4 PLUS
ActiveSummary
4 PLUS has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €131,435 and a net result of €12,435. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 24% of 16810 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability58▼-16
Solvency53▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity tight (current ratio 1.1 against 1.21 in 2024; short-term debt: 10.7% and cash: 8.2% of total assets), and 72.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.7%
Return on assets
2.6%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 16810 sector peers (2025).
NBB · sector comparisonPosition among 16810 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-01-2026, 16 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
16 d early
2024
125 d early
2023
22 d early
2022
61 d early
2021
42 d early
2020
6 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 45 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 20 December (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€131,435▼ 8.1%
2024 · €143,000
Total assets
€473,838▼ 12.3%
2024 · €540,418
Net result
€12,435▼ 46.7%
2024 · €23,311
Working capital
€5,191▼ 68.2%
2024 · €16,346
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€65,264▲ 120%€80,519▲ 23.4%€17,951▼ 77.7%€38,060▲ 112%€31,744▼ 16.6%
Net result€54,015within the sector's middle half▲ 134%€61,811within the sector's middle half▲ 14.4%€5,985below the sector's middle half▼ 90.3%€23,311within the sector's middle half▲ 289%€12,435below the sector's middle half▼ 46.7%
Equity€88,670within the sector's middle half▲ 150%€155,881within the sector's middle half▲ 75.8%€143,866within the sector's middle half▼ 7.7%€143,000within the sector's middle half▼ 0.6%€131,435within the sector's middle half▼ 8.1%
Total assets€571,586within the sector's middle half▼ 10.8%€595,192within the sector's middle half▲ 4.1%€578,548within the sector's middle half▼ 2.8%€540,418within the sector's middle half▼ 6.6%€473,838within the sector's middle half▼ 12.3%
Debt€482,916▼ 20.3%€439,311▼ 9.0%€434,682▼ 1.1%€397,418▼ 8.6%€342,403▼ 13.8%
Working capital-€31,297below the sector's middle half▼ 47.7%€27,426within the sector's middle half€19,642within the sector's middle half▼ 28.4%€16,346below the sector's middle half▼ 16.8%€5,191below the sector's middle half▼ 68.2%
Solvency15.5%below the sector's middle half▲ 10.0pp26.2%below the sector's middle half▲ 10.7pp24.9%below the sector's middle half▼ 1.3pp26.5%below the sector's middle half▲ 1.6pp27.7%below the sector's middle half▲ 1.3pp
Current ratio0.59below the sector's middle half▼ 0.281.45within the sector's middle half▲ 0.851.23below the sector's middle half▼ 0.221.21below the sector's middle half▼ 0.021.10below the sector's middle half▼ 0.11
Return on assets (ROA)9.5%within the sector's middle half▲ 5.9pp10.4%within the sector's middle half▲ 0.9pp1.0%below the sector's middle half▼ 9.4pp4.3%below the sector's middle half▲ 3.3pp2.6%below the sector's middle half▼ 1.7pp
above
within
below
the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €473,838
Fixed assets
€418,163 ▼ 6.6%
Current assets
€55,675 ▼ 40.0%
Equity and liabilities €473,838
Equity
€131,435 ▼ 8.1%
Debt
€342,403 ▼ 13.8%
Debt's share of the balance-sheet total falls from 73.5% to 72.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€63,060▼
2024 · €70,436
Cash flow
€43,752▼
2024 · €55,687
Debt to equity
2.61▼
2024 · 2.78
ROE
9.5%▼
2024 · 16.3%
Interest coverage
4.35▼
2024 · 9.37
Debt ≤ 1 year
€50,483▼
2024 · €76,460
Debt > 1 year
€291,919▼
2024 · €320,957
Income taxes
€5,397▼
2024 · €7,935
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,372 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 97% are still going.
- Small
- 5 to 10 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.9%
went bankrupt
1.4%
stopped otherwise
97%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,372 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €28,234 | €32,023 | €70,749 | €32,376 | €31,317 | ▼ 3.3% |
| Other operating charges640/8 | - | €2,152 | €2,909 | €1,937 | €15,302 | ▲ 690% |
| Gross operating margin9900 | €99,349 | €114,693 | €91,609 | €72,372 | €78,362 | ▲ 8.3% |
| Operating profit (loss)9901 | €65,264 | €80,519 | €17,951 | €38,060 | €31,744 | ▼ 16.6% |
| Financial income75/76B | - | - | - | €700 | €575 | ▼ 17.9% |
| Recurring financial income75 | €5 | - | - | €700 | €575 | ▼ 17.9% |
| Financial charges65/66B | - | €7,416 | €6,854 | €7,514 | €14,487 | ▲ 92.8% |
| Recurring financial charges65 | €7,641 | €7,416 | €6,854 | €7,514 | €14,487 | ▲ 92.8% |
| Profit (loss) for the period before taxes9903 | €57,628 | €73,103 | €11,097 | €31,246 | €17,832 | ▼ 42.9% |
| Income taxes67/77 | €3,613 | €11,292 | €5,112 | €7,935 | €5,397 | ▼ 32.0% |
| Profit (loss) for the period9904 | €54,015 | €61,811 | €5,985 | €23,311 | €12,435 | ▼ 46.7% |
| Profit (loss) for the period to be appropriated9905 | €54,015 | €61,811 | €5,985 | €23,311 | €12,435 | ▼ 46.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €571,586 | €595,192 | €578,548 | €540,418 | €473,838 | ▼ 12.3% |
| Fixed assets21/28 | €525,794 | €506,362 | €473,842 | €447,611 | €418,163 | ▼ 6.6% |
| Tangible fixed assets22/27 | €525,794 | €506,362 | €473,842 | €447,611 | €418,163 | ▼ 6.6% |
| Land and buildings22 | - | €19,430 | €18,037 | €16,644 | €15,250 | ▼ 8.4% |
| Plant, machinery and equipment23 | - | €2,234 | €840 | €4,191 | €3,352 | ▼ 20.0% |
| Furniture and vehicles24 | - | €7,730 | €4,859 | €3,532 | €3,177 | ▼ 10.0% |
| Other tangible fixed assets26 | - | €476,968 | €450,106 | €423,245 | €396,384 | ▼ 6.3% |
| Current assets29/58 | €45,792 | €88,831 | €104,706 | €92,806 | €55,675 | ▼ 40.0% |
| Amounts receivable within one year40/41 | €10,196 | €1,476 | €14,077 | €31,732 | €15,106 | ▼ 52.4% |
| Trade receivables40 | - | €1,123 | €252 | - | €2,503 | - |
| Other amounts receivable41 | - | €353 | €13,825 | €31,732 | €12,603 | ▼ 60.3% |
| Cash at bank and in hand54/58 | €32,993 | €84,609 | €88,442 | €59,506 | €38,629 | ▼ 35.1% |
| Deferred charges and accrued income490/1 | - | €2,746 | €2,188 | €1,568 | €1,940 | ▲ 23.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €571,586 | €595,192 | €578,548 | €540,418 | €473,838 | ▼ 12.3% |
| Equity10/15 | €88,670 | €155,881 | €143,866 | €143,000 | €131,435 | ▼ 8.1% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €76,270 | €137,281 | €125,266 | €124,400 | €112,835 | ▼ 9.3% |
| Distributable reserves133 | - | €137,281 | €125,266 | €124,400 | €112,835 | ▼ 9.3% |
| Amounts payable17/49 | €482,916 | €439,311 | €434,682 | €397,418 | €342,403 | ▼ 13.8% |
| Amounts payable after more than one year17 | €405,827 | €377,906 | €349,618 | €320,957 | €291,919 | ▼ 9.0% |
| Financial debts170/4 | - | €377,906 | €349,618 | €320,957 | €291,919 | ▼ 9.0% |
| Amounts payable within one year42/48 | €77,089 | €61,405 | €85,064 | €76,460 | €50,483 | ▼ 34.0% |
| Current portion of amounts payable after more than one year42 | - | €27,921 | €28,288 | €28,661 | €28,415 | ▼ 0.9% |
| Trade debts44 | €32,872 | €21,256 | €14,142 | €23,622 | €18,140 | ▼ 23.2% |
| Suppliers440/4 | - | €21,256 | €14,142 | €23,622 | €18,140 | ▼ 23.2% |
| Taxes, remuneration and social security45 | - | €240 | €2,700 | €3,627 | €3,600 | ▼ 0.7% |
| Taxes450/3 | - | €240 | €2,700 | €3,627 | €3,600 | ▼ 0.7% |
| Other amounts payable47/48 | - | €11,988 | €39,934 | €20,550 | €329 | ▼ 98.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €54,015 | €61,811 | €5,985 | €23,311 | €12,435 | ▼ 46.7% |
| + Depreciation and write-downs630 | €28,234 | €32,023 | €70,749 | €32,376 | €31,317 | ▼ 3.3% |
| Operating cash flow (approximation) | €82,249 | €93,834 | €76,734 | €55,687 | €43,752 | ▼ 21.4% |
| Investment in fixed assets (approximation) | - | -€12,590 | -€38,230 | -€6,145 | -€1,868 | ▲ 69.6% |
| Change in cash | - | €51,616 | €3,833 | -€28,935 | -€20,877 | ▲ 27.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
09-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €5,985 ▼90.3%
Net result drops to €5,985, the lowest in the series; recovery starts the following year.
2022
01-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Highest result since 2020net €61,811 ▲14.4%
Operating result €80,519, net result €61,811, both a record.
30-06
Financial
Liquidity doublescurrent ratio 1.45
Current ratio from 0.59 to 1.45; short-term debt falls from €77,089 to €61,405.
30-06
Financial
Equity above €150,000Eq €155,881 ▲75.8%
3 profitable years in a row build equity to €155,881.
2021
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
25-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2019
Ground area
232 m²
Building footprint
93 m²
Volume, LiDAR
505 m³
Parcel 46445D1265/00A003, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
4 PLUS
since 20192.283.845.006
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46445D1265/00A003indicative | Flanders | 232 m² | 1 · 93 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,428 companies in this sector we hold annual accounts for 885. 684 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded28-12-2018
Fiscal year end30-06
Activities, NACEBEL 2025
86995Nutrition and dietetics services
86951Physiotherapy
Contact
Website
www.4plus.be
E-mail
info@4plus.be
E-mail
evertdewitte@scarlet.beSint-Niklaas
Phone
+3237762182Sint-Niklaas
E-invoicing
Reachable via Peppol
Peppol ID
0208:0716961444
Also
9925:BE0716961444
Registered
19-06-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.