IMONAM
IMONAM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.58M and a net result of €-369k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 88% of 1211 sector peers (fiscal year 2025). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €1.58M |
| Net result | €-369k |
| Better than sector | 88% |
| Active | 28 yrs |
Mixed profile: strong on solvency, weaker on health.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 85.1% | 47.4% | |
| Net result | €-369k | €43k | |
| Equity | €1.58M | €85k | |
| Gross operating margin | €128k | €70k | |
| Total assets | €1.86M | €211k |
| Fiscal year | 2025 |
|---|---|
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €-369k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €14k |
| Dividends | €241k |
| Total assets | €1.86M |
| Equity | €1.58M |
| Debt | €277k |
| of which ≤ 1y | €273k |
| of which > 1y | - |
| Working capital | n/a |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 85.1% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | -19.9% |
| ROE | -23.4% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.86M |
| Fixed assets | 21/28 | €685k |
| Tangible fixed assets | 22/27 | €685k |
| Financial fixed assets | 28 | €0 |
| Current assets | 29/58 | €1.17M |
| Amounts receivable within one year | 40/41 | €257k |
| Investments | 50/53 | €0 |
| Cash & bank | 54/58 | €912k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.86M |
| Equity | 10/15 | €1.58M |
| Contributions / capital | 10/11 | €961k |
| Reserves | 13 | €59k |
| Accumulated profits (losses) | 14 | €560k |
| Amounts payable | 17/49 | €277k |
| Amounts payable within one year | 42/48 | €273k |
| Trade debts payable within one year | 44 | €13k |
| Income statement | ||
| Gross operating margin | 9900 | €128k |
| Operating result | 9901 | €52k |
| Financial income | 75 | €6k |
| Financial charges | 65 | €352 |
| Result before taxes | 9903 | €-355k |
| Income taxes | 67/77 | €14k |
| Net result for the period | 9904 | €-369k |
| Result to be appropriated | 9905 | €-369k |
| NACE primary | Financial services(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 15-04-1998 |
| Status | Active |
| Postal code | 5100 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92136B0250/00G000 | Wallonia | 3,444 m² | 1 · 161 m² | 9.3 m · 3 fl. |
| 52048D0064/00H021 | Wallonia | 1,311 m² | 1 · 125 m² | 11.6 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
29-06-2022 Registered office moved from NAMUR to WIERDE
- Route de Hannut, 14, 5004 NAMUR → Rue les Tiennes, 150, 5100 WIERDE
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "Rue les Tiennes, 150, 5100 WIERDE",
"city": "WIERDE",
"region": "waals_gewest",
"street": "Rue les Tiennes",
"country": "BE",
"postcode": "5100",
"box_number": null,
"street_number": "150",
"locality_suffix": null
},
"old_address": {
"raw": "Route de Hannut, 14, 5004 NAMUR",
"city": "NAMUR",
"region": "waals_gewest",
"street": "Route de Hannut",
"country": "BE",
"postcode": "5004",
"box_number": null,
"street_number": "14",
"locality_suffix": null
},
"effective_date": "2022-06-20",
"evidence_quote": "D\u0027un proc\u00E8s-verbal de l\u0027Assembl\u00E9e G\u00E9n\u00E9rale Extraordianire du 25 avril 2022, il r\u00E9sulte que l\u0027assembl\u00E9e approuve \u00E0 l\u0027unanimit\u00E9 le transfert du si\u00E8ge social, \u00E0 compter de ce jour, \u00E0 l\u0027adresse suivante: Rue les Tiennes, 150, 5100 WIERDE.",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "immediate",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": "Serge VAN VUCHELEN",
"firm_city": null,
"firm_name": null,
"office_city": "Li\u00E8ge",
"is_associated": false
},
"act_meta": {
"language": "fr",
"pub_date": "2022-06-29",
"filing_date": "2022-06-20",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"date": "2022-04-25",
"unanimous": true
},
"subject_company": {
"kbo": "0463.163.617",
"name_full": "IMONAM",
"legal_form": "SRL",
"_kbo_filled_from_list": true
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Serge VAN VUCHELEN",
"org_rep_person_name": null,
"person_role_at_subject": "Administrateur"
},
"co_filed_documents": [
"PV de l\u0027AGE du 25 avril 2022"
]
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | IMONAM |