IMVANO
ActiveSummary
IMVANO has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.1m and a net result of €335,175. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 89% of 851 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability97▲+26
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100,000 at 30 days acceptable
Liquidity ample (current ratio 4.18 against 7.1 in 2024; short-term debt: 20.8% and cash: 26.2% of total assets), and 22.2% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.8%
Return on assets
22.8%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €1.1m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
22 d late
2023
6 d early
2022
31 d late
2021
31 d late
2020
27 d late
2019
136 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 5 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money
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Financials · fiscal year 2025, full schema
In the rankings
#3 oldest company in Wommelgem, Construction sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€335,175▲ 2,095%
2024 · €15,267
Working capital
€969,807▲ 46.4%
2024 · €662,469
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€102,079-€25,170€23,667€26,771▲ 13.1%€482,785▲ 1,703%
Net result€73,303above the sector's middle half-€28,654below the sector's middle half€20,652within the sector's middle half€15,267within the sector's middle half▼ 26.1%€335,175above the sector's middle half▲ 2,095%
Equity€799,050above the sector's middle half▲ 10.9%€770,396above the sector's middle half▼ 3.6%€791,048above the sector's middle half▲ 2.7%€806,314above the sector's middle half▲ 1.9%€1.1mwithin the sector's middle half▲ 41.6%
Total assets€1.1mabove the sector's middle half▼ 10.2%€1.0mabove the sector's middle half▼ 7.6%€973,466above the sector's middle half▼ 4.9%€961,033above the sector's middle half▼ 1.3%€1.5mwithin the sector's middle half▲ 52.7%
Debt€307,941▼ 40.0%€252,802▼ 17.9%€182,419▼ 27.8%€154,719▼ 15.2%€326,111▲ 111%
Working capital€557,643above the sector's middle half▲ 11.0%€506,494above the sector's middle half▼ 9.2%€671,497above the sector's middle half▲ 32.6%€662,469above the sector's middle half▼ 1.3%€969,807within the sector's middle half▲ 46.4%
Solvency72.2%above the sector's middle half▲ 13.8pp75.3%above the sector's middle half▲ 3.1pp81.3%above the sector's middle half▲ 6.0pp83.9%above the sector's middle half▲ 2.6pp77.8%above the sector's middle half▼ 6.1pp
Current ratio3.94above the sector's middle half▲ 1.594.20above the sector's middle half▲ 0.267.01above the sector's middle half▲ 2.807.10above the sector's middle half▲ 0.094.18above the sector's middle half▼ 2.92
Return on assets (ROA)6.6%within the sector's middle half▲ 46.0pp-2.8%below the sector's middle half▼ 9.4pp2.1%within the sector's middle half▲ 4.9pp1.6%within the sector's middle half▼ 0.5pp22.8%above the sector's middle half▲ 21.2pp
Staff (FTE)0below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2025 Net result +2,095% on 2024. The accounts now follow the full schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 1,703% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.5m
Fixed assets
€192,858 ▲ 1.5%
Current assets
€1.3m ▲ 65.3%
Equity and liabilities €1.5m
Equity
€1.1m ▲ 41.6%
Debt
€326,111 ▲ 111%
Debt's share of the balance-sheet total rises from 16.1% to 22.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€483,150▲
2024 · €26,990
Cash flow
€335,540▲
2024 · €15,486
Quick ratio
2.84▼
2024 · 4.10
Debt to equity
0.29▲
2024 · 0.19
ROE
29.4%▲
2024 · 1.9%
Interest coverage
250.74▲
2024 · 11.20
Debt ≤ 1 year
€304,934▲
2024 · €108,565
Debt > 1 year
€21,176▼
2024 · €46,154
Income taxes
€161,407▲
2024 · €9,096
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,129 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,129 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €14,500 | €0 | €14,204 | €0 | €250 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,133 | €1,116 | €410 | €219 | €365 | ▲ 66.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | -€306,404 | - |
| Other operating charges640/8 | €1,229 | €1,426 | €1,220 | €1,859 | €1,690 | ▼ 9.1% |
| Non-recurring operating charges66A | €0 | - | - | - | - | - |
