Skip to content

Immosafe

Active
Private limited companyfounded 20196 yrs activeRue Coleau 60, 1410 Waterloo, BelgiumKBO/BCE: BE 0737.820.701
Summary

The computed 12-month bankruptcy probability of Immosafe is 2.9% (moderate). The 2025 annual accounts show negative equity (-€399) and a net result of €2,972. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability70▲+9
Solvency25▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
2.9% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.09 against 0.07 in 2024; short-term debt: 67.2% and cash: 5.9% of total assets), and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-0.2%
Return on assets
1.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-09-2026, 47 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filings
Deviation from the deadline
2025
47 d late
2024
11 d late
2023
42 d late
2022
19 d early
2021
44 d late
2020
389 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 86 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Immosafe was incorporated on 19 November 2019 as a Private limited company.1 Total assets fell from EUR 300,103 in 2020 to EUR 255,905 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
-€399▲ 88.2%
2024 · -€3,371
Total assets
€255,905▼ 2.7%
2024 · €263,094
Net result
€2,972
2024 · -€301
Working capital
-€156,949▲ 1.6%
2024 · -€159,424
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€1,087€851▼ 21.7%€2,186▲ 157%€2,039▼ 6.7%€4,938▲ 142%
Net result-€1,590▲ 64.3%-€1,723▼ 8.3%-€304▲ 82.3%-€301▲ 1.1%€2,972
Equity-€1,043-€2,766▼ 165%-€3,070▼ 11.0%-€3,371▼ 9.8%-€399▲ 88.2%
Total assets€290,137▼ 3.3%€279,904▼ 3.5%€270,951▼ 3.2%€263,094▼ 2.9%€255,905▼ 2.7%
Debt€291,181▼ 2.8%€282,670▼ 2.9%€274,021▼ 3.1%€266,465▼ 2.8%€256,304▼ 3.8%
Working capital-€161,384▼ 0.2%-€161,948▼ 0.3%-€161,228▲ 0.4%-€159,424▲ 1.1%-€156,949▲ 1.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€2,000€0€2,000€4,000Operating result 2021: €1,087€1,087Net result 2021: -€1,590-€1,590Operating result 2022: €851€851Net result 2022: -€1,723-€1,723Operating result 2023: €2,186€2,186Net result 2023: -€304-€304Operating result 2024: €2,039€2,039Net result 2024: -€301-€301Operating result 2025: €4,938€4,938Net result 2025: €2,972€2,97220212022202320242025-€2,000€0€2,000€4,000Operating result 2023: €2,186€2,190Net result 2023: -€304-€304Operating result 2024: €2,039€2,040Net result 2024: -€301-€301Operating result 2025: €4,938€4,940Net result 2025: €2,972€2,970202320242025
The operating result recovers in 2025; 2025 is 142% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €255,905
Fixed assets €240,777 ▼ 3.9%
Current assets €15,128 ▲ 20.9%
Key figures and ratios
2025 value · change against 2024
EBITDA
€14,747▲
2024 · €11,847
Cash flow
€12,781▲
2024 · €9,508
Solvency
-0.2%▲
2024 · -1.3%
Current ratio
0.09▲
2024 · 0.07
ROA
1.2%▲
2024 · -0.1%
Interest coverage
7.50▲
2024 · 5.06
Debt ≤ 1 year
€172,077▲
2024 · €171,932
Debt > 1 year
€84,227▼
2024 · €93,304
Equity ratios withheld: equity of -€399 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 908 companies that looked in July 2024 the way this one looks now, 5.9% went bankrupt within 24 months and 89% are still going.

  • Micro
  • 5 to 10 years old
  • negative equity
  • a profit under 5% of the balance sheet
5.9% went bankrupt
3.9% stopped otherwise
89% still going

A further 1.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 908 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines
Balance sheet Code20242025
Assets
Total assets20/58€263,094€255,905▼
Fixed assets21/28€250,585€240,777▼
Tangible fixed assets22/27€250,585€240,777▼
Land and buildings22€250,585€240,777▼
Current assets29/58€12,508€15,128▲
Cash at bank and in hand54/58€12,508€15,128▲
Equity and liabilities
Total equity and liabilities10/49€263,094€255,905▼
Equity10/15-€3,371-€399▲
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€8,371-€5,399▲
Amounts payable17/49€266,465€256,304▼
Amounts payable after more than one year17€93,304€84,227▼
Financial debts170/4€93,304€84,227▼
Amounts payable within one year42/48€171,932€172,077▲
Current portion of amounts payable after more than one year42€8,932€9,077▲
Other amounts payable47/48€163,000€163,000=
Accrued charges and deferred income492/3€1,228-
Income statement Code20242025
Goods, raw materials, services and sundry goods60/61€3,289€1,773▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,808€9,808=
Other operating charges640/8€2,134€2,201▲
Gross operating margin9900€13,981€16,947▲
Operating profit (loss)9901€2,039€4,938▲
Financial charges65/66B€2,340€1,966▼
Recurring financial charges65€2,340€1,966▼
Profit (loss) for the period before taxes9903-€301€2,972▲
Profit (loss) for the period9904-€301€2,972▲
Profit (loss) for the period to be appropriated9905-€301€2,972▲
Appropriation of the result
Profit (loss) to be appropriated9906-€8,371-€5,399▲
Profit (loss) brought forward from the previous period14P-€8,070-€8,371▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Goods, raw materials, services and sundry goods60/61€1,062€1,771€1,423€3,289€1,773▼ 46.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,808€9,808€9,808€9,808€9,808=
Other operating charges640/8€1,843€1,929€2,063€2,134€2,201▲ 3.1%
Gross operating margin9900€12,738€12,589€14,057€13,981€16,947▲ 21.2%
Operating profit (loss)9901€1,087€851€2,186€2,039€4,938▲ 142%
Financial charges65/66B€2,677€2,574€2,490€2,340€1,966▼ 16.0%
Recurring financial charges65€2,677€2,574€2,490€2,340€1,966▼ 16.0%
Profit (loss) for the period before taxes9903-€1,590-€1,723-€304-€301€2,972▲ 1,088%
Profit (loss) for the period9904-€1,590-€1,723-€304-€301€2,972▲ 1,088%
Profit (loss) for the period to be appropriated9905-€1,590-€1,723-€304-€301€2,972▲ 1,088%
Line20212022202320242025Change
Assets
Total assets20/58€290,137€279,904€270,951€263,094€255,905▼ 2.7%
Fixed assets21/28€280,011€270,202€260,394€250,585€240,777▼ 3.9%
Tangible fixed assets22/27€280,011€270,202€260,394€250,585€240,777▼ 3.9%
Land and buildings22€280,011€270,202€260,394€250,585€240,777▼ 3.9%
Current assets29/58€10,127€9,701€10,557€12,508€15,128▲ 20.9%
Cash at bank and in hand54/58€10,127€9,181€10,557€12,508€15,128▲ 20.9%
Deferred charges and accrued income490/1-€521----
Equity and liabilities
Total equity and liabilities10/49€290,137€279,904€270,951€263,094€255,905▼ 2.7%
Equity10/15-€1,043-€2,766-€3,070-€3,371-€399▲ 88.2%
Contributions10/11€5,000€5,000€5,000€5,000€5,000=
Profit (loss) carried forward14-€6,043-€7,766-€8,070-€8,371-€5,399▲ 35.5%
Amounts payable17/49€291,181€282,670€274,021€266,465€256,304▼ 3.8%
Amounts payable after more than one year17€119,670€111,021€102,236€93,304€84,227▼ 9.7%
Financial debts170/4€119,670€111,021€102,236€93,304€84,227▼ 9.7%
Amounts payable within one year42/48€171,511€171,649€171,785€171,932€172,077▲ 0.1%
Current portion of amounts payable after more than one year42€8,511€8,649€8,785€8,932€9,077▲ 1.6%
Other amounts payable47/48€163,000€163,000€163,000€163,000€163,000=
Accrued charges and deferred income492/3---€1,228--
Line20212022202320242025Change
Profit (loss) for the period9904-€1,590-€1,723-€304-€301€2,972▲ 1,088%
+ Depreciation and write-downs630€9,808€9,808€9,808€9,808€9,808=
Operating cash flow (approximation)€8,218€8,086€9,504€9,508€12,781▲ 34.4%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€946€1,376€1,952€2,620▲ 34.2%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
16-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 47 days late
2025
31-12
Financial Back to profitnet €2,972
Net result €2,972 after 5 loss-making years.
11-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
11-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 42 days late
2023
12-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
13-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 44 days late
24-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 389 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
3,563 m²
Building footprint
193 m²
Volume, LiDAR
1,492 m³
Parcel 25764Q0394/00E000, Wallonia · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
Rue Coleau 60, 1410 Waterloo
Real estate activities
since 20192.298.969.482
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25764Q0394/00E000 Wallonia 3,563 m² 1 · 192 m² 9.5 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded19-11-2019
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.