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B8

Active
Private limited companyfounded 20224 yrs active"Les Colir" 54, 1440 Braine-le-Château, BelgiumKBO/BCE: BE 0779.951.561
Summary

The computed 12-month bankruptcy probability of B8 is 2.1% (moderate). The 2025 annual accounts show equity of €170,142 and a net result of €52,853. Equity is growing by ~61.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 2059 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €14,000 at 30 days acceptable
Liquidity ample (current ratio 69.01 against 9.34 in 2024; short-term debt: 1.1% and cash: 68.6% of total assets), and 1.1% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
98.9%
Return on assets
30.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
52 d early
2024
57 d early
2023
56 d early
2022
48 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 53 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 11 January 2022, B8 was incorporated as a Private limited company.1 Total assets went from EUR 75,035 in 2022 to EUR 172,034 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€52,853▼ 7.4%
2024 · €57,088
Working capital
€128,670▲ 51.4%
2024 · €85,006
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result€3,745-€75,753▲ 1,923%€79,265▲ 4.6%€74,336▼ 6.2%
Net result€3,445-€54,256▲ 1,475%€57,088▲ 5.2%€52,853▼ 7.4%
Equity€5,945-€60,201▲ 913%€117,289▲ 94.8%€170,142▲ 45.1%
Total assets€75,035-€131,716▲ 75.5%€127,550▼ 3.2%€172,034▲ 34.9%
Debt€69,089-€71,515▲ 3.5%€10,261▼ 85.7%€1,892▼ 81.6%
Working capital-€29,539--€10,957▲ 62.9%€85,006€128,670▲ 51.4%
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000€80,000Operating result 2022: €3,745€3,745Net result 2022: €3,445€3,445Operating result 2023: €75,753€75,753Net result 2023: €54,256€54,256Operating result 2024: €79,265€79,265Net result 2024: €57,088€57,088Operating result 2025: €74,336€74,336Net result 2025: €52,853€52,8532022202320242025€0€20,000€40,000€60,000€80,000Operating result 2023: €75,753€75,800Net result 2023: €54,256€54,300Operating result 2024: €79,265€79,300Net result 2024: €57,088€57,100Operating result 2025: €74,336€74,300Net result 2025: €52,853€52,900202320242025
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €171,803
Fixed assets €41,241 ▲ 29.3%
Current assets €130,562 ▲ 37.1%
Equity and liabilities €172,034
Equity €170,142 ▲ 45.1%
Debt €1,892 ▼ 81.6%
Debt's share of the balance-sheet total falls from 8.0% to 1.1%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€95,905▼
2024 · €96,488
Cash flow
€74,422▲
2024 · €74,310
Current ratio
69.01▲
2024 · 9.34
Quick ratio
67.13▲
2024 · 8.98
Debt to equity
0.01▼
2024 · 0.09
ROE
31.1%▼
2024 · 48.7%
ROA
30.7%▼
2024 · 44.8%
Interest coverage
760.55▲
2024 · 169.52
Debt ≤ 1 year
€1,892▼
2024 · €10,198
Income taxes
€21,358▼
2024 · €21,609
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet Code20242025
Assets
Total assets20/58€127,550€172,034▲
Formation expenses20€461€230▼
Fixed assets21/28€31,886€41,241▲
Tangible fixed assets22/27€31,405€40,761▲
Plant, machinery and equipment23€2,329€3,007▲
Furniture and vehicles24€29,076€37,753▲
Financial fixed assets28€480€480=
Current assets29/58€95,204€130,562▲
Stocks and contracts in progress3€3,589€3,557▼
Stocks30/36€3,589€3,557▼
Amounts receivable within one year40/41€51€3,926▲
Trade receivables40€51€0▼
Other amounts receivable41-€3,926
Cash at bank and in hand54/58€87,938€118,039▲
Deferred charges and accrued income490/1€3,626€5,040▲
Equity and liabilities
Total equity and liabilities10/49€127,550€172,034▲
Equity10/15€117,289€170,142▲
Contributions10/11€2,500€2,500=
Reserves13€114,344€167,030▲
Distributable reserves133€114,344€167,030▲
Profit (loss) carried forward14€445€611▲
Amounts payable17/49€10,261€1,892▼
Amounts payable within one year42/48€10,198€1,892▼
Trade debts44€3,653€1,387▼
Suppliers440/4€3,653€1,387▼
Advances received on contracts in progress46€4,800€0▼
Taxes, remuneration and social security45€1,664€0▼
Taxes450/3€1,664€0▼
Other amounts payable47/48€81€505▲
Accrued charges and deferred income492/3€64€0▼
Income statement Code20242025
Non-recurring operating income76A€1,426-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17,223€21,569▲
Other operating charges640/8€275€2,745▲
Gross operating margin9900€96,763€98,650▲
Operating profit (loss)9901€79,265€74,336▼
Financial charges65/66B€569€126▼
Recurring financial charges65€569€126▼
Profit (loss) for the period before taxes9903€78,696€74,210▼
Income taxes67/77€21,609€21,358▼
Profit (loss) for the period9904€57,088€52,853▼
Profit (loss) for the period to be appropriated9905€57,088€52,853▼
Appropriation of the result
Profit (loss) to be appropriated9906€57,533€53,298▼
Profit (loss) brought forward from the previous period14P€445€445=
