CERTI-TASTE
ActiveCERTI-TASTE has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43k and a net result of €4k. Equity is growing by ~10.2% per year across the filed fiscal years. Its solvency ranks better than 66% of 7931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+4
Solvency86▼-14
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.21 against 6.81 in 2024; short-term debt: 39.3% and cash: 2.7% of total assets), and 39.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.7%
Return on assets
5.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
1 d early
2024
17 d late
2023
6 d late
2022
20 d late
2021
3 d late
2020
6 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€43k▲ 9.3%
2024 · €40k
2018: €18k
2019: €23k
2020: €30k
2021: €31k
2022: €37k
2023: €39k
2024: €40k
2018 → 2025
Total assets
€71k▲ 62.0%
2024 · €44k
2018: €29k
2019: €36k
2020: €52k
2021: €59k
2022: €49k
2023: €43k
2024: €44k
2018 → 2025
Net result
€4k▲ 374%
2024 · €777
2018: €10k
2019: €11k
2020: €18k
2021: €14k
2022: €6k
2023: €2k
2024: €777
2018 → 2025
Working capital
€-22k
2024 · €26k
2018: €18k
2019: €22k
2020: €28k
2021: €30k
2022: €18k
2023: €22k
2024: €26k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€31k-€37k▲ 18.1%€39k▲ 4.3%€40k▲ 2.0%€43k▲ 9.3%
Operating result€17k-€8k▼ 53.9%€4k▼ 55.0%€2k▼ 55.2%€6k▲ 283%
Net result€14k-€6k▼ 60.2%€2k▼ 72.0%€777▼ 51.2%€4k▲ 374%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 283% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €71k
Fixed assets
€65k▲ 367%
Current assets
€6k▼ 80.3%
Equity and liabilities €71k
Equity
€43k▲ 9.3%
Debt
€28k▲ 536%
The debt ratio rises from 10.0% to 39.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€21k▲
2024 · €7k
Cash flow
€18k▲
2024 · €6k
Solvency
60.7%▼
2024 · 90.0%
Current ratio
0.21▼
2024 · 6.81
Quick ratio
0.21▼
2024 · 6.81
Debt / equity
0.65▲
2024 · 0.11
ROE
8.5%▲
2024 · 2.0%
ROA
5.2%▲
2024 · 1.8%
Interest coverage
366.64▲
2024 · 78.47
Debt
€28k▲
2024 · €4k
Debt ≤ 1 year
€28k▲
2024 · €4k
Income taxes
€2k▲
2024 · €715
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€44k€71k▲
Fixed assets21/28€14k€65k▲
Tangible fixed assets22/27€14k€65k▲
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€13k€64k▲
Current assets29/58€30k€6k▼
Amounts receivable within one year40/41€2k€4k▲
Other amounts receivable41€2k€4k▲
Cash at bank and in hand54/58€28k€2k▼
Equity and liabilities
Total equity and liabilities10/49€44k€71k▲
Equity10/15€40k€43k▲
Contributions10/11€15k€15k=
Capital10€15k€15k=
Issued capital100€15k€15k=
Reserves13€25k€28k▲
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Tax-exempt reserves132€41€41=
Distributable reserves133€23k€27k▲
Amounts payable17/49€4k€28k▲
Amounts payable within one year42/48€4k€28k▲
Trade debts44€24€24=
Suppliers440/4€24€24=
Taxes, remuneration and social security45€2k€6k▲
Taxes450/3€2k€6k▲
Other amounts payable47/48€2k€22k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€14k▲
Other operating charges640/8€505€2k▲
Gross operating margin9900€7k€23k▲
Operating profit (loss)9901€2k€6k▲
Financial charges65/66B€88€56▼
Recurring financial charges65€88€56▼
Profit (loss) for the period before taxes9903€1k€6k▲
Income taxes67/77€715€2k▲
Profit (loss) for the period9904€777€4k▲
Profit (loss) for the period to be appropriated9905€777€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€777€4k▲
Transfer to equity691/2€777€4k▲
To other reserves6921€777€4k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
17-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 17 days late
2024
31-12
Financial
Weakest financial yearnet €777 ▼51.2%
Net result drops to €777, the lowest in the series; recovery starts the following year.
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 5.70
Current ratio from 2.56 to 5.70; short-term debt falls from €12k to €5k.
20-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 20 days late
2022
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2021
06-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 6 days late
2020
31-12
Financial
Highest result since 2018net €18k ▲66.8%
Operating result €21k, net result €18k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 25 days late
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Katelijnestraat 622320 HoogstratenGround area
852 m²
Building footprint
155 m²
Volume, LiDAR
899 m³
Parcel 13014B0221/00G000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Certi-Taste
since 20172.262.762.451
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13014B0221/00G000 | Flanders | 852 m² | 1 · 155 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Lenoble Business Solutions
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LIONEL DEBAUCHE
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Of 1,075 companies in sector 46140 we hold annual accounts for 644. 442 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded24-03-2017
Fiscal year end31-12
Activities, NACEBEL
46140Agents in the wholesale of industrial machinery, ships and aircraft
62200Computer consultancy and computer facilities management
01210Crop and animal production, hunting and related service activities
47400Retail sale of information and communication equipment
71121Engineering and related technical consultancy, excluding land surveyors
77310Rental and leasing activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.