CLICOPTIC
ActiveSummary
CLICOPTIC has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91k and a net result of €51k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 24% of 11389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability70▲+22
Solvency33▲+5
Growth58=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity short (current ratio 0.15 against 0.09 in 2024; short-term debt: 50.2% and cash: 0.9% of total assets), and 92.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.9%
Return on assets
4.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 11389 sector peers (2025).
NBB · sector comparisonPosition among 11389 sector peers
Solvency
better than 24%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €91k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
30 d late
2023
30 d late
2022
30 d late
2021
30 d late
2020
30 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€91k▲ 124%
2024 · €41k
2018: €118khighest in 8 years
2019: €81k▼ -31.4% vs 2018
2020: €-2k▼ -103% vs 2019lowest in 8 years
2021: €19k▲ +910% vs 2020
2022: €-1k▼ -106% vs 2021
2023: €29k▲ +2515% vs 2022
2024: €41k▲ +42.6% vs 2023
2025: €91k▲ +124% vs 2024
2018 → 2025
Total assets
€1.15M▼ 1.8%
2024 · €1.17M
2018: €1.49Mhighest in 8 years
2019: €1.37M▼ -8.2% vs 2018
2020: €1.35M▼ -1.5% vs 2019
2021: €1.34M▼ -0.7% vs 2020
2022: €1.24M▼ -7.7% vs 2021
2023: €1.26M▲ +1.8% vs 2022
2024: €1.17M▼ -6.9% vs 2023
2025: €1.15M▼ -1.8% vs 2024lowest in 8 years
2018 → 2025
Net result
€51k▲ 316%
2024 · €12k
2018: €-52k
2019: €-37k▲ +28.4% vs 2018
2020: €-83k▼ -125% vs 2019lowest in 8 years
2021: €21k▲ +126% vs 2020
2022: €-20k▼ -195% vs 2021
2023: €30k▲ +248% vs 2022
2024: €12k▼ -59.1% vs 2023
2025: €51k▲ +316% vs 2024highest in 8 years
2018 → 2025
Working capital
€-493k▲ 7.7%
2024 · €-534k
2018: €-436khighest in 8 years
2019: €-519k▼ -18.9% vs 2018
2020: €-554k▼ -6.8% vs 2019
2021: €-523k▲ +5.5% vs 2020
2022: €-556k▼ -6.1% vs 2021lowest in 8 years
2023: €-534k▲ +4.0% vs 2022
2024: €-534k▼ -0.1% vs 2023
2025: €-493k▲ +7.7% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€-1k€29k€41k▲ 42.6%€91k▲ 124%
2021: €19k
2022: €-1k▼ -106% vs 2021lowest in 5 years
2023: €29k▲ +2515% vs 2022
2024: €41k▲ +42.6% vs 2023
2025: €91k▲ +124% vs 2024highest in 5 years
Operating result€18k-€-5k€49k€38k▼ 22.6%€72k▲ 92.2%
2021: €18k
2022: €-5k▼ -126% vs 2021lowest in 5 years
2023: €49k▲ +1121% vs 2022
2024: €38k▼ -22.6% vs 2023
2025: €72k▲ +92.2% vs 2024highest in 5 years
Net result€21k-€-20k€30k€12k▼ 59.1%€51k▲ 316%
2021: €21k
2022: €-20k▼ -195% vs 2021lowest in 5 years
2023: €30k▲ +248% vs 2022
2024: €12k▼ -59.1% vs 2023
2025: €51k▲ +316% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 92% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.15M
Fixed assets
€1.07M ▼ 4.6%
Current assets
€85k ▲ 54.7%
Equity and liabilities €1.15M
Equity
€91k ▲ 124%
Debt
€1.06M ▼ 6.4%
Debt's share of the balance-sheet total falls from 96.5% to 92.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€122k▲
2024 · €87k
Cash flow
€100k▲
2024 · €61k
Current ratio
0.15▲
2024 · 0.09
Debt to equity
11.62▼
2024 · 27.83
ROE
55.4%▲
2024 · 29.9%
ROA
4.4%▲
2024 · 1.0%
Interest coverage
5.53▲
2024 · 3.39
Debt ≤ 1 year
€578k▼
2024 · €589k
Debt > 1 year
€482k▼
2024 · €542k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.17M€1.15M▼