| Gross operating margin9900 | €104,440 | -€22,627 | €25,297 | €28,849 | €178,435 | ▲ 519% |
| Operating profit (loss)9901 | €102,079 | -€25,170 | €23,667 | €26,771 | €482,785 | ▲ 1,703% |
| Financial income75/76B | €0 | €1 | €70 | €1 | €15,724 | ▲ 2,246,189% |
| Recurring financial income75 | €0 | €1 | €70 | €1 | €15,724 | ▲ 2,246,189% |
| Financial charges65/66B | €5,431 | €3,486 | €3,085 | €2,410 | €1,927 | ▼ 20.0% |
| Recurring financial charges65 | €5,431 | €3,486 | €3,085 | €2,410 | €1,927 | ▼ 20.0% |
| Profit (loss) for the period before taxes9903 | €96,648 | -€28,654 | €20,652 | €24,362 | €496,582 | ▲ 1,938% |
| Transfer from deferred taxes780 | €0 | - | - | - | - | - |
| Transfer to deferred taxes680 | €5,400 | €0 | - | - | - | - |
| Income taxes67/77 | €17,946 | €0 | - | €9,096 | €161,407 | ▲ 1,675% |
| Profit (loss) for the period9904 | €73,303 | -€28,654 | €20,652 | €15,267 | €335,175 | ▲ 2,095% |
| Transfer from tax-exempt reserves789 | €0 | - | - | - | €27,000 | - |
| Transfer to tax-exempt reserves689 | €21,600 | €0 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €51,703 | -€28,654 | €20,652 | €15,267 | €362,175 | ▲ 2,272% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.1m | €1.0m | €973,466 | €961,033 | €1.5m | ▲ 52.7% |
| Fixed assets21/28 | €359,744 | €358,629 | €190,219 | €190,000 | €192,858 | ▲ 1.5% |
| Tangible fixed assets22/27 | €1,744 | €629 | €219 | €0 | €2,858 | - |
| Furniture and vehicles24 | €1,744 | €629 | €219 | €0 | €2,858 | - |
| Financial fixed assets28 | €358,000 | €358,000 | €190,000 | €190,000 | €190,000 | = |
| Current assets29/58 | €747,246 | €664,570 | €783,247 | €771,033 | €1.3m | ▲ 65.3% |
| Amounts receivable after more than one year29 | €0 | - | - | - | - | - |
| Other amounts receivable291 | €0 | - | - | - | - | - |
| Stocks and contracts in progress3 | €478,757 | €324,759 | €326,128 | €326,128 | €408,041 | ▲ 25.1% |
| Stocks30/36 | €478,757 | €324,759 | €326,128 | €326,128 | €408,041 | ▲ 25.1% |
| Amounts receivable within one year40/41 | €253,430 | €296,827 | €451,246 | €438,862 | €480,727 | ▲ 9.5% |
| Trade receivables40 | €4,500 | €0 | - | - | €4,725 | - |
| Other amounts receivable41 | €248,930 | €296,827 | €451,246 | €438,862 | €476,001 | ▲ 8.5% |
| Current investments50/53 | €0 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €14,930 | €42,755 | €5,743 | €5,776 | €384,792 | ▲ 6,562% |
| Deferred charges and accrued income490/1 | €130 | €229 | €130 | €267 | €1,183 | ▲ 342% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.1m | €1.0m | €973,466 | €961,033 | €1.5m | ▲ 52.7% |
| Equity10/15 | €799,050 | €770,396 | €791,048 | €806,314 | €1.1m | ▲ 41.6% |
| Contributions10/11 | €788,939 | €788,939 | €788,939 | €788,939 | €788,939 | = |
| Capital10 | €788,939 | €788,939 | €788,939 | €788,939 | €788,939 | = |
| Issued capital100 | €788,939 | €788,939 | €788,939 | €788,939 | €788,939 | = |
| Reserves13 | €477,519 | €477,519 | €477,519 | €477,519 | €352,550 | ▼ 26.2% |
| Non-distributable reserves130/1 | €44,737 | €44,737 | €44,737 | €44,737 | €44,737 | = |
| Legal reserve130 | €44,737 | €44,737 | €44,737 | €44,737 | €44,737 | = |
| Tax-exempt reserves132 | €87,786 | €87,786 | €87,786 | €87,786 | €60,786 | ▼ 30.8% |
| Distributable reserves133 | €344,995 | €344,995 | €344,995 | €344,995 | €247,027 | ▼ 28.4% |
| Profit (loss) carried forward14 | -€467,407 | -€496,061 | -€475,410 | -€460,143 | €0 | ▲ 100% |
| Amounts payable17/49 | €307,941 | €252,802 | €182,419 | €154,719 | €326,111 | ▲ 111% |
| Amounts payable after more than one year17 | €118,337 | €94,726 | €70,668 | €46,154 | €21,176 | ▼ 54.1% |
| Financial debts170/4 | €118,337 | €94,726 | €70,668 | €46,154 | €21,176 | ▼ 54.1% |
| Amounts payable within one year42/48 | €189,603 | €158,076 | €111,750 | €108,565 | €304,934 | ▲ 181% |
| Current portion of amounts payable after more than one year42 | €23,172 | €23,611 | €24,058 | €24,514 | €24,978 | ▲ 1.9% |
| Financial debts43 | €0 | - | - | - | - | - |
| Credit institutions430/8 | €0 | - | - | - | - | - |
| Trade debts44 | €1,956 | €18,506 | €894 | €1,009 | €61,766 | ▲ 6,023% |
| Suppliers440/4 | €1,956 | €18,506 | €894 | €1,009 | €61,766 | ▲ 6,023% |
| Taxes, remuneration and social security45 | €24,814 | €13,880 | €4,280 | €8,940 | €168,443 | ▲ 1,784% |
