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ImVe

Active
Private limited companyfounded 20178 yrs activeEikhofstraat(DE) 16, 8600 Diksmuide, BelgiumKBO/BCE: BE 0685.478.016

ImVe is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €337k and a net result of €-9k. Equity is growing by ~62.8% per year across the filed fiscal years. Its solvency ranks better than 20% of 5491 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Four signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 5491 sector peers (2025).
NBB · sector comparison
Position among 5491 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-10-2025 was due by 31-05-2026 and was filed on 01-06-2026, 1 day later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filings
Deviation from the deadline
2025
1 d late
2024
2 d late
2023
on the day
2022
on the day
2021
1 d late
2020
on the day
2019
2 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-10-2026 and is due by 31-05-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today31-10-2026 close31-05-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€337k▼ 2.7%
2024 · €346k
2019: €21k 2020: €48k 2021: €72k 2022: €89k 2023: €212k 2024: €346k
2019 → 2025
Net result
€-9k
2024 · €151k
2019: €7k 2020: €23k 2021: €76k 2022: €73k 2023: €145k 2024: €151k
2019 → 2025
Total assets
€1.86M▲ 82.8%
2024 · €1.02M
2019: €262k 2020: €516k 2021: €581k 2022: €1.06M 2023: €672k 2024: €1.02M
2019 → 2025
Solvency
18.1%▼ 15.9pp
2024 · 34.0%
2019: 8.1% 2020: 9.2% 2021: 12.4% 2022: 8.4% 2023: 31.6% 2024: 34.0%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€72k-€89k▲ 23.1%€212k▲ 139%€346k▲ 62.8%€337k▼ 2.7%
Operating result€95k-€98k▲ 2.8%€248k▲ 154%€206k▼ 17.1%€-3k
Net result€76k-€73k▼ 4.2%€145k▲ 97.6%€151k▲ 4.8%€-9k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€0€100k€200kOperating result 2021: €95k€95kNet result 2021: €76k€76kOperating result 2022: €98k€98kNet result 2022: €73k€73kOperating result 2023: €248k€248kNet result 2023: €145k€145kOperating result 2024: €206k€206kNet result 2024: €151k€151kOperating result 2025: €-3k€-3kNet result 2025: €-9k€-9k20212022202320242025
The operating result turns negative in 2025: a loss of €3k after €206k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.86M
Fixed assets €984k▲ 21,823%
Current assets €875k▼ 13.6%
Equity and liabilities €1.86M
Equity €337k▼ 2.7%
Debt €1.52M▲ 127%
The debt ratio rises from 66.0% to 81.9%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
Solvency
18.1%
2024 · 34.0%
ROE
-2.7%
2024 · 43.8%
ROA
-0.5%
2024 · 14.9%
Debt
€1.52M
2024 · €671k
Debt ≤ 1 year
€941k
2024 · €670k
Debt > 1 year
€581k
Income taxes
€104
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.02M€1.86M
Fixed assets21/28€4k€984k
Tangible fixed assets22/27€4k€984k
Land and buildings22-€981k
Furniture and vehicles24€4k€3k
Current assets29/58€1.01M€875k
Amounts receivable after more than one year29-€93k
Trade receivables290-€93k
Stocks and contracts in progress3€443k€338k
Contracts in progress37€443k€338k
Amounts receivable within one year40/41€484k€414k
Trade receivables40€31k-
Other amounts receivable41€453k€414k
Cash at bank and in hand54/58€83k€27k
Deferred charges and accrued income490/1€2k€3k
Equity and liabilities
Total equity and liabilities10/49€1.02M€1.86M
Equity10/15€346k€337k
Contributions10/11€19k€19k=
Reserves13€169k€169k=
Distributable reserves133€169k€169k=
Profit (loss) carried forward14€159k€149k
Amounts payable17/49€671k€1.52M
Amounts payable after more than one year17-€581k
Financial debts170/4-€581k
Amounts payable within one year42/48€670k€941k
Current portion of amounts payable after more than one year42-€23k
Trade debts44€620€2k
Suppliers440/4€620€2k
Advances received on contracts in progress46€644k€766k
Taxes, remuneration and social security45€345€104
Taxes450/3€345€104
Other amounts payable47/48€25k€150k
Accrued charges and deferred income492/3€968€400
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€129k
Other operating charges640/8€2k€3k
Non-recurring operating charges66A€10k-
Gross operating margin9900€219k€130k
Operating profit (loss)9901€206k€-3k
Financial income75/76B€944€3k
Recurring financial income75€944€3k
Financial charges65/66B€10k€10k
Recurring financial charges65€10k€10k
Profit (loss) for the period before taxes9903€197k€-9k
Income taxes67/77€45k€104
Profit (loss) for the period9904€151k€-9k
Profit (loss) for the period to be appropriated9905€151k€-9k
Appropriation of the result
Profit (loss) to be appropriated9906€177k€149k
Profit (loss) brought forward from the previous period14P€25k€159k
Profit to be distributed694/7€18k-
Directors or managers695€18k-

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-05-2027
2026
01-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 1 day late
2025
31-10
Financial Weakest financial yearnet €-9k ▼106%
Net result drops to €-9k, the lowest in the series.
02-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 2 days late
2024
31-10
Financial Highest result since 2019net €151k ▲4.8%
Net result €151k, the highest in the series.
31-05
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-10
Financial Equity above €200kEq €212k ▲139%
5 profitable years in a row build equity to €212k.
31-05
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
01-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 1 day late
2021
31-05
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-05
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diksmuide · 1 establishment unit since 2017
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Eikhofstraat(DE) 168600 Diksmuide
Ground area
2,520 m²
Building footprint
542 m²
Volume, LiDAR
1,844 m³
Parcel 32472B0477/00E000, Flanders · tallest building 6.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ImVe
Eikhofstraat(DE) 16, 8600 DiksmuideBuying and selling of own real estate
since 20172.270.273.716
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
32472B0477/00E000 Flanders 2,520 m² 1 · 542 m² 6.6 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 13,718 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded29-11-2017
Fiscal year end31-10
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68321Property management for co-owned buildings (syndics)
68322Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.