2025 accounts filed 31 days after the deadlineTurnover not published (micro format)
Checked score
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Comparable companies, two years later
In July 2024, 6,635 companies had the same profile as IMMORAY has now. Each dot stands for 17 companies, two years later.
84.3%
were still trading
10.2%
stopped another way
4.5%
went bankrupt
Micro
20 years or older
negative equity
a loss of 10% of the balance sheet or more
Another 1.0% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,635 companies, not a prediction for IMMORAY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
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Credit check for an amount and term of your choice
Capital increase of FB 2,000,000 to FB 4,000,000
Capital from FB 2,000,000 to FB 4,000,000 · Changes of role: Hidden nameVisible after signing in, Name after signing inVisible after signing in and Name hiddenVisible after signing in · “Toutes opérations ou transactions immobilières, en ce compris, l'achat, la vente, l'établissement des droits…” (deed in Dutch) · Gazette deed
Registered office moved from Blankenberge to Limal
New registered office: rue Charles Jaumotte 29/31, 1300 Limal · Previous registered office: Vrijheidsstraat 27, 8370 Blankenberge, België · Resignation: Hidden nameVisible after signing in (director) · General meeting of 11-03-2016 · Gazette deed
First establishment
Chartilux, Avenue de la Cigogne 21, Wavre
Incorporation
published on 23-03-1993 · Gazette deed
“Toutes opérations ou transactions immobilières, en ce compris, l'achat, la vente, l'établissement des droits…” (deed in Dutch)From the articles, 4 activitiesNo NACE code in the KBO yet
The company number of IMMORAY is 0449.515.420. The VAT number is the same number with BE in front: BE 0449.515.420.
Where is IMMORAY based?
The registered office is at Rue Charles Jaumotte 31, 1300 Wavre.Company details
What is the legal form of IMMORAY?
IMMORAY is a public limited company (NV).
When was IMMORAY founded?
IMMORAY was founded on 23-02-1993.
Is IMMORAY still active?
Yes, IMMORAY is an active enterprise in the KBO register.
What is the turnover of IMMORAY?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it. In financial year 2021 turnover was €119.Financials
Is IMMORAY profitable?
In financial year 2025, IMMORAY made a loss of €21,929.
Where can I find the annual accounts of IMMORAY?
IMMORAY filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of IMMORAY due?
IMMORAY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline