IMMOLABADIA
ActiveIMMOLABADIA has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42k and a net result of €9k. Equity is growing by ~15.9% per year across the filed fiscal years. Its solvency ranks better than 51% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+77
Solvency55▲+2
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 4.04 against 3.3 in 2024; short-term debt: 19.1% and cash: 67% of total assets), but 69.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.4%
Return on assets
6.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
28 d late
2024
40 d late
2023
8 d early
2022
5 d late
2021
16 d late
2020
25 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€42k▲ 27.5%
2024 · €33k
2018: €12k
2019: €16k
2020: €21k
2021: €32k
2022: €40k
2023: €50k
2024: €33k
2018 → 2025
Total assets
€138k▲ 16.9%
2024 · €118k
2018: €216k
2019: €130k
2020: €169k
2021: €360k
2022: €177k
2023: €147k
2024: €118k
2018 → 2025
Net result
€9k
2024 · €-17k
2018: €200
2019: €4k
2020: €6k
2021: €11k
2022: €8k
2023: €11k
2024: €-17k
2018 → 2025
Working capital
€80k▲ 46.0%
2024 · €55k
2018: €212k
2019: €110k
2020: €143k
2021: €261k
2022: €144k
2023: €126k
2024: €55k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€32k-€40k▲ 23.4%€50k▲ 27.1%€33k▼ 34.5%€42k▲ 27.5%
Operating result€10k-€13k▲ 20.9%€16k▲ 24.6%€-16k€10k
Net result€11k-€8k▼ 30.8%€11k▲ 42.9%€-17k€9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €10k after a loss of €16k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €138k
Fixed assets
€31k▼ 20.1%
Current assets
€107k▲ 35.2%
Equity and liabilities €138k
Equity
€42k▲ 27.5%
Debt
€96k▲ 12.8%
The debt ratio falls from 72.2% to 69.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€18k▲
2024 · €-11k
Cash flow
€17k▲
2024 · €-12k
Solvency
30.4%▲
2024 · 27.8%
Current ratio
4.04▲
2024 · 3.30
Quick ratio
4.04▲
2024 · 3.30
Debt / equity
2.29▼
2024 · 2.59
ROE
21.6%▲
2024 · -52.7%
ROA
6.6%▲
2024 · -14.7%
Interest coverage
11.43▲
2024 · -5.12
Debt
€96k▲
2024 · €85k
Debt ≤ 1 year
€26k▲
2024 · €24k
Debt > 1 year
€4k▼
2024 · €16k
Income taxes
€93▼
2024 · €107
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€118k€138k▲
Fixed assets21/28€39k€31k▼
Tangible fixed assets22/27€37k€29k▼
Land and buildings22€6k€5k▼
Furniture and vehicles24€31k€24k▼
Financial fixed assets28€2k€2k=
Current assets29/58€79k€107k▲
Amounts receivable within one year40/41€8k€741▼
Trade receivables40€8k€402▼
Other amounts receivable41-€339
Current investments50/53€900€900=
Cash at bank and in hand54/58€69k€93k▲
Deferred charges and accrued income490/1€2k€13k▲
Equity and liabilities
Total equity and liabilities10/49€118k€138k▲
Equity10/15€33k€42k▲
Contributions10/11€19k€19k=
Reserves13€22k€22k=
Distributable reserves133€22k€22k=
Profit (loss) carried forward14€-7k€2k▲
Amounts payable17/49€85k€96k▲
Amounts payable after more than one year17€16k€4k▼
Financial debts170/4€14k€3k▼
Other amounts payable178/9€2k€2k=
Amounts payable within one year42/48€24k€26k▲
Current portion of amounts payable after more than one year42€11k€12k▲
Trade debts44€8k€8k▼
Suppliers440/4€8k€8k▼
Taxes, remuneration and social security45€624€3k▲
Taxes450/3€624€3k▲
Other amounts payable47/48€4k€4k▲
Accrued charges and deferred income492/3€45k€65k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€8k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€-8k€19k▲
Operating profit (loss)9901€-16k€10k▲
Financial income75/76B€1k€559▼
Recurring financial income75€147€559▲
Non-recurring financial income76B€1k-
Financial charges65/66B€3k€2k▼
Recurring financial charges65€2k€2k▼
Non-recurring financial charges66B€1k-
Profit (loss) for the period before taxes9903€-17k€9k▲
Income taxes67/77€107€93▼
Profit (loss) for the period9904€-17k€9k▲
Profit (loss) for the period to be appropriated9905€-17k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€2k▲
Profit (loss) brought forward from the previous period14P€10k€-7k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
09-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 40 days late
2024
31-12
Financial
Weakest financial yearnet €-17k ▼262%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 5 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 7.83
Current ratio from 3.79 to 7.83; short-term debt falls from €93k to €21k.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
31-12
Financial
Highest result since 2018net €11k ▲92.7%
Net result €11k, the highest in the series.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Broedersstraat 83600 GenkGround area
697 m²
Building footprint
150 m²
Volume, LiDAR
903 m³
Parcel 71306G0215/00Y137, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Broedersstraat 8, 3600 Genk
since 20172.261.366.344
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71306G0215/00Y137 | Flanders | 697 m² | 1 · 149 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,750 companies in sector 68310 we hold annual accounts for 6,908. 4,728 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-01-2017
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.