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IN&OUT SOLUTION

Active
Private limited companyfounded 20233 yrs activeRue de Herve 74, 4651 Herve, BelgiumKBO/BCE: BE 0802.126.157
Summary

The computed 12-month bankruptcy probability of IN&OUT SOLUTION is 5.5% (elevated). The 2025 annual accounts show negative equity (-€38,758) and a net result of -€33,472. Its solvency ranks better than 5% of 851 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0▼-14
Growth32
Track record94
Bankruptcy probability, 12 months
5.5% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.01 against 0.56 in 2024; short-term debt: 380.8% and cash: 0% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-280.8%
Return on assets
-242.5%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2425
2024 to 2025 · latest year -€38,758
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
on the day
2024
2 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 1 day before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
29-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 25 May 2023, IN&OUT SOLUTION was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€33,472▼ 330%
2024 · -€7,786
Working capital
-€52,173▼ 125%
2024 · -€23,239
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€7,717--€32,934▼ 327%
Net result-€7,786below the sector's middle half--€33,472below the sector's middle half▼ 330%
Equity-€5,286below the sector's middle half--€38,758below the sector's middle half▼ 633%
Total assets€47,336below the sector's middle half-€13,803below the sector's middle half▼ 70.8%
Debt€52,623-€52,561▼ 0.1%
Working capital-€23,239below the sector's middle half--€52,173below the sector's middle half▼ 125%
Solvency-11.2%below the sector's middle half--280.8%below the sector's middle half▼ 269.6pp
Current ratio0.56below the sector's middle half-0.01below the sector's middle half▼ 0.55
Return on assets (ROA)-16.4%below the sector's middle half--242.5%below the sector's middle half▼ 226.0pp
above within below the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€40,000-€30,000-€20,000-€10,000€0Operating result 2024: -€7,717-€7,717Net result 2024: -€7,786-€7,786Operating result 2025: -€32,934-€32,934Net result 2025: -€33,472-€33,47220242025-€40,000-€30,000-€20,000-€10,000€0Operating result 2024: -€7,717-€7,720Net result 2024: -€7,786-€7,790Operating result 2025: -€32,934-€32,900Net result 2025: -€33,472-€33,50020242025
The operating result stays negative: a loss of €32,934 in 2025 against €7,717 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13,803
Fixed assets €13,415 ▼ 25.3%
Current assets €387 ▼ 98.7%
Key figures and ratios
2025 value · change against 2024
EBITDA
-€28,397▼
2024 · -€3,984
Cash flow
-€28,934▼
2024 · -€4,053
Debt to equity
-1.36▲
2024 · -9.95
Interest coverage
-52.80▲
2024 · -57.44
Debt ≤ 1 year
€52,561▼
2024 · €52,623
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,638 companies that looked in July 2024 the way this one looks now, 8.9% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.9% went bankrupt
5.6% stopped otherwise
85% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 5.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,638 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet Code20242025
Assets
Total assets20/58€47,336€13,803▼
Fixed assets21/28€17,953€13,415▼
Tangible fixed assets22/27€17,953€13,415▼
Plant, machinery and equipment23€17,953€13,415▼
Current assets29/58€29,384€387▼
Amounts receivable within one year40/41€28,676€386▼
Trade receivables40€25,325-
Other amounts receivable41€3,351€386▼
Cash at bank and in hand54/58€246€2▼
Deferred charges and accrued income490/1€462-
Equity and liabilities
Total equity and liabilities10/49€47,336€13,803▼
Equity10/15-€5,286-€38,758▼
Contributions10/11€2,500€2,500=
Profit (loss) carried forward14-€7,786-€41,258▼
Amounts payable17/49€52,623€52,561▼
Amounts payable within one year42/48€52,623€52,561▼
Trade debts44€9,041€3,976▼
Suppliers440/4€9,041€3,976▼
Taxes, remuneration and social security45€3,261€14,847▲
Taxes450/3€530€12,285▲
Remuneration and social security454/9€2,731€2,562▼
Other amounts payable47/48€40,321€33,738▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,733€4,537▲
Other operating charges640/8€788€1,468▲
Gross operating margin9900-€3,196-€26,929▼
Operating profit (loss)9901-€7,717-€32,934▼
Financial charges65/66B€69€538▲
Recurring financial charges65€69€538▲
Profit (loss) for the period before taxes9903-€7,786-€33,472▼
Profit (loss) for the period9904-€7,786-€33,472▼
Profit (loss) for the period to be appropriated9905-€7,786-€33,472▼
Appropriation of the result
Profit (loss) to be appropriated9906-€7,786-€41,258▼
Profit (loss) brought forward from the previous period14P--€7,786

