IN-TECH GROUP
ActiveSummary
The computed 12-month bankruptcy probability of IN-TECH GROUP is 2.0% (moderate). The 2025 annual accounts show equity of €108k and a net result of €80k. Equity is growing by ~48.2% per year across the filed fiscal years. Its solvency ranks better than 66% of 27965 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency86▲+10
Growth78=
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.2 against 2.6 in 2024; short-term debt: 24.1% and cash: 6.8% of total assets), and 38.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.3%
Return on assets
45.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
46 d late
2024
377 d late
2022
18 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€97k
EBIT margin
30.2%
Net result
€80k▲ 16.6%
2024 · €68k
Working capital
€94k▲ 87.8%
2024 · €50k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202220242025
Turnover€97k-
Operating result€29k-€75k-€88k▲ 16.6%
Net result€26k-€68k-€80k▲ 16.6%
EBIT margin30.2%-
Equity€7k-€70k-€108k▲ 55.3%
Total assets€11k-€137k-€177k▲ 28.6%
Debt€3k-€68k-€68k▲ 1.1%
Working capital€6k-€50k-€94k▲ 87.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 17% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €177k
Fixed assets
€40k ▼ 28.4%
Current assets
€136k ▲ 68.0%
Equity and liabilities €177k
Equity
€108k ▲ 55.3%
Debt
€68k ▲ 1.1%
Debt's share of the balance-sheet total falls from 49.3% to 38.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€104k▲
2024 · €87k
Cash flow
€95k▲
2024 · €80k
Current ratio
3.20▲
2024 · 2.60
Debt to equity
0.63▼
2024 · 0.97
ROE
73.5%▼
2024 · 97.9%
ROA
45.1%▼
2024 · 49.7%
Interest coverage
51.33▲
2024 · 19.46
Debt ≤ 1 year
€43k▲
2024 · €31k
Debt > 1 year
€26k▼
2024 · €36k
Income taxes
€11k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Turnover70 | €97k | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €67k | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €58 | €12k | €16k | ▲ 34.8% |
| Gross operating margin9900 | €29k | €87k | €104k | ▲ 19.1% |
| Operating profit (loss)9901 | €29k | €75k | €88k | ▲ 16.6% |
| Financial income75/76B | - | €3k | €5k | ▲ 44.4% |
| Recurring financial income75 | - | €3k | €5k | ▲ 44.4% |
| Financial charges65/66B | €1k | €4k | €2k | ▼ 54.9% |
| Recurring financial charges65 | €1k | €4k | €2k | ▼ 54.9% |
| Profit (loss) for the period before taxes9903 | €28k | €74k | €90k | ▲ 22.1% |
| Income taxes67/77 | €2k | €6k | €11k | ▲ 87.6% |
| Profit (loss) for the period9904 | €26k | €68k | €80k | ▲ 16.6% |
| Profit (loss) for the period to be appropriated9905 | €26k | €68k | €80k | ▲ 16.6% |
| Line | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €11k | €137k | €177k | ▲ 28.6% |
| Fixed assets21/28 | €1k | €56k | €40k | ▼ 28.4% |
| Tangible fixed assets22/27 | €1k | €56k | €40k | ▼ 28.4% |
| Plant, machinery and equipment23 | €1k | €1k | €187 | ▼ 84.2% |
| Furniture and vehicles24 | - | €3k | €2k | ▼ 32.2% |
| Leasing and similar rights25 | - | €52k | €38k | ▼ 27.0% |
| Current assets29/58 | €10k | €81k | €136k | ▲ 68.0% |
| Amounts receivable within one year40/41 | €6k | €75k | €124k | ▲ 65.1% |
| Trade receivables40 | €6k | €9k | €171 | ▼ 98.1% |
| Other amounts receivable41 | €570 | €66k | €124k | ▲ 87.6% |
| Cash at bank and in hand54/58 | €3k | €6k | €12k | ▲ 105% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €11k | €137k | €177k | ▲ 28.6% |
| Equity10/15 | €7k | €70k | €108k | ▲ 55.3% |
| Contributions10/11 | €1k | €1k | €1k | = |
| Reserves13 | €100 | €100 | €100 | = |
| Non-distributable reserves130/1 | €100 | €100 | €100 | = |
| Reserves not available under the articles1311 | €100 | €100 | €100 | = |
| Profit (loss) carried forward14 | €6k | €69k | €107k | ▲ 56.2% |
| Amounts payable17/49 | €3k | €68k | €68k | ▲ 1.1% |
| Amounts payable after more than one year17 | - | €36k | €26k | ▼ 29.2% |
| Financial debts170/4 | - | €36k | €26k | ▼ 29.2% |
| Amounts payable within one year42/48 | €3k | €31k | €43k | ▲ 36.3% |
| Current portion of amounts payable after more than one year42 | - | €10k | €10k | ▲ 5.2% |
| Trade debts44 | €679 | €3k | €4k | ▲ 38.4% |
| Suppliers440/4 | €679 | €3k | €4k | ▲ 38.4% |
| Advances received on contracts in progress46 | - | €5k | €5k | = |
| Taxes, remuneration and social security45 | €2k | €14k | €15k | ▲ 11.8% |
| Taxes450/3 | €2k | €14k | €15k | ▲ 11.8% |
| Other amounts payable47/48 | €1k | €305 | €8k | ▲ 2,672% |
| Line | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €26k | €68k | €80k | ▲ 16.6% |
| + Depreciation and write-downs630 | €58 | €12k | €16k | ▲ 34.8% |
| Operating cash flow (approximation) | €27k | €80k | €95k | ▲ 19.3% |
| Investment in fixed assets (approximation) | - | - | €0 | - |
| Change in cash | - | - | €6k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 46 days late
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 377 days late
2025
31-12
Financial
Highest result since 2022net €80k ▲16.6%
Operating result €88k, net result €80k, both a record.
31-12
Financial
Equity above €100kEq €108k ▲55.3%
3 profitable years in a row build equity to €108k.
2023
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Torhout · 1 establishment unit since 2022
Ground area
1,469 m²
Building footprint
213 m²
Volume, LiDAR
1,312 m³
2 parcels, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IN-TECH GROUP
since 20222.332.811.792
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44004C0144/00X000 | Flanders | 1,096 m² | 1 · 116 m² | 9.4 m · 2 fl. |
| 31033I0441/00Y000 | Flanders | 372 m² | 1 · 96 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,521 companies in sector 43990 we hold annual accounts for 7,414. 6,215 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-06-2022
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
43110Demolition
43320Joinery installation
Scores and ratios are computed by Checked and are not a credit decision.