0%€27k▼ 23.1%€46k▲ 71.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 74% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €190k
Fixed assets
€130k▼ 16.6%
Current assets
€60k▼ 5.7%
Equity and liabilities €190k
Equity
€118k▼ 6.9%
Debt
€71k▼ 22.5%
The debt ratio falls from 42.1% to 37.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€92k▲
2024 · €64k
Cash flow
€72k▲
2024 · €53k
Solvency
62.3%▲
2024 · 57.9%
Current ratio
1.13▼
2024 · 1.24
Quick ratio
1.13▼
2024 · 1.24
Debt / equity
0.60▼
2024 · 0.73
ROE
38.6%▲
2024 · 21.0%
ROA
24.1%▲
2024 · 12.2%
Interest coverage
37.08▲
2024 · 28.51
Debt
€71k▼
2024 · €92k
Debt ≤ 1 year
€53k▲
2024 · €51k
Debt > 1 year
€19k▼
2024 · €41k
Income taxes
€18k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€219k€190k▼
Fixed assets21/28€156k€130k▼
Tangible fixed assets22/27€156k€130k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€43k€28k▼
Other tangible fixed assets26€107k€96k▼
Current assets29/58€63k€60k▼
Amounts receivable within one year40/41€31k€27k▼
Trade receivables40€26k€25k▼
Other amounts receivable41€4k€2k▼
Cash at bank and in hand54/58€31k€31k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€219k€190k▼
Equity10/15€127k€118k▼
Contributions10/11€19k€19k=
Reserves13€108k€100k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€108k€100k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€92k€71k▼
Amounts payable after more than one year17€41k€19k▼
Financial debts170/4€41k€19k▼
Amounts payable within one year42/48€51k€53k▲
Current portion of amounts payable after more than one year42€22k€23k▲
Trade debts44€8k€2k▼
Suppliers440/4€8k€2k▼
Taxes, remuneration and social security45€3k€3k▼
Taxes450/3€3k€3k▼
Other amounts payable47/48€18k€25k▲
Income statement
Code20242025
Non-recurring operating income76A€100€0▼
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€26k=
Other operating charges640/8€624€6k▲
Gross operating margin9900€65k€98k▲
Operating profit (loss)9901€38k€66k▲
Financial income75/76B€106€174▲
Recurring financial income75€106€174▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€36k€64k▲
Income taxes67/77€9k€18k▲
Profit (loss) for the period9904€27k€46k▲
Profit (loss) for the period to be appropriated9905€27k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€46k▲
Transfer from equity791/2€18k€29k▲
Transfer to equity691/2€27k€21k▼
To other reserves6921€27k€21k▼
Profit to be distributed694/7€18k€54k▲
Return on contributions (dividend)694€18k€54k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €118k ▲18.2%
4 profitable years in a row build equity to €118k.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €49k ▲670%
Operating result €72k, net result €49k, both a record.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 4.89
Current ratio from 1.71 to 4.89; short-term debt falls from €13k to €7k.
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-1k ▼107%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Guldenzandstraat(Odk) 638670 KoksijdeGround area
658 m²
Building footprint
135 m²
Volume, LiDAR
726 m³
Parcel 38502E0431/00D000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
INBTWEEN
since 20152.248.780.197
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38502E0431/00D000 | Flanders | 658 m² | 1 · 134 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 758 EUR awarded · 758 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 758 EUR | 758 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,225 companies in sector 82100 we hold annual accounts for 3,511. 2,595 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2015
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.