Fixed assets21/28€1.12M€1.07M▼
Tangible fixed assets22/27€1.11M€1.07M▼
Land and buildings22€1.11M€1.06M▼
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€1k€2k▲
Financial fixed assets28€3k-
Current assets29/58€55k€85k▲
Amounts receivable within one year40/41€35k€73k▲
Trade receivables40€29k€52k▲
Other amounts receivable41€6k€20k▲
Cash at bank and in hand54/58€20k€10k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€1.17M€1.15M▼
Equity10/15€41k€91k▲
Contributions10/11€6k€6k=
Revaluation surpluses12€761k€761k=
Profit (loss) carried forward14€-726k€-676k▲
Amounts payable17/49€1.13M€1.06M▼
Amounts payable after more than one year17€542k€482k▼
Financial debts170/4€542k€482k▼
Amounts payable within one year42/48€589k€578k▼
Current portion of amounts payable after more than one year42€60k€60k▲
Trade debts44€63k€21k▼
Suppliers440/4€63k€21k▼
Taxes, remuneration and social security45€4k€13k▲
Taxes450/3€4k€13k▲
Other amounts payable47/48€462k€484k▲
Accrued charges and deferred income492/3€39-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€49k▼
Other operating charges640/8€7k€8k▲
Gross operating margin9900€94k€129k▲
Operating profit (loss)9901€38k€72k▲
Financial income75/76B€55€29▼
Recurring financial income75€55€29▼
Financial charges65/66B€26k€22k▼
Recurring financial charges65€26k€22k▼
Profit (loss) for the period before taxes9903€12k€51k▲
Profit (loss) for the period9904€12k€51k▲
Profit (loss) for the period to be appropriated9905€12k€51k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-726k€-676k▲
Profit (loss) brought forward from the previous period14P€-738k€-726k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €52k | €50k | €48k | €49k | €49k | ▼ 0.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €2k | - | - | - |
| Other operating charges640/8 | €7k | €7k | €7k | €7k | €8k | ▲ 3.1% |
| Gross operating margin9900 | €77k | €51k | €106k | €94k | €129k | ▲ 37.1% |
| Operating profit (loss)9901 | €18k | €-5k | €49k | €38k | €72k | ▲ 92.2% |
| Financial income75/76B | €30k | €21 | €45 | €55 | €29 | ▼ 47.2% |
| Recurring financial income75 | €30k | €21 | €45 | €55 | €29 | ▼ 47.2% |
| Financial charges65/66B | €27k | €15k | €19k | €26k | €22k | ▼ 14.2% |
| Recurring financial charges65 | €27k | €15k | €19k | €26k | €22k | ▼ 14.2% |
| Profit (loss) for the period before taxes9903 | €21k | €-20k | €30k | €12k | €51k | ▲ 316% |
| Profit (loss) for the period9904 | €21k | €-20k | €30k | €12k | €51k | ▲ 316% |
| Profit (loss) for the period to be appropriated9905 | €21k | €-20k | €30k | €12k | €51k | ▲ 316% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.34M | €1.24M | €1.26M | €1.17M | €1.15M | ▼ 1.8% |
| Fixed assets21/28 | €1.26M | €1.21M | €1.16M | €1.12M | €1.07M | ▼ 4.6% |
| Tangible fixed assets22/27 | €1.26M | €1.21M | €1.16M | €1.11M | €1.07M | ▼ 4.3% |
| Land and buildings22 | €1.25M | €1.20M | €1.15M | €1.11M | €1.06M | ▼ 4.2% |
| Plant, machinery and equipment23 | €14k | €10k | €8k | €6k | €4k | ▼ 33.3% |
| Furniture and vehicles24 | - | - | - | €1k | €2k | ▲ 3.5% |
| Financial fixed assets28 | €3k | €3k | €3k | €3k | - | - |
| Current assets29/58 | €77k | €24k | €95k | €55k | €85k | ▲ 54.7% |
| Amounts receivable within one year40/41 | €70k | €9k | €91k | €35k | €73k | ▲ 109% |
