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IMOPTIK

Active
Private limited companyfounded 2005active for 21 yearsCoupure 236, 9000 Gent, BelgiumKBO/BCE: BE 0871.190.256
Summary

IMOPTIK has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €574,119 and a net result of €178,007. Equity is growing by about 13% per year across the filed financial years. Its solvency ranks better than 44% of 9,679 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Wholesale trade
NACE 46432
1 site
Size
€1.5mtotal assets 2025
Equity
€574,119
Profit
€178,007
Turnover not published (abbreviated or micro format)
Financial health
92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Holdings
1
Accounts 1 day early0 of 2 deeds read
Why 92raises riskFigures for financial year 2025 (filed 30-10-2025)Sector: Wholesale trade (NACE 46)lowers riskSize: total assets €1.5mFounded in 2005Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 62% of its sector peers (NACE 46, micro)
Financial strength · tick = 2023
Strong
Solvency 62+5
equity 37.4% of total assets
Liquidity 57+16
short-term debt 22.9% · cash 12.1%
Profitability 83+13
return on assets 11.6%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,862 companies, NACE 46, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.2%▲ +0.1 percentage points vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.3%▲ +0.1 percentage points vs 03-2025 05-2025: 0.5%▲ +0.2 percentage points vs 04-2025 06-2025: 0.7%▲ +0.2 percentage points vs 05-2025 07-2025: 1.2%▲ +0.5 percentage points vs 06-2025 08-2025: 1.3%▲ +0.1 percentage points vs 07-2025 09-2025: 1.6%▲ +0.3 percentage points vs 08-2025 10-2025: 3.2%▲ +1.6 percentage points vs 09-2025highest value 11-2025: 0.1%▼ -3.1 percentage points vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.2%▲ +0.1 percentage points vs 09-2026
Credit of up to €50,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.56, compared with 1.84 in 2023; short-term debt: 22.9% and cash: 12.1% of total assets), but 62.6% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 46% on solvency, 63% on liquidity and 77% on profitability.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Figures for financial year 2025 (filed 30-10-2025)
NBB · annual accounts
lowers risk · Size: total assets €1.5m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 2005
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Sector: Wholesale trade (NACE 46)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2023
6 days early
2022
4 days early
2021
18 days early
2020
14 days early
2019
11 days early
2018
14 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 10 days before the deadline; the sector median (NACE 46) for financial year 2023 is 2 days before the deadline, and 40% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Highest result from 2019 to 2025net €178,007 ▲193%
  3. Equity above €500,000equity €574,119 ▲34.7%

Key points

  • Positive: Among the best 19% on net resultsector median €27,097 · 9,656 companies €178,007 View
  • Positive: Filed on time since financial year 2017accounts within the deadline every year 8 years View
  • Positive: 6 profitable years in a rowprofit 2025: €178,007 6 years View

By topic

Financials

Financial year
2025
Total assets
€1.5m
Profit
€178,007
Solvency
37.4%
Total assets▲ 14.6%
Net result
20192025
Go to Financials

Timeline

Events
22
Since
2007
  1. 24-04-2024Annual accounts filed
  2. 26-04-2023Annual accounts filed
  3. 12-04-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale tradeNACE 46432
Founded
10-01-2005
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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