Skip to content

In Harmonie

Active
Private limited companyfounded 20188 yrs activeMolenvloed 36, 2230 Herselt, BelgiumKBO/BCE: BE 0704.872.373
Summary

In Harmonie has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€11,209) and a net result of €42,438. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 20335 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
In HarmonieActiveChecked score 54/100
Risk analysis ReportCompare

Overview

Activity
Nutrition and dietetics services
NACE 86995NACE 86909
2 sites
Size
€476,934total assets 2025
Equity
-€11,209
Profit
€42,438
Turnover not published (abridged schema)
Financial health
54 Fair Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts filed 31 d late0 of 2 deeds read
Why 54Capped at 59: negative equity- Latest accounts 31 days late; 2 of the last 3 late- Negative equity -€11,209+ Sector Human health activities (NACE 86)+ Size: total assets €476,934Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 30% of its sector peers (NACE 86, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 23+10
equity -2.4% of total assets
Liquidity 26+7
short-term debt 63.2% · cash 7.3%
Profitability 80+2
return on assets 8.9%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (23,954 companies)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%▲ +4.8% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%▲ +2.3% vs 01-2025 03-2025: 0.1%▲ +12.8% vs 02-2025 04-2025: 0.2%▲ +10.7% vs 03-2025 05-2025: 0.2%▲ +5.4% vs 04-2025 06-2025: 0.2%● 0.0% vs 05-2025 07-2025: 0.2%▲ +18.9% vs 06-2025 08-2025: 0.3%▲ +63.0% vs 07-2025 09-2025: 0.4%▲ +19.5% vs 08-2025 10-2025: 0.3%▼ -34.6% vs 09-2025 11-2025: 0.3%● 0.0% vs 10-2025 12-2025: 0.3%● 0.0% vs 11-2025 01-2026: 0.3%▼ -0.8% vs 12-2025 02-2026: 0.3%▲ +1.9% vs 01-2026 03-2026: 0.3%▲ +12.3% vs 02-2026 04-2026: 0.3%▲ +3.7% vs 03-2026 05-2026: 0.3%● 0.0% vs 04-2026 06-2026: 0.3%▼ -1.3% vs 05-2026 07-2026: 0.3%▲ +7.1% vs 06-2026 08-2026: 0.5%▲ +50.9% vs 07-2026highest value 09-2026: 0.2%▼ -54.0% vs 08-2026 10-2026: 0.2%▼ -0.4% vs 09-2026
  • Sector Human health activities (NACE 86) lowers the probability
  • Size: total assets €476,934 lowers the probability for this profile
  • Latest accounts 31 days late; 2 of the last 3 late raises the probability
  • Negative equity -€11,209 raises the probability
No credit on open account
Liquidity short (current ratio 0.28 against 0.17 in 2024; short-term debt: 63.2% and cash: 7.3% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 86, micro). Better than this share of them on solvency 3%, liquidity 4%, profitability 26%, growth against the median 87%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Human health activities (NACE 86)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €476,934
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Latest accounts 31 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Negative equity -€11,209
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 20335 sector peers (2025).
NBB · sector comparison
Position among 20335 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filings
Deviation from the deadline
2025
31 d late
2024
60 d late
2023
27 d late
2022
4 d early
2021
4 d early
2020
2 d early
2019
24 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 19 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (5 of the last 5 filed years within 32 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2019net €42,438 ▲22.8%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€11,209 View
  • Caution: Among the weakest 5% on solvencysector median 63.3% · 20,335 companies -2.4% View
  • Total assets 20256 fiscal years filed €476,934 View

By topic

Financials

Fiscal year
2025
Total assets
€476,934
Profit
€42,438
Solvency
-2.4%
Total assets▲ 3.0%
Net result
20192025
Go to Financials

Timeline

Events
9
Since
2020
Next accounts
by 31-07-2027
  1. 31-08-2026Annual accounts filed
  2. 31-12-2025Highest result since 2019
  3. 29-09-2025Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Nutrition and dietetics servicesNACE 86995
Founded
21-09-2018
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure