IMPAC - CONCEPTS
ActiveSummary
IMPAC - CONCEPTS has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show negative equity (-€54,202) and a net result of €2,695. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 9% of 451 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2026
Axes · tick = 2025
Profitability42▼-4
Solvency17▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.7 against 0.69 in 2025; short-term debt: 93.7% and cash: 0.1% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
-8.4%
Return on assets
0.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 451 sector peers (2026).
NBB · sector comparisonPosition among 451 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 01-01-2026 was due by 01-08-2026 and was filed on 28-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2026
27 d late
2025
57 d late
2024
21 d late
2023
3 d late
2022
91 d late
2021
11 d late
2020
46 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 37 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 01-01-2027 and is due by 01-08-2027. Nothing is late today. Usually files around 28 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today01-01-2027 close01-08-2027 deadline
History
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Financials · fiscal year 2026, micro schema
Equity
-€54,202▲ 4.7%
2025 · -€56,897
Total assets
€645,327▼ 3.2%
2025 · €666,771
Net result
€2,695▼ 26.3%
2025 · €3,659
Working capital
-€184,356▲ 2.4%
2025 · -€188,853
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252026
Operating result€24,611▲ 727%€21,326▼ 13.3%€9,149▼ 57.1%€15,632▲ 70.9%€10,074▼ 35.6%
Net result€17,341within the sector's middle half€14,931within the sector's middle half▼ 13.9%-€1,112below the sector's middle half€3,659within the sector's middle half€2,695▼ 26.3%
Equity-€74,376below the sector's middle half▲ 18.9%-€59,444below the sector's middle half▲ 20.1%-€60,556below the sector's middle half▼ 1.9%-€56,897below the sector's middle half▲ 6.0%-€54,202▲ 4.7%
Total assets€576,308above the sector's middle half▲ 26.3%€612,873above the sector's middle half▲ 6.3%€690,353above the sector's middle half▲ 12.6%€666,771above the sector's middle half▼ 3.4%€645,327▼ 3.2%
Debt€650,683▲ 18.8%€672,317▲ 3.3%€750,909▲ 11.7%€723,668▼ 3.6%€699,528▼ 3.3%
Working capital-€199,865below the sector's middle half▼ 9.2%-€198,203below the sector's middle half▲ 0.8%-€195,491below the sector's middle half▲ 1.4%-€188,853below the sector's middle half▲ 3.4%-€184,356▲ 2.4%
Solvency-12.9%below the sector's middle half▲ 7.2pp-9.7%below the sector's middle half▲ 3.2pp-8.8%below the sector's middle half▲ 0.9pp-8.5%below the sector's middle half▲ 0.2pp-8.4%▲ 0.1pp
Current ratio0.61below the sector's middle half▲ 0.070.64below the sector's middle half▲ 0.030.69below the sector's middle half▲ 0.050.69below the sector's middle half=0.70=
Return on assets (ROA)3.0%within the sector's middle half▲ 3.5pp2.4%within the sector's middle half▼ 0.6pp-0.2%below the sector's middle half▼ 2.6pp0.5%below the sector's middle half▲ 0.7pp0.4%▼ 0.1pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2026; 2026 is 36% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €645,327
Fixed assets
€224,900 ▼ 5.7%
Current assets
€420,427 ▼ 1.8%
Key figures and ratios
EBITDA
€23,599▼
2025 · €29,157
Cash flow
€16,220▼
2025 · €17,184
Quick ratio
0.05▼
2025 · 0.06
Debt to equity
-12.91▼
2025 · -12.72
Interest coverage
2.70▼
2025 · 3.15
Debt ≤ 1 year
€604,783▼
2025 · €617,200
Debt > 1 year
€94,746▼
2025 · €105,132
Income taxes
€769▼
2025 · €2,825
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 518 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 92% are still going.
- Small
- 20 years or older
- negative equity
- a profit under 5% of the balance sheet
2.9%
went bankrupt
3.9%
stopped otherwise
92%
still going
A further 1.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 518 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,885 | €12,869 | €13,745 | €13,525 | €13,525 | = |
| Other operating charges640/8 | €3,894 | €4,682 | €4,305 | €4,354 | €3,859 | ▼ 11.4% |
| Gross operating margin9900 | €36,390 | €38,876 | €27,199 | €33,510 | €27,458 | ▼ 18.1% |
| Operating profit (loss)9901 | €24,611 | €21,326 | €9,149 | €15,632 | €10,074 | ▼ 35.6% |
| Financial income75/76B | €14 | €171 | €473 | €98 | €2,117 | ▲ 2,068% |
| Recurring financial income75 | €14 | €171 | €473 | €98 | €2,117 | ▲ 2,068% |
| Financial charges65/66B | €7,173 | €6,051 | €10,630 | €9,245 | €8,727 | ▼ 5.6% |
| Recurring financial charges65 | €7,173 | €6,051 | €10,630 | €9,245 | €8,727 | ▼ 5.6% |
| Profit (loss) for the period before taxes9903 | €17,453 | €15,446 | -€1,008 | €6,484 | €3,464 | ▼ 46.6% |
| Income taxes67/77 | €112 | €515 | €104 | €2,825 | €769 | ▼ 72.8% |
| Profit (loss) for the period9904 | €17,341 | €14,931 | -€1,112 | €3,659 | €2,695 | ▼ 26.3% |
