Financials
- Fiscal year
- 2025
- Turnover
- €1.6m
- Profit
- €396,053
- Solvency
- 14.9%
Turnover▲ 10.2%
Net result
20182025
Summary
IMMOMANDA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €140,159 and a net result of €396,053. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 14% of 3,013 sector peers (NACE 64, fiscal year 2025). The company has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Activities of holding companies
NACE 64210
1 site
Size
€1.6mturnover 2025
- Equity
- €140,159
- Profit
- €396,053
Financial health
Financial institution: outside the modelProbability: sector outside the model
Structure
- Parent
- ING Belgique NV
- Board
- 6 members
- Francisco SchramChair
Auditor: Deloitte Bedrijfsrevisoren - Réviseurs d'Entreprises BV/SRLAccounts 107 days early72 of 73 deeds read
Signals- Weak solvency vs sectorLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
Two signals.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 3013 sector peers (2025).
NBB · sector comparisonPosition among 3013 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-04-2026, 107 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
107 days early
2024
98 days early
2023
96 days early
2022
87 days early
2021
103 days early
2020
121 days early
2019
126 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 105 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
08-10-2026 today31-12-2026 close31-07-2027 deadline
- Resignation: KPMG Bedrijfsrevisoren - Réviseurs d'Entreprises…Appointment: Deloitte Bedrijfsrevisoren - Réviseurs…
- Annual accounts filedfiscal year 2025 · full…
- MiscellaneousPower of attorney
Key points
- Caution: Among the weakest 11% on equitysector median €5.3m · 3,009 companies €140,159 View
- Positive: Always filed on timeaccounts within the deadline every year 8 years View
- Controlled by ING Belgique NVultimately: ING Group parent View
- Positive: 7 profitable years in a rowprofit 2025: €396,053 7 years View
- Active since 1977founded 16-06-1977 49 years View
By topic
Board & ownership
- Board
- 6 members
- Parent
- ING Belgique NV
- Auditor
- Deloitte Bedrijfsrevisoren - Réviseurs…
- Francisco SchramChair
- Philippe PicronDirector
- Jelle VandenbrouckeDirector
- Bart EeckhautDirector
- Albin MoreauDirector
and 1 other director
Network & group
- Group
- ING Group
- Connected companies
- 11
Timeline
- Events
- 55
- Since
- 2005
- Next accounts
- by 31-07-2027
- 02-06-2025Appointment: KPMG - Bedrijfsrevisoren BV (statutory auditor)
- 24-04-2025Annual accounts filed
- 08-08-2024Reappointment: Philippe Picron (director)
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Activities of holding companiesNACE 64210
- Founded
- 16-06-1977
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 1
- Purpose
- De vennootschap heeft tot voorwerp het bezit, het verwerven, de verkoop, de ruil, de…
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