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,733€4,537▲ 21.5%
Other operating charges640/8€788€1,468▲ 86.2%
Gross operating margin9900-€3,196-€26,929▼ 743%
Operating profit (loss)9901-€7,717-€32,934▼ 327%
Financial charges65/66B€69€538▲ 675%
Recurring financial charges65€69€538▲ 675%
Profit (loss) for the period before taxes9903-€7,786-€33,472▼ 330%
Profit (loss) for the period9904-€7,786-€33,472▼ 330%
Profit (loss) for the period to be appropriated9905-€7,786-€33,472▼ 330%
Line20242025Change
Assets
Total assets20/58€47,336€13,803▼ 70.8%
Fixed assets21/28€17,953€13,415▼ 25.3%
Tangible fixed assets22/27€17,953€13,415▼ 25.3%
Plant, machinery and equipment23€17,953€13,415▼ 25.3%
Current assets29/58€29,384€387▼ 98.7%
Amounts receivable within one year40/41€28,676€386▼ 98.7%
Trade receivables40€25,325--
Other amounts receivable41€3,351€386▼ 88.5%
Cash at bank and in hand54/58€246€2▼ 99.2%
Deferred charges and accrued income490/1€462--
Equity and liabilities
Total equity and liabilities10/49€47,336€13,803▼ 70.8%
Equity10/15-€5,286-€38,758▼ 633%
Contributions10/11€2,500€2,500=
Profit (loss) carried forward14-€7,786-€41,258▼ 430%
Amounts payable17/49€52,623€52,561▼ 0.1%
Amounts payable within one year42/48€52,623€52,561▼ 0.1%
Trade debts44€9,041€3,976▼ 56.0%
Suppliers440/4€9,041€3,976▼ 56.0%
Taxes, remuneration and social security45€3,261€14,847▲ 355%
Taxes450/3€530€12,285▲ 2,217%
Remuneration and social security454/9€2,731€2,562▼ 6.2%
Other amounts payable47/48€40,321€33,738▼ 16.3%
Line20242025Change
Profit (loss) for the period9904-€7,786-€33,472▼ 330%
+ Depreciation and write-downs630€3,733€4,537▲ 21.5%
Operating cash flow (approximation)-€4,053-€28,934▼ 614%
Investment in fixed assets (approximation)-€0-
Change in cash--€244-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
30-04
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
28-04
NBB filing Annual accounts filed
fiscal year 2024 · full schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herve · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
658 m²
Building footprint
84 m²
Volume, LiDAR
466 m³
Parcel 63006D0298/00C003, Wallonia · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
IN&OUT SOLUTION
Rue de Herve 74, 4651 HerveDemolition
since 20232.347.678.033
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63006D0298/00C003 Wallonia 658 m² 1 · 84 m² 7.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 29,785 companies in sector 41001 we hold annual accounts for 16,058. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded25-05-2023
Fiscal year end30-09
Activities, NACEBEL 2025
41001General construction of residential buildings
43120Site preparation
43230Insulation installation
43341Painting of buildings
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
Contact
E-mail info@inandoutsolution.be
E-invoicing
Reachable via Peppol
Peppol ID 0208:0802126157
Registered 04-11-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.