IMONET
ActiveIMONET has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €175k and a net result of €19k. Equity is growing by ~21.1% per year across the filed fiscal years. Its solvency ranks better than 74% of 13905 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▲+23
Solvency99▲+2
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 6.52 against 5.15 in 2024), and 36.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.6%
Return on assets
7%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
29 d late
2023
26 d late
2022
31 d late
2021
92 d late
2020
72 d late
2019
102 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€175k▲ 12.5%
2024 · €156k
2018: €22k
2019: €45k
2020: €67k
2021: €101k
2022: €109k
2023: €146k
2024: €156k
2018 → 2025
Total assets
€275k▲ 0.3%
2024 · €275k
2018: €348k
2019: €321k
2020: €279k
2021: €309k
2022: €407k
2023: €278k
2024: €275k
2018 → 2025
Net result
€19k▲ 93.7%
2024 · €10k
2018: €17k
2019: €43k
2020: €22k
2021: €34k
2022: €8k
2023: €37k
2024: €10k
2018 → 2025
Working capital
€130k▲ 12.6%
2024 · €116k
2018: €7k
2019: €-20k
2020: €-12k
2021: €68k
2022: €77k
2023: €108k
2024: €116k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€101k-€109k▲ 7.9%€146k▲ 33.8%€156k▲ 6.9%€175k▲ 12.5%
Operating result€51k-€16k▼ 68.1%€57k▲ 247%€18k▼ 67.7%€30k▲ 61.9%
Net result€34k-€8k▼ 76.7%€37k▲ 361%€10k▼ 72.8%€19k▲ 93.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 62% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €275k
Fixed assets
€122k▼ 7.3%
Current assets
€154k▲ 7.2%
Equity and liabilities €275k
Equity
€175k▲ 12.5%
Debt
€100k▼ 15.7%
The debt ratio falls from 43.3% to 36.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€45k▲
2024 · €33k
Cash flow
€34k▲
2024 · €25k
Solvency
63.6%▲
2024 · 56.7%
Current ratio
6.52▲
2024 · 5.15
Quick ratio
6.52▲
2024 · 5.15
Debt / equity
0.57▼
2024 · 0.76
ROE
11.1%▲
2024 · 6.4%
ROA
7.0%▲
2024 · 3.6%
Interest coverage
19.01▲
2024 · 10.19
Debt
€100k▼
2024 · €119k
Debt ≤ 1 year
€24k▼
2024 · €28k
Debt > 1 year
€77k▼
2024 · €91k
Income taxes
€8k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€275k€275k▲
Fixed assets21/28€131k€122k▼
Tangible fixed assets22/27€131k€121k▼
Land and buildings22€131k€121k▼
Furniture and vehicles24-€661
Financial fixed assets28€239€239=
Current assets29/58€143k€154k▲
Amounts receivable within one year40/41€63k€61k▼
Trade receivables40€55k€45k▼
Other amounts receivable41€8k€16k▲
Cash at bank and in hand54/58€79k€92k▲
Deferred charges and accrued income490/1€800€824▲
Equity and liabilities
Total equity and liabilities10/49€275k€275k▲
Equity10/15€156k€175k▲
Contributions10/11€19k€19k=
Reserves13€137k€156k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€135k€154k▲
Profit (loss) carried forward14€208€208=
Amounts payable17/49€119k€100k▼
Amounts payable after more than one year17€91k€77k▼
Financial debts170/4€90k€76k▼
Other amounts payable178/9€1k€595▼
Amounts payable within one year42/48€28k€24k▼
Current portion of amounts payable after more than one year42€13k€14k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€12k€8k▼
Taxes450/3€12k€8k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€35k€46k▲
Operating profit (loss)9901€18k€30k▲
Financial income75/76B-€379
Recurring financial income75-€379
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€15k€28k▲
Income taxes67/77€5k€8k▲
Profit (loss) for the period9904€10k€19k▲
Profit (loss) for the period to be appropriated9905€10k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€20k▲
Profit (loss) brought forward from the previous period14P€208€208=
Transfer to equity691/2€10k€19k▲
To other reserves6921€10k€19k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Equity above €150kEq €156k ▲6.9%
7 profitable years in a row build equity to €156k.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Liquidity quadruplescurrent ratio 5.44
Current ratio from 1.46 to 5.44; short-term debt falls from €169k to €24k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €8k ▼76.7%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 2.05
Current ratio from 0.78 to 2.05.
31-12
Financial
Equity above €100kEq €101k ▲51.4%
4 profitable years in a row build equity to €101k.
11-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 72 days late
2020
10-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 102 days late
2019
31-12
Financial
Highest result since 2018net €43k ▲151%
Operating result €63k, net result €43k, both a record.
08-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 69 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kretenburgstraat 1152640 MortselGround area
299 m²
Building footprint
149 m²
Volume, LiDAR
1,094 m³
Parcel 11513C0387/00B002, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMONET
since 20152.249.173.840
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11513C0387/00B002 | Flanders | 299 m² | 1 · 149 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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OBJECTIF CONSULT
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Assesse · Eq €175k
Of 11,702 companies in sector 68310 we hold annual accounts for 6,876. 5,201 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-12-2015
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.