| Trade receivables40 | €66k | €9k | €91k | €29k | €52k | ▲ 80.1% |
| Other amounts receivable41 | €3k | €655 | €376 | €6k | €20k | ▲ 252% |
| Cash at bank and in hand54/58 | €7k | €15k | €2k | €20k | €10k | ▼ 49.8% |
| Deferred charges and accrued income490/1 | - | - | €2k | - | €2k | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.34M | €1.24M | €1.26M | €1.17M | €1.15M | ▼ 1.8% |
| Equity10/15 | €19k | €-1k | €29k | €41k | €91k | ▲ 124% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Revaluation surpluses12 | €761k | €761k | €761k | €761k | €761k | = |
| Profit (loss) carried forward14 | €-748k | €-768k | €-738k | €-726k | €-676k | ▲ 7.0% |
| Amounts payable17/49 | €1.32M | €1.24M | €1.23M | €1.13M | €1.06M | ▼ 6.4% |
| Amounts payable after more than one year17 | €720k | €658k | €602k | €542k | €482k | ▼ 11.2% |
| Financial debts170/4 | €720k | €658k | €602k | €542k | €482k | ▼ 11.2% |
| Amounts payable within one year42/48 | €600k | €580k | €629k | €589k | €578k | ▼ 1.9% |
| Current portion of amounts payable after more than one year42 | €61k | €60k | €57k | €60k | €60k | ▲ 1.0% |
| Financial debts43 | - | - | €7 | - | - | - |
| Credit institutions430/8 | - | - | €7 | - | - | - |
| Trade debts44 | €67k | €95k | €116k | €63k | €21k | ▼ 67.4% |
| Suppliers440/4 | €67k | €95k | €116k | €63k | €21k | ▼ 67.4% |
| Taxes, remuneration and social security45 | €9k | €480 | €592 | €4k | €13k | ▲ 276% |
| Taxes450/3 | €9k | €480 | €592 | €4k | €13k | ▲ 276% |
| Other amounts payable47/48 | €463k | €423k | €454k | €462k | €484k | ▲ 4.6% |
| Accrued charges and deferred income492/3 | - | - | - | €39 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €21k | €-20k | €30k | €12k | €51k | ▲ 316% |
| + Depreciation and write-downs630 | €52k | €50k | €48k | €49k | €49k | ▼ 0.1% |
| Operating cash flow (approximation) | €73k | €29k | €78k | €61k | €100k | ▲ 62.6% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €-2k | €2k | ▲ 214% |
| Change in cash | - | €7k | €-13k | €18k | €-10k | ▼ 155% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €51k ▲316%
Operating result €72k, net result €51k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €21k
Net result €21k after 3 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €-83k
Net result drops to €-83k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
11-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 42 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2005
Ground area
4,310 m²
Building footprint
692 m²
Volume, LiDAR
12,598 m³
Parcel 21013B0040/00C021, Brussels · tallest building 28.8 m, ±8 floors. Linked by address, not a title deed.
104
companies at this address
See who is registered here
1 establishment unit
CLICOPTIC
since 20052.145.042.360
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0040/00C021 | Brussels | 4,310 m² | 1 · 692 m² | 28.8 m · 8 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 250 companies in sector 46432 we hold annual accounts for 171. 120 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded20-09-2004
Fiscal year end31-12
Activities, NACEBEL 2025
46432Wholesale trade
47742Retail sale of prescription glasses, lenses and sunglasses
Contact
Phone
0477/605490Sint-Gillis (bij-Brussel)
Scores and ratios are computed by Checked and are not a credit decision.