| Taxes450/3 | €24,814 | €13,880 | €4,280 | €8,940 | €168,443 | ▲ 1,784% |
| Remuneration and social security454/9 | €0 | - | - | - | - | - |
| Other amounts payable47/48 | €139,661 | €102,080 | €82,519 | €74,102 | €49,747 | ▼ 32.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €73,303 | -€28,654 | €20,652 | €15,267 | €335,175 | ▲ 2,095% |
| + Depreciation and write-downs630 | €1,133 | €1,116 | €410 | €219 | €365 | ▲ 66.9% |
| Operating cash flow (approximation) | €74,435 | -€27,538 | €21,061 | €15,486 | €335,540 | ▲ 2,067% |
| Investment in fixed assets (approximation) | - | €0 | €168,000 | €0 | -€3,223 | - |
| Change in cash | - | €27,825 | -€37,012 | €33 | €379,016 | ▲ 1,160,034% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
State Gazette act
Reappointments: Patrick Van Hoof (director) and Tania Mertens (director)Appointment: Patrick Van Hoof (managing director) · Power of attorney11 facts ▸
State Gazette act
Reappointments: Patrick Van Hoof (director) and Tania Mertens (director)
Appointment: Patrick Van Hoof (managing director) · Power of attorney11 facts ▸
- General meeting, 30-06-2026
- Director reappointment, Patrick Van Hoof (director)
- Director reappointment, Tania Mertens (director)
- Power of attorney, VGD Accountants en Belastingconsulenten
- Power of attorney, Neelke DE VRIENDT
- Power of attorney, Julie SLEGERS
- Board meeting, 30-06-2026
- Director appointment, Patrick Van Hoof (managing director)
- Power of attorney, VGD Accountants en Belastingconsulenten
- Power of attorney, Neelke DE VRIENDT
- Power of attorney, Julie SLEGERS
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €335,175 ▲2,095%
Operating result €482,785, net result €335,175, both a record.
31-12
Financial
Equity above €1mEq €1.1m ▲41.6%
3 profitable years in a row build equity to €1.1m.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €20,652
Net result €20,652 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €73,303
Net result €73,303 after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2020
31-12
Financial
Weakest financial yearnet -€486,219
Net result drops to -€486,219, the lowest in the series; recovery starts the following year.
Show earlier events
17-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €1,825
Net result €1,825 after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 9 acts read
About the unread acts
Of the 9 Belgian State Gazette acts we know for this company, 1 has been read. The other 8 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 directors, 1 in day-to-day management, last change in 2026
Board 2
Patrick Van Hoof
CurrentDirector · since 01-07-2026
Tania Mertens
CurrentDirector · since 01-07-2026
Day-to-day management 1
Patrick Van Hoof
CurrentManaging director · since 30-06-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
8 of this company's 9 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Wommelgem · 1 establishment unit since 1968
Ground area
455 m²
Building footprint
94 m²
Volume, LiDAR
373 m³
Parcel 11052A0081/00B005, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Begoniastraat 8, 2160 Wommelgem
since 19682.001.797.512
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11052A0081/00B005 | Flanders | 455 m² | 1 · 94 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
2 people since 2026, 2 in office
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| Patrick Van Hoof |
|
| Tania Mertens |
|
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
95%
According to the 2025 annual accounts of IMVANO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 59 EUR awarded · 59 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 59 EUR | 59 EUR |
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Of 29,785 companies in sector 41001 we hold annual accounts for 16,058. 5,933 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded12-03-1968
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
46832Wholesale of timber
47521Retail sale of hardware, building materials, paint and glass (general range)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0403800508
Also
9925:BE0403800508
Registered
20-02-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.