Checked.be
Active
BE 0448.203.049Public limited company
IMOPLAN
Terbekehofdreef 27 ·2610 Antwerpen, Belgium· 34 yrs active
Sector: Renting and operating of own or leased non-residential real estate, excluding land
(68203)
Conclusion
IMOPLAN has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €5.74M and a net result of €347k. Equity is growing by ~6.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.1% (very low).
Based on the State Gazette, CBE and 5 annual accounts.
Key figures
| Equity | €5.74M |
| Net result | €347k |
| Active | 34 yrs |
| Locations | 1 |
Financial profile
77
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
94
Profitability
30
Solvency
98
Growth
65
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 1992, 34 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
94
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€550k
estimate, not credit advice
Score history
74
2020
95
2021
69
2022
77
2023
94
2024
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 7.60 (≥ 1.5)
+10
Quick ratio
Quick ratio 7.60 (≥ 1.0)
+5
Leverage
Debt/equity 0.66 (< 1.0)
+10
Profitability
ROE 6%
+3
Interest coverage
Interest coverage 7.3× (≥ 3×)
+8
Profit trend
Net profit up YoY
+5
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 31-08-2026 with the NBB · fiscal year 2025 · full schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~6.7%/year over 5 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
€486k
+5.0%
20-24
€419k
+6.8%
20-24
€347k
+3.8%
20-24
€349k
+3.7%
20-24
€9.68M
+1.1%
20-24
€5.74M
+6.4%
20-24
€5.33M
-
20-24
€111k
+9.6%
20-24
€3.81M
-6.0%
20-24
€808k
+17.7%
20-24
€3.00M
-10.8%
20-24
7.60
+765.3%
20-24
7.60
+765.3%
20-24
59.3%
+5.3%
20-24
0.66
-11.7%
20-24
6.0%
-2.5%
20-24
3.6%
+2.7%
20-24
68.8%
+243.8%
20-24
80.7%
-4.9%
20-24
7.28
+12.5%
20-24
Figures by fiscal year and ratios
| Fiscal year | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Deposit | abbreviated schema | full schema | full schema | full schema | full schema |
| Revenue | - | €486k | €462k | €454k | €452k |
| EBITDA | €419k | €392k | €392k | €365k | €339k |
| Net profit | €347k | €334k | €93k | €165k | €-355k |
| Cash flow | €349k | €336k | €101k | €180k | €-337k |
| Staff costs | - | - | - | - | - |
| Income taxes | €111k | €101k | €100k | €94k | €110k |
| Dividends | - | - | - | - | - |
| Total assets | €9.68M | €9.58M | €9.72M | €9.89M | €9.89M |
| Equity | €5.74M | €5.40M | €5.06M | €4.76M | €4.39M |
| Debt | €3.81M | €4.05M | €4.52M | €5.00M | €5.37M |
| of which ≤ 1y | €808k | €686k | €797k | €950k | €888k |
| of which > 1y | €3.00M | €3.37M | €3.73M | €4.05M | €4.48M |
| Working capital | €5.33M | €-83k | €-190k | €555k | €1.47M |
| Employees (FTE) | - | - | - | - | - |
Note: these years are not on the same basis. The filed schemas differ (abbreviated schema, full schema), so the columns are not directly comparable.
Ratios (computed)
| 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|
| Current ratio | 7.60 | 0.88 | 0.76 | 1.58 | 2.66 |
| Quick ratio | 7.60 | 0.88 | 0.76 | 1.58 | 2.66 |
| Working capital ratio | 55.1% | -0.9% | -2.0% | 5.6% | 14.9% |
| Solvency | 59.3% | 56.3% | 52.1% | 48.1% | 44.4% |
| Debt / equity | 0.66 | 0.75 | 0.89 | 1.05 | 1.02 |
| Long-term debt ratio | 0.52 | 0.62 | 0.74 | 0.85 | 1.02 |
| Interest coverage | 7.28 | 6.47 | 5.53 | 10.98 | 5.01 |
| Gross margin | - | - | - | - | - |
| Net margin | - | 68.8% | 20.0% | 36.3% | -78.6% |
| ROA | 3.6% | 3.5% | 1.0% | 1.7% | -3.6% |
| ROE | 6.0% | 6.2% | 1.8% | 3.5% | -8.1% |
| EBITDA margin | - | 80.7% | 84.9% | 80.6% | 74.9% |
| Days sales outstanding | - | 437d | 266d | 233d | 128d |
| Days payable outstanding | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Balance-sheet composition 2024
Full annual accounts (26 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €9.68M | €9.58M | €9.72M | €9.89M | €9.89M |
| Fixed assets | 21/28 | €3.54M | €8.98M | €9.11M | €8.38M | €7.52M |
| Tangible fixed assets | 22/27 | €1.12M | €1.12M | €1.12M | €1.13M | €1.14M |
| Financial fixed assets | 28 | €2.43M | €7.86M | €7.99M | €7.26M | €6.38M |
| Current assets | 29/58 | €6.14M | €603k | €607k | €1.51M | €2.36M |
| Amounts receivable within one year | 40/41 | €948k | €582k | €337k | €289k | €159k |
| Cash & bank | 54/58 | €25k | €21k | €270k | €1.22M | €2.20M |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €9.68M | €9.58M | €9.72M | €9.89M | €9.89M |
| Equity | 10/15 | €5.74M | €5.40M | €5.06M | €4.76M | €4.39M |
| Contributions / capital | 10/11 | €4.00M | €4.00M | €4.00M | €4.00M | €3.00M |
| Reserves | 13 | €1.58M | €1.37M | €1.16M | €952k | €741k |
| Accumulated profits (losses) | 14 | €162k | €26k | €-98k | €-191k | €-355k |
| Provisions & deferred taxes | 16 | €130k | €130k | €130k | €130k | €130k |
| Amounts payable | 17/49 | €3.81M | €4.05M | €4.52M | €5.00M | €5.37M |
| Amounts payable after one year | 17 | €3.00M | €3.37M | €3.73M | €4.05M | €4.48M |
| Amounts payable within one year | 42/48 | €808k | €686k | €797k | €950k | €888k |
| Trade debts payable within one year | 44 | €132k | €11k | €11k | €182k | €87k |
| Income statement | ||||||
| Turnover | 70 | - | €486k | €462k | €454k | €452k |
| Gross operating margin | 9900 | €488k | - | - | - | - |
| Operating result | 9901 | €417k | €390k | €384k | €350k | €321k |
| Financial income | 75 | €99k | €107k | €90k | €152k | €121k |
| Financial charges | 65 | €57k | €61k | €71k | €33k | €73k |
| Result before taxes | 9903 | €458k | €436k | €402k | €469k | €369k |
| Income taxes | 67/77 | €111k | €101k | €100k | €94k | €110k |
| Net result for the period | 9904 | €347k | €334k | €93k | €165k | €259k |
| Result to be appropriated | 9905 | €136k | €124k | €93k | €165k | €259k |
Legal Structure
| NACE primary | Renting and operating of own or leased non-residential real estate, excluding land(68203) |
| Legal form | Public limited company(014) |
| Incorporation | 21-08-1992 |
| Status | Active |
| Postal code | 2610 |
Establishment units
Terbekehofdreef 27, 2610 Antwerpen
since 19922.059.075.814
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11463D0149/00N000 | Flanders | 1.3 ha | 1 · 1.2 ha | 9.3 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
10-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 41 days late
07-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 341 days late
2024
31-12
Financial
Highest result since 2020net €347k ▲3.8%
Operating result €417k, net result €347k, both a record.
31-12
Financial
Liquidity times 9current ratio 7.60
Current ratio from 0.88 to 7.60.
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 28 days late
2022
31-12
Financial
Equity above €5MEq €5.06M ▲6.4%
2 profitable years in a row build equity to €5.06M.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
31-12
Financial
Back to profitnet €165k
Net result €165k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
14-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Renting and operating of own or leased non-residential real estate, excluding land6820374131Market research and public opinion polling73200
Names & trade names
| Legal nameNL | IMOPLAN |
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