ELGE
ActiveELGE has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €175k and a net result of €17k. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 79% of 13898 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +22 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▲+36
Solvency100=
Growth44=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 4.9 against 5.68 in 2024), and 28.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.1%
Return on assets
7.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-05-2026, 70 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
70 d early
2024
76 d early
2023
64 d early
2022
82 d early
2021
76 d early
2020
73 d early
2019
58 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€156k▼ 19.1%
2023 · €193k
2018: €176k
2019: €161k
2020: €189k
2021: €193k
2022: €239k
2023: €193k
2018 → 2024
EBIT margin
-8.3%▼ 10.3pp
2023 · 2.0%
2018: 11.1%
2019: 1.0%
2020: 9.3%
2021: -1.9%
2022: 10.5%
2023: 2.0%
2018 → 2024
Net result
€17k
2024 · €-13k
2018: €18k
2019: €743
2020: €16k
2021: €-4k
2022: €23k
2023: €3k
2024: €-13k
2018 → 2025
Working capital
€123k▲ 24.8%
2024 · €99k
2018: €68k
2019: €59k
2020: €79k
2021: €72k
2022: €88k
2023: €87k
2024: €99k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€193k-€239k▲ 23.8%€193k▼ 19.1%€156k▼ 19.1%
Equity€145k-€168k▲ 15.7%€171k▲ 1.8%€158k▼ 7.7%€175k▲ 11.1%
Operating result€-4k-€25k€4k▼ 84.4%€-13k€18k
Net result€-4k-€23k€3k▼ 86.9%€-13k€17k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €18k after a loss of €13k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €246k
Fixed assets
€91k▲ 55.0%
Current assets
€155k▲ 29.2%
Equity and liabilities €246k
Equity
€175k▲ 11.1%
Debt
€71k▲ 236%
The debt ratio rises from 11.8% to 28.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€47k▲
2024 · €13k
Cash flow
€46k▲
2024 · €13k
Solvency
71.1%▼
2024 · 88.2%
Current ratio
4.90▼
2024 · 5.68
Quick ratio
3.74▼
2024 · 4.36
Debt / equity
0.41▲
2024 · 0.13
ROE
10.0%▲
2024 · -8.4%
ROA
7.1%▲
2024 · -7.4%
Interest coverage
61.16▼
2024 · 69.48
Debt
€71k▲
2024 · €21k
Debt ≤ 1 year
€32k▲
2024 · €21k
Debt > 1 year
€39k
Staff costs
€26k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€179k€246k▲
Fixed assets21/28€59k€91k▲
Tangible fixed assets22/27€58k€91k▲
Land and buildings22€21k€18k▼
Plant, machinery and equipment23€24k€15k▼
Furniture and vehicles24€13k€58k▲
Leasing and similar rights25€0-
Financial fixed assets28€50€50=
Current assets29/58€120k€155k▲
Stocks and contracts in progress3€28k€37k▲
Stocks30/36€28k€37k▲
Amounts receivable within one year40/41€11k€21k▲
Trade receivables40€10k€18k▲
Other amounts receivable41€396€3k▲
Cash at bank and in hand54/58€79k€98k▲
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€179k€246k▲
Equity10/15€158k€175k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€137k€154k▲
Amounts payable17/49€21k€71k▲
Amounts payable after more than one year17-€39k
Financial debts170/4-€39k
Amounts payable within one year42/48€21k€32k▲
Current portion of amounts payable after more than one year42€2k€10k▲
Trade debts44€819€1k▲
Suppliers440/4€819€1k▲
Taxes, remuneration and social security45€4k€6k▲
Taxes450/3€0€945▲
Remuneration and social security454/9€4k€5k▲
Other amounts payable47/48€15k€14k▼
Income statement
Code20242025
Turnover70€156k-
Goods, raw materials, services and sundry goods60/61€127k-
Remuneration, social security and pensions62€16k€26k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€28k▲
Other operating charges640/8€579€714▲
Non-recurring operating charges66A€803-
Gross operating margin9900€30k€73k▲
Operating profit (loss)9901€-13k€18k▲
Financial charges65/66B€184€762▲
Recurring financial charges65€184€762▲
Profit (loss) for the period before taxes9903€-13k€17k▲
Profit (loss) for the period9904€-13k€17k▲
Profit (loss) for the period to be appropriated9905€-13k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€137k€154k▲
Profit (loss) brought forward from the previous period14P€150k€137k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-13k ▼542%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
28-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
31-12
Financial
Equity above €150kEq €168k ▲15.7%
Equity rises from €145k to €168k.
16-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Huy 1411325 Chaumont-GistouxGround area
2,447 m²
Building footprint
97 m²
Parcel 25025B0431/00H000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Chaussée de Huy 141, 1325 Chaumont-Gistoux
since 19872.031.930.462
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25025B0431/00H000 | Wallonia | 2,447 m² | 1 · 97 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
INGENIEURS- & EXPERTISEBURO JO MOENS
BE 0456.895.536
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ID4 INVEST
BE 0848.884.414
Waterloo · Eq €175k
BUY STREET
BE 0556.725.659
Sint-Pieters-Leeuw · Eq €175k
IMONET
BE 0644.917.465
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AGENCE VB
BE 0740.806.123
Oostende · Eq €175k
Of 11,700 companies in sector 68310 we hold annual accounts for 6,875. 5,200 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-12-1987
Fiscal year end31-12
Activities, NACEBEL
01410Raising of dairy cattle
68310Real estate agency activities
68311Real estate activities
70311
81300Landscape service activities
01122
01191Growing of flowers
41001General construction of residential buildings
42110Construction of roads and motorways
43120Site preparation
43230Insulation installation
43291Specialised construction activities
45112
45211
45230
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.