Transfer to equity691/2€57,088€52,687▼
To other reserves6921€57,088€52,687▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Non-recurring operating income76A--€1,426--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,538€11,744€17,223€21,569▲ 25.2%
Other operating charges640/8€87€334€275€2,745▲ 899%
Non-recurring operating charges66A-€982---
Gross operating margin9900€8,370€88,813€96,763€98,650▲ 2.0%
Operating profit (loss)9901€3,745€75,753€79,265€74,336▼ 6.2%
Financial income75/76B€0----
Recurring financial income75€0----
Financial charges65/66B-€1,834€569€126▼ 77.8%
Recurring financial charges65-€1,834€569€126▼ 77.8%
Profit (loss) for the period before taxes9903€3,745€73,920€78,696€74,210▼ 5.7%
Income taxes67/77€300€19,664€21,609€21,358▼ 1.2%
Profit (loss) for the period9904€3,445€54,256€57,088€52,853▼ 7.4%
Profit (loss) for the period to be appropriated9905€3,445€54,256€57,088€52,853▼ 7.4%
Line2022202320242025Change
Assets
Total assets20/58€75,035€131,716€127,550€172,034▲ 34.9%
Formation expenses20€921€691€461€230▼ 50.0%
Fixed assets21/28€34,563€70,467€31,886€41,241▲ 29.3%
Tangible fixed assets22/27€34,482€69,987€31,405€40,761▲ 29.8%
Plant, machinery and equipment23€2,017€805€2,329€3,007▲ 29.1%
Furniture and vehicles24€32,466€69,182€29,076€37,753▲ 29.8%
Financial fixed assets28€80€480€480€480=
Current assets29/58€39,551€60,558€95,204€130,562▲ 37.1%
Stocks and contracts in progress3€2,899€3,183€3,589€3,557▼ 0.9%
Stocks30/36€2,899€3,183€3,589€3,557▼ 0.9%
Amounts receivable within one year40/41€6,675€17,476€51€3,926▲ 7,617%
Trade receivables40€1,996€4,340€51€0▼ 100%
Other amounts receivable41€4,678€13,135-€3,926-
Cash at bank and in hand54/58€28,429€35,852€87,938€118,039▲ 34.2%
Deferred charges and accrued income490/1€1,548€4,048€3,626€5,040▲ 39.0%
Equity and liabilities
Total equity and liabilities10/49€75,035€131,716€127,550€172,034▲ 34.9%
Equity10/15€5,945€60,201€117,289€170,142▲ 45.1%
Contributions10/11€2,500€2,500€2,500€2,500=
Reserves13€3,000€57,256€114,344€167,030▲ 46.1%
Distributable reserves133€3,000€57,256€114,344€167,030▲ 46.1%
Profit (loss) carried forward14€445€445€445€611▲ 37.3%
Amounts payable17/49€69,089€71,515€10,261€1,892▼ 81.6%
Amounts payable within one year42/48€69,089€71,515€10,198€1,892▼ 81.4%
Trade debts44€6,933€6,495€3,653€1,387▼ 62.0%
Suppliers440/4€6,933€6,495€3,653€1,387▼ 62.0%
Advances received on contracts in progress46--€4,800€0▼ 100%
Taxes, remuneration and social security45€300€4,664€1,664€0▼ 100%
Taxes450/3€300€4,664€1,664€0▼ 100%
Other amounts payable47/48€61,857€60,356€81€505▲ 520%
Accrued charges and deferred income492/3--€64€0▼ 100%
Line2022202320242025Change
Profit (loss) for the period9904€3,445€54,256€57,088€52,853▼ 7.4%
+ Depreciation and write-downs630€4,538€11,744€17,223€21,569▲ 25.2%
Operating cash flow (approximation)€7,984€66,000€74,310€74,422▲ 0.1%
Investment in fixed assets (approximation)--€47,648€21,359-€30,924▼ 245%
Change in cash-€7,423€52,086€30,101▼ 42.2%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
09-06
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial Liquidity times 7current ratio 69.01
Current ratio from 9.34 to 69.01; short-term debt falls from €10,198 to €1,892.
31-12
Financial Equity above €150,000Eq €170,142 ▲45.1%
4 profitable years in a row build equity to €170,142.
04-06
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Highest result since 2022net €57,088 ▲5.2%
Operating result €79,265, net result €57,088, both a record.
31-12
Financial Liquidity times 11current ratio 9.34
Current ratio from 0.85 to 9.34; short-term debt falls from €71,515 to €10,198.
31-12
Financial Equity above €100,000Eq €117,289 ▲94.8%
3 profitable years in a row build equity to €117,289.
05-06
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
13-06
NBB filing Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Château · 1 establishment unit since 2022
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

"Les Colir" 541440 Braine-le-Château
1 establishment unit
B8
"Les Colir" 54, 1440 Braine-le-ChâteauSupport activities for crop production
since 20222.326.148.882

Similar companies · same sector, comparable size

Of 15,521 companies in sector 43990 we hold annual accounts for 7,420. 5,975 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded11-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
43221Plumbing work
43990Other specialised construction activities
43320Joinery installation
68110Buying and selling of own real estate
81210General cleaning of buildings
81300Landscape service activities
Contact
E-mail bertrand.deridder@hotmail.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:0779951561
Registered 12-11-2025

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.