IMPARO
ActiveIMPARO has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €836k and a net result of €273k. Equity is growing by ~28% per year across the filed fiscal years. Its solvency ranks better than 65% of 16511 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 4.27 against 14.71 in 2024; short-term debt: 19.3% and cash: 12.1% of total assets), and 22.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.2%
Return on assets
25.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
49 d early
2023
54 d early
2022
14 d early
2021
20 d early
2020
30 d early
2019
17 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€836k▲ 4.8%
2024 · €798k
2018: €180k
2019: €221k
2020: €246k
2021: €365k
2022: €538k
2023: €647k
2024: €798k
2018 → 2025
Total assets
€1.08M▲ 19.7%
2024 · €905k
2018: €203k
2019: €232k
2020: €260k
2021: €584k
2022: €844k
2023: €859k
2024: €905k
2018 → 2025
Net result
€273k▲ 37.5%
2024 · €199k
2018: €48k
2019: €41k
2020: €39k
2021: €154k
2022: €207k
2023: €143k
2024: €199k
2018 → 2025
Working capital
€685k▲ 9.9%
2024 · €623k
2018: €103k
2019: €172k
2020: €229k
2021: €383k
2022: €357k
2023: €490k
2024: €623k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€365k-€538k▲ 47.3%€647k▲ 20.3%€798k▲ 23.3%€836k▲ 4.8%
Operating result€230k-€304k▲ 32.3%€207k▼ 31.8%€281k▲ 35.8%€392k▲ 39.2%
Net result€154k-€207k▲ 34.8%€143k▼ 30.8%€199k▲ 38.8%€273k▲ 37.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 39% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.08M
Fixed assets
€189k▼ 20.2%
Current assets
€895k▲ 33.8%
Equity and liabilities €1.08M
Equity
€836k▲ 4.8%
Debt
€247k▲ 131%
The debt ratio rises from 11.8% to 22.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€442k▲
2024 · €328k
Cash flow
€323k▲
2024 · €245k
Solvency
77.2%▼
2024 · 88.2%
Current ratio
4.27▼
2024 · 14.71
Quick ratio
4.22▼
2024 · 14.41
Debt / equity
0.30▲
2024 · 0.13
ROE
32.7%▲
2024 · 24.9%
ROA
25.2%▲
2024 · 21.9%
Interest coverage
58.67▼
2024 · 130.06
Debt
€247k▲
2024 · €107k
Debt ≤ 1 year
€209k▲
2024 · €45k
Debt > 1 year
€36k▼
2024 · €58k
Income taxes
€124k▲
2024 · €92k
Staff costs
€75k▲
2024 · €58k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€905k€1.08M▲
Fixed assets21/28€236k€189k▼
Tangible fixed assets22/27€236k€189k▼
Land and buildings22€68k€57k▼
Plant, machinery and equipment23€129k€110k▼
Furniture and vehicles24€39k€22k▼
Current assets29/58€669k€895k▲
Stocks and contracts in progress3€14k€10k▼
Stocks30/36€14k€10k▼
Amounts receivable within one year40/41€16k€8k▼
Trade receivables40€0-
Other amounts receivable41€16k€8k▼
Current investments50/53€350k€740k▲
Cash at bank and in hand54/58€283k€132k▼
Deferred charges and accrued income490/1€7k€5k▼
Equity and liabilities
Total equity and liabilities10/49€905k€1.08M▲
Equity10/15€798k€836k▲
Contributions10/11€12k€12k=
Reserves13€786k€824k▲
Distributable reserves133€786k€824k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€107k€247k▲
Amounts payable after more than one year17€58k€36k▼
Financial debts170/4€58k€36k▼
Amounts payable within one year42/48€45k€209k▲
Current portion of amounts payable after more than one year42€22k€22k▲
Trade debts44€9k€3k▼
Suppliers440/4€9k€3k▼
Taxes, remuneration and social security45€15k€17k▲
Taxes450/3€15k€17k▲
Remuneration and social security454/9€0€142▲
Other amounts payable47/48-€166k
Accrued charges and deferred income492/3€3k€2k▼
Income statement
Code20242025
Non-recurring operating income76A€4k€0▼
Remuneration, social security and pensions62€58k€75k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€50k▲
Other operating charges640/8€4k€3k▼
Non-recurring operating charges66A€121€2k▲
Gross operating margin9900€390k€522k▲
Operating profit (loss)9901€281k€392k▲
Financial income75/76B€12k€13k▲
Recurring financial income75€12k€13k▲
Financial charges65/66B€3k€8k▲
Recurring financial charges65€3k€8k▲
Profit (loss) for the period before taxes9903€291k€397k▲
Income taxes67/77€92k€124k▲
Profit (loss) for the period9904€199k€273k▲
Profit (loss) for the period to be appropriated9905€199k€273k▲
Appropriation of the result
Profit (loss) to be appropriated9906€199k€273k▲
Transfer from equity791/2€48k€235k▲
Transfer to equity691/2€199k€273k▲
To other reserves6921€199k€273k▲
Profit to be distributed694/7€48k€235k▲
Return on contributions (dividend)694€48k€235k▲
Social balance
Average headcount (FTE)90871.3-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €273k ▲37.5%
Operating result €392k, net result €273k, both a record.
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity triplescurrent ratio 14.71
Current ratio from 4.78 to 14.71; short-term debt falls from €130k to €45k.
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €500kEq €538k ▲47.3%
5 profitable years in a row build equity to €538k.
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €39k ▼4.7%
Net result drops to €39k, the lowest in the series; recovery starts the following year.
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 17 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 15.78
Current ratio from 5.97 to 15.78; short-term debt falls from €21k to €12k.
31-12
Financial
Equity above €200kEq €221k ▲22.9%
2 profitable years in a row build equity to €221k.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 3 days late
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gingelom · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Katsei 103890 GingelomGround area
7,757 m²
Building footprint
952 m²
Volume, LiDAR
1,685 m³
2 parcels, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SOERS-IMPARO
since 20112.203.077.163
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71353E1311/00A000 | Flanders | 5,519 m² | 1 · 608 m² | 2.4 m |
| 71044B0159/00L002 | Flanders | 2,238 m² | 1 · 344 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NEW DENTAL EXCELLENCE
BE 0870.340.220
Grimbergen · Eq €837k
ASSIMINA
BE 0471.440.784
Lievegem · Eq €839k
TANDARTSPRAKTIJK A.M. DE MAERE
BE 0873.474.013
Temse · Eq €834k
VERMOTE-DE POTTER
BE 0688.540.840
Deinze · Eq €839k
TANDARTS CLAERHOUT KAROLIEN
BE 0807.656.345
Roeselare · Eq €839k
Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 3,085 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-10-2011
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.