| Profit (loss) for the period to be appropriated9905 | €17,341 | €14,931 | -€1,112 | €3,659 | €2,695 | ▼ 26.3% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €576,308 | €612,873 | €690,353 | €666,771 | €645,327 | ▼ 3.2% |
| Fixed assets21/28 | €260,746 | €264,143 | €251,949 | €238,425 | €224,900 | ▼ 5.7% |
| Tangible fixed assets22/27 | €252,978 | €256,374 | €244,181 | €230,656 | €217,132 | ▼ 5.9% |
| Land and buildings22 | €229,910 | €234,835 | €227,263 | €219,690 | €212,118 | ▼ 3.4% |
| Plant, machinery and equipment23 | €23,067 | €21,539 | €16,918 | €10,966 | €5,014 | ▼ 54.3% |
| Financial fixed assets28 | €7,769 | €7,769 | €7,769 | €7,769 | €7,769 | = |
| Current assets29/58 | €315,562 | €348,730 | €438,404 | €428,346 | €420,427 | ▼ 1.8% |
| Stocks and contracts in progress3 | €207,875 | €305,174 | €382,430 | €391,562 | €393,000 | ▲ 0.4% |
| Stocks30/36 | €207,875 | €305,174 | €382,430 | €391,562 | €393,000 | ▲ 0.4% |
| Amounts receivable within one year40/41 | €92,485 | €35,432 | €51,925 | €33,539 | €25,509 | ▼ 23.9% |
| Trade receivables40 | €92,485 | €35,432 | €51,925 | €33,539 | €25,509 | ▼ 23.9% |
| Cash at bank and in hand54/58 | €1,578 | €4,884 | €4,049 | €1,723 | €395 | ▼ 77.0% |
| Deferred charges and accrued income490/1 | €13,624 | €3,240 | - | €1,522 | €1,522 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €576,308 | €612,873 | €690,353 | €666,771 | €645,327 | ▼ 3.2% |
| Equity10/15 | -€74,376 | -€59,444 | -€60,556 | -€56,897 | -€54,202 | ▲ 4.7% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€94,828 | -€79,896 | -€81,008 | -€77,349 | -€74,654 | ▲ 3.5% |
| Amounts payable17/49 | €650,683 | €672,317 | €750,909 | €723,668 | €699,528 | ▼ 3.3% |
| Amounts payable after more than one year17 | €135,257 | €125,384 | €115,344 | €105,132 | €94,746 | ▼ 9.9% |
| Financial debts170/4 | €135,257 | €125,384 | €115,344 | €105,132 | €94,746 | ▼ 9.9% |
| Amounts payable within one year42/48 | €515,427 | €546,932 | €633,895 | €617,200 | €604,783 | ▼ 2.0% |
| Current portion of amounts payable after more than one year42 | €9,707 | €9,872 | €10,041 | €10,795 | €10,386 | ▼ 3.8% |
| Financial debts43 | €53,352 | €54,880 | €54,500 | €58,594 | €58,262 | ▼ 0.6% |
| Credit institutions430/8 | €53,352 | €54,880 | €54,500 | €58,594 | €58,262 | ▼ 0.6% |
| Trade debts44 | €240,431 | €195,476 | €202,981 | €182,206 | €164,759 | ▼ 9.6% |
| Suppliers440/4 | €240,431 | €195,476 | €202,981 | €182,206 | €164,759 | ▼ 9.6% |
| Taxes, remuneration and social security45 | €45,128 | €46,851 | €45,273 | €43,078 | €47,065 | ▲ 9.3% |
| Taxes450/3 | €45,128 | €46,851 | €45,273 | €43,078 | €47,065 | ▲ 9.3% |
| Other amounts payable47/48 | €166,809 | €239,853 | €321,101 | €322,527 | €324,311 | ▲ 0.6% |
| Accrued charges and deferred income492/3 | - | - | €1,670 | €1,336 | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €17,341 | €14,931 | -€1,112 | €3,659 | €2,695 | ▼ 26.3% |
| + Depreciation and write-downs630 | €7,885 | €12,869 | €13,745 | €13,525 | €13,525 | = |
| Operating cash flow (approximation) | €25,227 | €27,800 | €12,633 | €17,184 | €16,220 | ▼ 5.6% |
| Investment in fixed assets (approximation) | - | -€16,265 | -€1,551 | €0 | €0 | - |
| Change in cash | - | €3,306 | -€835 | -€2,326 | -€1,328 | ▲ 42.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema · 27 days late
2025
27-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 57 days late
01-01
Financial
Back to profitnet €3,659
Net result €3,659 after one loss-making year.
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2023
04-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 3 days late
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 91 days late
01-01
Financial
Back to profitnet €17,341
Net result €17,341 after one loss-making year.
2021
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
01-01
Financial
Weakest financial yearnet -€2,241
Net result drops to -€2,241, the lowest in the series; recovery starts the following year.
2020
16-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 46 days late
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 57 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 60 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lede · 1 establishment unit since 1997
Ground area
2,182 m²
Building footprint
382 m²
Volume, LiDAR
1,483 m³
2 parcels, Flanders · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IMPAC CONCEPTS BVBA
since 19972.103.073.826
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42322C0157/00T000 | Flanders | 1,787 m² | 1 · 210 m² | 9.9 m · 3 fl. |
| 41034D0787/00D002 | Flanders | 395 m² | 1 · 172 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded18-02-1997
Fiscal year end01-01
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0460036950
Also
9925:BE0460036950
Registered
29-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.