ImmoKeuring
ActiveSummary
The computed 12-month bankruptcy probability of ImmoKeuring is 2.2% (moderate). The 2024 annual accounts show negative equity (-€64,407) and a net result of -€110,961. Its solvency ranks better than 9% of 4,288 sector peers (NACE 74, financial year 2024). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- -€64,407
- Loss
- -€110,961
Why 50raises riskFigures for financial year 2024 (filed 19-08-2025)Loss of €110,961 (financial year 2024)lowers riskSector: Other professional, scientific and technical activities (NACE 74)Size: total assets €155,078Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro): better than 6% on solvency, 16% on liquidity, 7% on profitability and 2% on growth.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 42 days after the deadline; the sector median (NACE 74) for financial year 2024 is 3 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · micro…
- Annual accounts filedfinancial year 2023 · micro…
- IncorporationAppointment: KOLKIRAN Ismail (director) ·…
Financials · financial year 2024, micro format
2025 annual accounts not yet filed, deadline passed on 31 July 2026 Financial year closed on 31 December 2025; filing due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 28 October 2026.
2023 to 2024, 2 financial years
The operating result turns negative in 2024: a loss of €106,997 after €63,515 in 2023.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 74, Other professional, scientific and technical activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 7,639 companies that looked in July 2024 the way this one looks now, 8.8% went bankrupt within 24 months and 84.8% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a loss of 10% of the balance sheet or more
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,639 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €39,628 | €142,471 | ▲ 260% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,271 | €29,031 | ▲ 451% |
| Other operating charges640/8 | €2,228 | €1,896 | ▼ 14.9% |
| Gross operating margin9900 | €110,641 | €66,400 | ▼ 40.0% |
| Operating profit (loss)9901 | €63,515 | -€106,997 | - |
| Financial income75/76B | €1 | €447 | ▲ 745× |
| Recurring financial income75 | €1 | €447 | ▲ 745× |
| Financial charges65/66B | €1,923 | €4,411 | ▲ 129% |
| Recurring financial charges65 | €1,923 | €4,411 | ▲ 129% |
| Profit (loss) for the period before taxes9903 | €61,592 | -€110,961 | - |
| Income taxes67/77 | €18,638 | - | - |
| Profit (loss) for the period9904 | €42,954 | -€110,961 | - |
| Profit (loss) for the period to be appropriated9905 | €42,954 | -€110,961 | - |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €195,234 | €155,078 | ▼ 20.6% |
| Formation expenses20 | €326 | - | - |
| Fixed assets21/28 | €39,711 | €76,426 | ▲ 92.5% |
| Tangible fixed assets22/27 | €37,161 | €73,876 | ▲ 98.8% |
| Plant, machinery and equipment23 | - | €20,381 | - |
| Furniture and vehicles24 | €37,161 | €53,495 | ▲ 44.0% |
| Financial fixed assets28 | €2,550 | €2,550 | = |
| Current assets29/58 | €155,196 | €78,652 | ▼ 49.3% |
| Amounts receivable within one year40/41 | €87,165 | €43,273 | ▼ 50.4% |
| Trade receivables40 | €87,165 | €43,273 | ▼ 50.4% |
| Cash at bank and in hand54/58 | €60,859 | €35,337 | ▼ 41.9% |
| Deferred charges and accrued income490/1 | €7,172 | €43 | ▼ 99.4% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €195,234 | €155,078 | ▼ 20.6% |
| Equity10/15 | €46,554 | -€64,407 | - |
| Contributions10/11 | €3,600 | €3,600 | = |
| Reserves13 | €42,954 | - | - |
| Distributable reserves133 | €42,954 | - | - |
| Profit (loss) carried forward14 | - | -€68,007 | - |
| Amounts payable17/49 | €148,680 | €219,485 | ▲ 47.6% |
| Amounts payable after more than one year17 | €20,912 | €23,193 | ▲ 10.9% |
| Financial debts170/4 | €20,912 | €23,193 | ▲ 10.9% |
| Amounts payable within one year42/48 | €127,768 | €196,292 | ▲ 53.6% |
| Current portion of amounts payable after more than one year42 | €11,306 | €26,893 | ▲ 138% |
| Trade debts44 | €59,801 | €46,283 | ▼ 22.6% |
| Suppliers440/4 | €59,801 | €46,283 | ▼ 22.6% |
| Taxes, remuneration and social security45 | €55,442 | €90,014 | ▲ 62.4% |
| Taxes450/3 | €37,563 | €64,896 | ▲ 72.8% |
| Remuneration and social security454/9 | €17,879 | €25,117 | ▲ 40.5% |
| Other amounts payable47/48 | €1,219 | €33,102 | ▲ 27× |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €42,954 | -€110,961 | - |
| + Depreciation and write-downs630 | €5,271 | €29,031 | ▲ 451% |
| Operating cash flow (approximation) | €48,225 | -€81,930 | - |
| Investment in fixed assets (approximation) | - | -€65,745 | - |
| Change in cash | - | -€25,522 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | micro format | 18-08-2025 | 2025-00383462 |
| 31-12-2023 | micro format | 05-10-2024 | 2024-00497924 |
Similar companies · same sector and region
Subsidies and aid
Flemish government
2023 to 2024 · 2 entries · €3,440 awarded · €3,557 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2024 | 1 | €939 | €939 |
| 2023 | 1 | €2,501 | €2,618 |
Public contracts
Source: TED (Tenders Electronic Daily), Publications Office of the European Union. Values as the buyer published them; for a framework agreement, a ceiling.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| KOLKIRAN Ismail |
|
Owners and capital
Capital and shareholders
- KOLKIRAN Ismail 100 shares (100%) · €3,000 in cash
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 26-04-2023 Incorporation · €3,000 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
26-04
Gazette deed
IncorporationAppointment: KOLKIRAN Ismail (director) · Founder · Founding capital7 facts ▸
- Incorporation, “ImmoKeuring” (deed in Dutch)
- Founder, KOLKIRAN Ismail
- Founding capital, €3,000
- Bank account, “storting inbrengen, vennootschap in oprichting” (deed in Dutch)
- Registered office clause, “3630 Maasmechelen, Creemersweg 10” (deed in Dutch)
- Director appointment, KOLKIRAN Ismail (director)
- Pre-incorporation commitments
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 73048E0305/00M000 | Flanders | 613 m² | 1 · 155 m² | 7.7 m · 2 |
How the parcels are linked
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- ImmoKeuring
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest, België of buitenland” (deed in Dutch)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Met of zonder beperking van duur, natuurlijke personen of rechtspersonen,al dan niet aandeelhouder” (deed in Dutch)“1” (deed in Dutch)1 more provision on this in the deed
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Beschikbare eigen vermogensrekeningen, 100” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Monday of June at 18:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor