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In-Contact

Active
Private limited companyfounded 2019active for 7 yearsKasteelstraat 69, 9660 Brakel, BelgiumKBO/BCE: BE 0723.967.220

From the official registers: KBO 6 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

In-Contact has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€4,860) and a net result of €8,909. Equity has been shrinking by about 37% per year since 2020. Its solvency ranks better than 5% of 20,678 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

KBO
Status
Active since 02-04-2019 Normal situation
Activity
Psychology services NACE 86931and 3 others
Establishment units
2.288.165.464 9660 Brakel, since 02-04-2019
2.334.575.511 9660 Brakel, since 22-08-2022
Financial year end
31 December
Peppol
Reachable since 20-10-2025

Board and ownership

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€19,037
Turnover
≈ €120,000
estimated
Profit
€8,909
Equity
-€4,860
▲ 64.7%
Total assets
€59,424
▼ 8.5%
Filed on 14-09-2026, 45 days after the deadlineat the National Bank
Score breakdownraises riskCapped at 59: negative equityNegative equity -€4,860Last filed accounts filed 45 days late; 2 of the last 3 accounts latelowers riskSector: Human health activities (NACE 86)Liquidity: current ratio 1.39, cash €31,327Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 46% of micro companies in human health (NACE 86)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Strong
Solvency 17+13
equity -8.2% of total assets
Liquidity 74-5
short-term debt 51.0% · cash 52.7%
Profitability 87+87
return on assets 15.0%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,155 companies, NACE 86, micro)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.2%▲ +0.1 percentage points vs 08-2025 10-2025: 0.3%▲ +0.1 percentage points vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.4%▲ +0.1 percentage points vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026 08-2026: 0.6%▲ +0.1 percentage points vs 07-2026 09-2026: 0.7%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.2%▼ -0.5 percentage points vs 09-2026
No credit on open account
Liquidity is tight, with a current ratio of 1.39 (1.55 in 2024), below the usual 1.5. Short-term debt is 51% and cash 52.7% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 3% of them on solvency, 56% on liquidity, 40% on profitability and 84% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Sector: Human health activities (NACE 86)
KBO
raises risk · Negative equity -€4,860
NBB · annual accounts
raises risk · Last filed accounts filed 45 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 1.39, cash €31,327
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 20678 sector peers (2025).
NBB · sector comparison
Position among 20678 sector peers
Solvency
better than 5%
← weakest strongest →
raises risk · 2025 accounts filed 45 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2025
45 days late
2024
61 days late
2023
14 days early
2022
26 days early
2021
33 days early
2020
89 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 20 days after the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 July (4 of the last 5 accounts filed within 58 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€4,860 View
  • Caution: Lower solvency than 95% of companies in human healthsector median 63.0% · 20,678 companies -8.2% View

Comparable companies

These companies have the same main activity as In-Contact: psychology services (NACE 86931). They are comparable in size and age: total assets between €42,100 and €80,300, founded between 2017 and 2021.

CompanyTotal assetsGross margin
In-Contact Brakel€59,424€19,037
HdR Thuisverpleging Haaltert€57,128€25,913
2SHINE2 Leopoldsburg€80,251€18,523
CENTRE D'EXPERTISES PSYCHOLOGIQUES Sint-Agatha-Berchem€67,795€18,088
DOKTER LAURA CASSIERS Kontich€52,257€26,904
HET WOORDBOS Deinze€42,088€19,487
ROSA MEA Retie€60,146€31,950
Full comparison

Documents

Annual accounts at the NBB

All 6 annual accounts

Articles and registers

Key facts about In-Contact

What is the company number of In-Contact?
The company number of In-Contact is 0723.967.220. The VAT number is the same number with BE in front: BE 0723.967.220.
Where is In-Contact based?
The registered office is at Kasteelstraat 69, 9660 Brakel.Company details
What does In-Contact do?
According to the KBO register, the main activity is psychology services (NACE 86931).
What is the legal form of In-Contact?
The legal form of In-Contact is Private limited company (BV).
When was In-Contact founded?
In-Contact was founded on 02-04-2019.
Is In-Contact still active?
Yes, In-Contact is an active enterprise in the KBO register.
What is the turnover of In-Contact?
The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €19,037 and 41 comparable companies (NACE 869). It probably lies between €77,000 and €210,000. It is a rough estimate.Financials
Is In-Contact profitable?
In financial year 2025, In-Contact made a profit of €8,909.
Where can I find the annual accounts of In-Contact?
In-Contact filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of In-Contact due?
In-Contact must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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