Result
€237,962 €237,962
Back in profit in 2025, after a loss of €647,174 in 2024.
IMMOLO
Lifetime
20 annual accounts with figures on one time axis, 35 filings since 1991peak €553,550 (2025)
€553,550▲ €1.1m
lowest -€647,174 (2024)
€237,962▲ €885,136
peak €12.7m (2019)
€12.2m▲ 7.3%
€5.6m▼ 19.1%
peak 0 FTE (2022)
0 FTE
Board1 name since 2016
1 directorClaes Betsy
Documentsfilings and deeds
27-07-20264 days before the deadline
2025abbreviated format
Gross margin from -€564,133 to €553,550Back to profit: €237,962Debts from €6.9m to €5.6mInvestments €903,122Cash from €229,405 to €739,944
Key points
from the 2025 annual accountsInvestments
€1.3m 4.3 × depreciation
Green is investment, beige is depreciation.
Filings
35 annual accounts since 1991
Five of the last ten came late. The 2019 accounts came latest: 119 days after the end of the period.
Checked score
96
Excellent
Financially stronger than 66% of medium-sized companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 1,720 companies (NACE 68, medium-sized).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.2 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026highest value
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: < 0.1%▼ -0.2 percentage points vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 of the last 3 accounts late
Liquidity: current ratio 1.20, cash €739,944
lowers risk
Size: total assets €17.9m
Figures for financial year 2025 (filed on 27-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, medium-sized). It does better than 81% of them on solvency, 35% on liquidity, 79% on profitability and 68% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,887 companies had the same profile as IMMOLO has now. Each dot stands for 5 companies, two years later.
97.9%
were still trading
2.0%
stopped another way
0.1%
went bankrupt
That fits the bankruptcy probability of IMMOLO itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,887 companies, not a prediction for IMMOLO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,150,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.2 (1.13 in 2024), below the usual 1.5. Short-term debt is 29.6% and cash 4.1% of total assets. 31.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 days early
2024
71 days late
2023
on the day
2022
on the day
2021
2 days early
2020
1 day early
2019
119 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 26 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Environmental permit refused
Verbouwen en/of uitbreiden van bijgebouwen, niet-overdekte lage constructies of wijzigen van andere beperkte handelingen · Lommel
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0441237261
Environmental permit granted
Verbouwen en/of uitbreiden zonder functiewijziging en met wijzigen van aantal woongelegenheden · Lommel
Environmental permit granted
Bouwen of herbouwen, Verwijderen van vrijstaande gebouwen · Lommel
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| IMMOLO Lommel | €17.9m | €553,550 | 68.2% | 0 |
| ANKRI Ghent | €19.3m | €657,257 | 18.6% | 0 |
| Cavila Nazareth-De Pinte | €20.0m | €568,478 | 67.2% | 0 |
| NEVEN-LEMAIRE Sint-Truiden | €16.0m | €950,005 | 17.4% | 0 |
| JUNOT Hasselt | €10.9m | €689,319 | 70.9% | 0 |
| WEVELGEM AIRPORT BUSINESS CENTER Ghent | €19.3m | €412,145 | 53.0% | 0 |
| FRANK'S Knokke-Heist | €16.7m | €841,594 | 33.8% | 0 |
These companies have the same main activity as IMMOLO: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €11m and €20m, founded between 1983 and 1991.
Official details
Source: KBO- Status
- Active since 29-06-1990Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201and 3 others
- Establishment unit
- 2.050.283.5553920 Lommel, since 14-11-1990
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2023
Annual accounts 2025
- ≈ €620,000estimated
- €17.9m▼ 2.7%
- Filing
- Filed on 27-07-2026, 4 days before the end of the filing period
Insights on IMMOLO
IMMOLO files the abbreviated format. That format states no turnover. The gross margin rose from €74,407 in 2006 to €553,550 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IMMOLO
- What is the company number of IMMOLO?
- The company number of IMMOLO is 0441.237.261. The VAT number is the same number with BE in front: BE 0441.237.261.
- Where is IMMOLO based?
- The registered office is at Kattenbos 84, 3920 Lommel.Company details
- What does IMMOLO do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of IMMOLO?
- IMMOLO is a private limited company (pre-2019) (BVBA).
- When was IMMOLO founded?
- IMMOLO was founded on 29-06-1990.
- Is IMMOLO still active?
- Yes, IMMOLO is an active enterprise in the KBO register.
- What is the turnover of IMMOLO?
- The turnover in financial year 2025 is ≈ €620,000. This figure is estimated from the gross margin of €553,550 and 38 comparable companies (NACE 68201). It probably lies between €560,000 and €690,000.Financials
- Is IMMOLO profitable?
- In financial year 2025, IMMOLO made a profit of €237,962.
- Where can I find the annual accounts of IMMOLO?
- IMMOLO filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of IMMOLO due?
- IMMOLO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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