AJ FACILITIES
ActiveSummary
AJ FACILITIES has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €138,947 and a net result of €21,626. Equity is growing by ~43% per year across the filed fiscal years. Its solvency ranks better than 88% of 9525 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability86▼-14
Solvency100▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days acceptable
Liquidity ample (current ratio 8.05 against 3.59 in 2023; short-term debt: 11.9% and cash: 17.1% of total assets), and 11.9% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
on the day
2022
4 d early
2021
2 d early
2020
12 d late
2019
88 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 21 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€21,626▼ 46.1%
2023 · €40,158
Working capital
€131,762▲ 25.2%
2023 · €105,272
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€10,444€50,214▲ 381%€19,824▼ 60.5%€60,266▲ 204%€32,895▼ 45.4%
Net result€12,520within the sector's middle half€49,585above the sector's middle half▲ 296%€16,315within the sector's middle half▼ 67.1%€40,158within the sector's middle half▲ 146%€21,626within the sector's middle half▼ 46.1%
Equity€11,262within the sector's middle half€60,848within the sector's middle half▲ 440%€77,162within the sector's middle half▲ 26.8%€117,321within the sector's middle half▲ 52.0%€138,947within the sector's middle half▲ 18.4%
Total assets€49,103below the sector's middle half▲ 22.9%€85,824within the sector's middle half▲ 74.8%€105,413within the sector's middle half▲ 22.8%€157,943within the sector's middle half▲ 49.8%€157,628within the sector's middle half▼ 0.2%
Debt€37,841▼ 8.5%€24,976▼ 34.0%€28,251▲ 13.1%€40,623▲ 43.8%€18,681▼ 54.0%
Working capital€11,262within the sector's middle half€41,694within the sector's middle half▲ 270%€62,429within the sector's middle half▲ 49.7%€105,272above the sector's middle half▲ 68.6%€131,762above the sector's middle half▲ 25.2%
Solvency22.9%within the sector's middle half▲ 26.4pp70.9%within the sector's middle half▲ 48.0pp73.2%above the sector's middle half▲ 2.3pp74.3%within the sector's middle half▲ 1.1pp88.1%above the sector's middle half▲ 13.9pp
Current ratio1.30within the sector's middle half▲ 0.332.67within the sector's middle half▲ 1.373.21within the sector's middle half▲ 0.543.59within the sector's middle half▲ 0.388.05above the sector's middle half▲ 4.46
Return on assets (ROA)25.5%above the sector's middle half▲ 59.8pp57.8%above the sector's middle half▲ 32.3pp15.5%within the sector's middle half▼ 42.3pp25.4%within the sector's middle half▲ 9.9pp13.7%within the sector's middle half▼ 11.7pp
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 45% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €157,628
Fixed assets
€7,185 ▼ 40.4%
Current assets
€150,444 ▲ 3.1%
Equity and liabilities €157,628
Equity
€138,947 ▲ 18.4%
Debt
€18,681 ▼ 54.0%
Debt's share of the balance-sheet total falls from 25.7% to 11.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€37,759▼
2023 · €64,686
Cash flow
€26,490▼
2023 · €44,578
Debt to equity
0.13▼
2023 · 0.35
ROE
15.6%▼
2023 · 34.2%
Interest coverage
86.31▼
2023 · 106.36
Debt ≤ 1 year
€18,681▼
2023 · €40,623
Income taxes
€10,831▼
2023 · €19,500
Staff costs
€35,155▲
2023 · €32,776
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €29,373 | €28,606 | €32,776 | €35,155 | ▲ 7.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €605 | €2,947 | €4,420 | €4,420 | €4,864 | ▲ 10.0% |
| Other operating charges640/8 | - | €1,980 | €855 | €1,021 | €1,038 | ▲ 1.7% |
| Gross operating margin9900 | €39,642 | €84,514 | €53,705 | €98,483 | €73,952 | ▼ 24.9% |
| Operating profit (loss)9901 | €10,444 | €50,214 | €19,824 | €60,266 | €32,895 | ▼ 45.4% |
| Financial income75/76B | - | €2,787 | - | - | - | - |
| Recurring financial income75 | €2,604 | €2,787 | - | - | - | - |
| Financial charges65/66B | - | €416 | €509 | €608 | €438 | ▼ 28.1% |
| Recurring financial charges65 | €528 | €416 | €509 | €608 | €438 | ▼ 28.1% |
| Profit (loss) for the period before taxes9903 | €12,520 | €52,585 | €19,315 | €59,658 | €32,458 | ▼ 45.6% |
| Income taxes67/77 | - | €3,000 | €3,000 | €19,500 | €10,831 | ▼ 44.5% |
| Profit (loss) for the period9904 | €12,520 | €49,585 | €16,315 | €40,158 | €21,626 | ▼ 46.1% |
| Profit (loss) for the period to be appropriated9905 | €12,520 | €49,585 | €16,315 | €40,158 | €21,626 | ▼ 46.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €49,103 | €85,824 | €105,413 | €157,943 | €157,628 | ▼ 0.2% |
