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CRAF

Active Private limited companyfounded 1997active for 28 yearsBoetendaellaan 27, 1180 UccleKBO/BCE: BE 0462.281.115 subsidiary of

Lifetime

17 annual accounts with figures on one time axis, 27 filings since 1999
peak €834,706 (2019)
€28,114▼ 35.5%
lowest -€58,666 (2025)
-€58,666▼ €14,101
peak €710,762 (2021)
€514,154▼ 10.2%
€149,728▼ 0.2%
peak 0.8 FTE (2009)
-not published
Board10 names since 2016
1 director
Owners
  
Documentsfilings and deeds
31-10-202592 days before the deadline
2025micro format
Gross margin from €43,603 to €28,114Loss of €58,666

Key points

from the 2025 annual accounts

Losses

-€196,608 in four years
-40,8332022-52,5442023-44,5652024-58,6662025

Every financial year from 2022 to 2025 closed with a loss. 2025 was the heaviest.

Filings

27 annual accounts since 1999
deadline200020102020

The last five annual accounts were filed 0 to 96 days before the end of the period.

Position in the sector

-€58,666

Lower net result than 95% of companies in head offices and management consultancy. Sector median €26,448 · 41,229 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 8,609 companies had the same profile as CRAF has now. Each dot stands for 22 companies, two years later.

94.2%
were still trading
5.2%
stopped another way
0.4%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a small loss

Another 0.2% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 8,609 companies, not a prediction for CRAF. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director,
  • 100%score equity €717,918 (2025) · annual accounts 30-06-2022
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0462281115
2 directors appointed, 5 resignations Resignations: (statutory director), (statutory director), (statutory director), and · Appointments: (statutory director) and (director) · Permanent representative: · General meeting of 05-02-2021 · Gazette deed
1 director appointed, 2 resignations Resignations: and · Appointment: · Permanent representative: · General meeting of 18-12-2020 · Gazette deed
3 directors resigning , and · General meeting of 11-12-2017 · Gazette deed
All 39 events

Comparable companies

same main activity, similar in size and age
Company
CRAF Uccle €663,882 €28,114 77.4% -
IXOS GROUP Anderlecht €683,206 €29,738 40.5% -
LUNA Forest €800,124 €27,449 7.2% -
VAROOMSHKA Brussels €673,689 €35,345 77.3% -
MICHELANGELA CONSULT Molenbeek-Saint-Jean €794,081 €30,020 22.4% -
Jean F. NELIS Olne €658,357 €26,998 99.7% -
IMPAC - CONCEPTS Lede €645,327 €27,458 -8.4% -

These companies have the same main activity as CRAF: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €645,000 and €800,000, founded between 1994 and 1998.

Official details

Source: KBO
Status
Active since 29-12-1997Normal situation
Activity
Business and other management consultancyNACE 70200and 2 others
Establishment unit
2.103.107.9731180 Uccle, since 16-01-1998
Financial year end
30 June
Peppol
Reachable since 25-08-2025
Company details

Annual accounts to 30-06-2025

≈ €82,000estimated
€663,882▼ 8.2%
Filing
Filed on 31-10-2025, 92 days before the end of the filing period
Financials

Insights on CRAF

CRAF files the micro format. That format states no turnover. The gross margin fell from €315,594 in 2009 to €28,114 in 2025.

holds all the shares.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about CRAF

What is the company number of CRAF?
The company number of CRAF is 0462.281.115. The VAT number is the same number with BE in front: BE 0462.281.115.
Where is CRAF based?
The registered office is at Boetendaellaan 27, 1180 Uccle.Company details
What does CRAF do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of CRAF?
CRAF is a private limited company (BV).
When was CRAF founded?
CRAF was founded on 29-12-1997.
Is CRAF still active?
Yes, CRAF is an active enterprise in the KBO register.
How many employees does CRAF have?
CRAF had an average of 0.8 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
What is the turnover of CRAF?
The turnover in financial year 2025 is ≈ €82,000. This figure is estimated from the gross margin of €28,114 and 144 comparable companies (NACE 70200). It probably lies between €49,000 and €110,000.
Is CRAF profitable?
In financial year 2025, CRAF made a loss of €58,666.
Where can I find the annual accounts of CRAF?
CRAF filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CRAF due?
CRAF must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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