| Fixed assets21/28 | - | €19,153 | €14,733 | €12,049 | €7,185 | ▼ 40.4% |
| Tangible fixed assets22/27 | - | €19,153 | €14,733 | €12,049 | €7,185 | ▼ 40.4% |
| Furniture and vehicles24 | - | €19,153 | €14,733 | €12,049 | €7,185 | ▼ 40.4% |
| Current assets29/58 | €49,103 | €66,670 | €90,680 | €145,895 | €150,444 | ▲ 3.1% |
| Amounts receivable within one year40/41 | €39,708 | €61,772 | €85,885 | €124,210 | €123,373 | ▼ 0.7% |
| Trade receivables40 | - | €6,327 | €3,682 | €38,664 | €19,786 | ▼ 48.8% |
| Other amounts receivable41 | - | €55,445 | €82,203 | €85,546 | €103,587 | ▲ 21.1% |
| Current investments50/53 | - | - | €70 | €70 | €70 | = |
| Cash at bank and in hand54/58 | €9,395 | €4,898 | €4,725 | €21,614 | €27,001 | ▲ 24.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €49,103 | €85,824 | €105,413 | €157,943 | €157,628 | ▼ 0.2% |
| Equity10/15 | €11,262 | €60,848 | €77,162 | €117,321 | €138,947 | ▲ 18.4% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Outside capital11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Other1109/19 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €3,202 | €52,788 | €69,102 | €109,261 | €130,887 | ▲ 19.8% |
| Amounts payable17/49 | €37,841 | €24,976 | €28,251 | €40,623 | €18,681 | ▼ 54.0% |
| Amounts payable within one year42/48 | €37,841 | €24,976 | €28,251 | €40,623 | €18,681 | ▼ 54.0% |
| Trade debts44 | - | €4,735 | €11,717 | €13,086 | €9,631 | ▼ 26.4% |
| Suppliers440/4 | - | €4,735 | €11,717 | €13,086 | €9,631 | ▼ 26.4% |
| Taxes, remuneration and social security45 | - | €20,241 | €16,534 | €27,536 | €9,050 | ▼ 67.1% |
| Taxes450/3 | - | €13,448 | €11,779 | €19,610 | €6,294 | ▼ 67.9% |
| Remuneration and social security454/9 | - | €6,793 | €4,755 | €7,927 | €2,756 | ▼ 65.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12,520 | €49,585 | €16,315 | €40,158 | €21,626 | ▼ 46.1% |
| + Depreciation and write-downs630 | €605 | €2,947 | €4,420 | €4,420 | €4,864 | ▲ 10.0% |
| Operating cash flow (approximation) | €13,125 | €52,532 | €20,735 | €44,578 | €26,490 | ▼ 40.6% |
| Investment in fixed assets (approximation) | - | - | €0 | -€1,736 | €0 | ▲ 100% |
| Change in cash | - | -€4,497 | -€173 | €16,889 | €5,387 | ▼ 68.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 8.05
Current ratio from 3.59 to 8.05; short-term debt falls from €40,623 to €18,681.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100,000Eq €117,321 ▲52%
4 profitable years in a row build equity to €117,321.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €49,585 ▲296%
Net result €49,585, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 2.67
Current ratio from 1.30 to 2.67; short-term debt falls from €37,841 to €24,976.
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
31-12
Financial
Back to profitnet €12,520
Net result €12,520 after 2 loss-making years.
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
31-12
Financial
Weakest financial yearnet -€13,695
Net result drops to -€13,695, the lowest in the series; recovery starts the following year.
Show earlier events
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koekelberg · 1 establishment unit since 2015
Ground area
166 m²
Building footprint
165 m²
Volume, LiDAR
1,935 m³
Parcel 21492B0329/00G004, Brussels · tallest building 34.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Novillesquare 9, 1081 Koekelberg
since 20152.242.381.464
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21492B0329/00G004 | Brussels | 166 m² | 1 · 165 m² | 34.6 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JDW ACCOUNTANCY
BE 0784.271.229
Deinze · Eq €138,747
LUJUAR
BE 0893.516.092
Braine-l'Alleud · Eq €139,311
Easywork
BE 0893.347.135
Merksplas · Eq €139,436
BE-POLE
BE 0545.952.622
Tournai · Eq €139,514
WKMC
BE 0713.659.583
Sint-Niklaas · Eq €139,566
Of 11,218 companies in sector 82100 we hold annual accounts for 3,517. 2,584 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded07-05-2015
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
82990Other business support services
80010Investigation and private security services
Contact
Website
www.ajgroup.be
E-mail
info@ajgroup.be
Phone
+32 484 604 104
Fax
+32 2 411 21 02
Phone
0484/60.41.04Koekelberg
Fax
02/411.21.02Koekelberg
E-invoicing
Reachable via Peppol
Peppol ID
0208:0629849110
Also
9925:BE0629849110
Registered
23-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.